Last Updated on 02 April 2024
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
ADIB Value Card
Value Card
Features
- Get four supplementary cards.
- You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
- Withdraw 100% of your finance limit.
- Balance transfer facility.
- This card is also helpful in making payments on your behalf for different utilities that you take
- This card is also an Islamic card.
- This card also helps in salary transfers.
- You can get free grace period of 55 days to repay your outstanding balance.
- You need a minimum salary of AED 5000 to avail this card.
- You can balance your outstanding balance of any card to this card at the rate of 3% or AED 300.
- There is no annual charge on this card.
Main Benefits
- Advanced Chip & Pin technology.
- Purchase protection and extended warranty.
- Credit shield Takaful protection.
- Get 25% discount on select dining outlets across UAE.
- Get rewarded for your local and international spend.
- Redeem points earned for free flights, shopping vouchers and club apparel gifts.
- You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
- You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.
Rewards
- Get rewarded for your local and international spend.
- Redeem points earned for free flights, shopping vouchers and club apparel gifts.
- You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
- You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.
Frequently Asked Questions
⭐ Is this card for any specific purpose?
A. This card provides you benefits and value for your local and international spend.
⭐ Is the Credit shield only for national users?
A. Credit shield is for all the users availing this card, both nationals and expats.
⭐ Utility bill payments include what all services?
A. Utility bill payments include Etisalat/ Du bills and Water and electricity bills.
⭐ Is there balance transfer service for this card?
A. Yes there is balance transfer service for this card.
⭐ Is the Valet parking service available on this card?
A. No, the Valet parking service is not available on this card.
Get in touch with ADIB Customer Care