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Car Loan Provided By ADIB
Features of ADIB Car Loan
- Attractive profit rates.
- Salary transfer not mandatory
- Quick approval procedures
- Up to 60 months repayment tenures
- Free ADIB VISA Cashback Card for first year
- vehicle Takaful with low contribution
- Free postponement option
- Down payment as low as 20%
With Ijarah finance (only for new cars), you get additional benefits:
- Full comprehensive Takaful cover
- Extended warranty
- No traffic registration fee
Eligibility Criteria of ADIB Car Loan
- Minimum Age: 21 years (25 years for Ijarah)
- Minimum Salary: 5000 AED (10000 AED for Ijarah)
- Minimum length of employment with current company/employer: 6 months
Documents Required of ADIB Car Loan
- Valid Emirates ID (For UAE Nationals)
- Valid passport (For Expatriates)
- Valid residence Visa (For Resident Expats)
- Active bank account statements (past 3 months)
- Relevant Vehicle Documents
Note: The bank may ask for more documents if necessary.
ADIB Car Loan Profit Rates
8 ADIB Bank Car Loans
New Car Finance - Murabaha
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 2.59%
- Minimum salary requirement is AED 5,000
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 2.59%
- Minimum salary requirement is AED 5,000
- The reducing rate and the flat rate is 4.7% and 2.59%. This denotes that the computation done was a division of the reduction rate by 1.814
- No salary transfer is required
- Maximum loan amount is AED 1,000,000 that ADCB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- About 20% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 2.59% rates on new cars
- Approval is quick
- Documentation is simple
- Finance up to 80% of the car price
- For the first year you can get free ADIB Visa Cashback Card
- Salary transfer is not required
- Vehicle from Abu Dhabi National Takaful get low contribution amount
New Car Finance - Murabaha cnl
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 2.59%
- Minimum salary requirement is AED 10,000
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 2.59%
- Minimum salary requirement is AED 10,000
- The reducing rate and the flat rate is 4.7% and 2.59%. This denotes that the computation done was a division of the reduction rate by 1.815
- No salary transfer is required
- Maximum loan amount is AED 150,000 that ADIB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- About 20% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 2.59% rates on new cars
- Approval is quick
- Documentation is simple
- Takaful cover fully comprehensive
- Finance up to 80% of the car price
New Car Finance - Ijarah
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
- The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.814
- No salary transfer is required
- Maximum loan amount is AED 750,000 that ADCB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- 0% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 3.99% rates on new cars
- Approval is quick
- Documentation is simple
- Finance up to 80% of the car price
- For the first year you can get free ADIB Visa Cashback Card
- Salary transfer is not required
Used Car Finance - Ijarah
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
- The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.815
- No salary transfer is required
- Maximum loan amount is AED 150,000 that ADIB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- 0% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 3.99% rates on new cars
- Approval is quick
- Documentation is simple
- Takaful cover fully comprehensive
- Finance up to 80% of the car price
New Car Finance – Ijarah cnl
Features
- Repayment period is up to 72 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
Features
- Repayment period is up to 72 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
- The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.814
- No salary transfer is required
- Maximum loan amount is AED 150,000 that ADIB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- 0% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 3.99% rates on new cars
- Approval is quick
- Documentation is simple
- Takaful cover fully comprehensive
- Finance up to 80% of the car price
Used Car Finance - Ijarah cnl
Features
- Repayment period is up to 72 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
Features
- Repayment period is up to 72 months
- Interest rate for the given finance is 3.99%
- Minimum salary requirement is AED 10,000
- The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.814
- No salary transfer is required
- Maximum loan amount is AED 150,000 that ADIB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- 0% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 3.99% rates on new cars
- Approval is quick
- Documentation is simple
- Takaful cover fully comprehensive
- Finance up to 80% of the car price
Used Car Finance - Murabaha
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.09%
- Minimum salary requirement is AED 5,000
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.09%
- Minimum salary requirement is AED 5,000
- The reducing rate and the flat rate is 5.61% and 3.09%. This denotes that the computation done was a division of the reduction rate by 1.813
- No salary transfer is required
- Maximum loan amount is AED 1,000,000 that ADIB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- About 20% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 3.09% rates on new cars
- Approval is quick
- Documentation is simple
- Finance up to 80% of the car price
- For the first year you can get free ADIB Visa Cashback Card
Used Car Finance - Murabaha cnl
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.09%
- Minimum salary requirement is AED 10,000
Features
- Repayment period is up to 60 months
- Interest rate for the given finance is 3.09%
- Minimum salary requirement is AED 10,000
- The reducing rate and the flat rate is 5.61% and 3.09%. This denotes that the computation done was a division of the reduction rate by 1.814
- No salary transfer is required
- Maximum loan amount is AED 150,000 that ADIB bank can provide
- Early settlement fee is 1% of the finance amount
- Processing fee is AED 1000
- 0% down payment is required for this finance
Benefits
- High finance amount and low minimum salary requirement is there for given finance
- The given finance is Sharia-compliant
- Long repayment period for this loan
- Convenient features like one signature application
- As low as 3.09% rates on new cars
- Approval is quick
- Documentation is simple
- Takaful cover fully comprehensive
- Finance up to 80% of the car price
About ADIB
ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.
ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.
Get in touch with ADIB Bank Customer Care