Last Updated on 04 August 2024
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.ADIB Smiles Visa Classic Card
Smiles Visa Classic Card
Features
- ADIB Smiles Visa Classic Card provides sign up benefits where you can earn Smiles Points and redeem for shopping, travel and dining. Get 5,000 Smiles points when you sign up and get 10,000 smiles points as quarterly bonus which is subject to meeting the spending criteria of AED 25,000 every quarter.
- Earn Buy 1 and get 1 free and various other deals on Smiles App
- You can get Smile points 5000 when you sign up
- Smiles points can be redeemed for flight booking across 1,000 airlines and hotel accommodation at more than 50k hotels across the world.
- Get the facility of balance transfer on your card just by a call at 600 543216
- You can transfer cash from your card to any bank account by just calling at 600 543216
- Do shopping at selected merchants and pay back in easy EMIs 3/6/9/12 months with 100 percent waiver of Murabaha monthly profit without any processing fee.
- Get ADIB covered card Takaful protection, get optional takaful cover which is provided to protect in an event of death, critical illness, permanent total disability, involuntary loss of employment.
- Get E-statements, chat services, SMS alerts and much more.
- Enjoy the facility of ADIB Mobile Banking App where you can bank anywhere, manage your card, simply download the app from iTunes App store, Huawei appGallery, Google Play store.
- Go Eco friendly by receiving e-statements. Provides Chat banking round the clock, chat at any time on whatsapp +971600543216 and get your queries answered
- Any time banking with your ADIB mobile banking app where you can manage your card. Just Download ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI App Gallery and enjoy the services
Required Documents
- The following are the documents required.
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Main Benefits
- Get 5,000 Smiles points upon sign up
- Get Travel Benefits
- Enjoy with No Annual fees
- Get Buy 1 get 1 free on smiles app
Frequently Asked Questions
Q. What is the Minimum Salary requirement?
A. The Minimum salary requirement is AED 5,000
Q. What are the fees and charges?
A. The following are the fees and charges
Covered Card Annual Fee is Free
ATM cash withdrawal fees- 3% of minimum 99
Monthly Profit Rate - 3.75%
Q. What is the grace period for monthly payment?
A. The grace period for monthly payment is 55 days
Q. What is the AED International Transaction Service Fee?
A. The AED International Transaction Service Fee is 1.99%
Get in touch with ADIB Customer Care
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