Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Standard Chartered Credit Cards in UAE
Features of Standard Chartered Credit Card
- High rewards
- High cashback
- Exclusive offers at cafes and restaurants
- Discounts on movie tickets
- Lifestyle privileges
Eligibility Criteria of Standard Chartered Credit Card
- UAE Nationals and Expats are eligible
- The cardholder must be of 21-60 years
- Monthly income of AED 5000 - AED 30,000 is required
Documents Required of Standard Chartered Credit Card
- Documents required
- Salary certificate
- Salary transfer letter
- Emirates ID
- Passport
- Resident Visa
(Additional documents may be required)
Standard Chartered Credit Card Interest rates
11 Standard Chartered Bank Credit Cards
Saadiq Platinum Murabaha
Features
- Follows sharia principles
- Can avail balance transfer facility
- A minimum salary of AED 5000 is required
Features
- Follows sharia principles
- Can avail balance transfer facility
- A minimum salary of AED 5000 is required
Benefits
- No Annual fees are charged
- No over limit fees are charged
- No late payment fee is charged
- No cash advance fee are levied
- Can get buy1-get1 free offer at costa coffee
- Can get 20% OFF on careem rides
- Can get up to 30% on travel bookings made on cleartrip
- Can get up to 10% off on Hotels.com
- Get 50 USD off on hotel and flights bookings made on expedia.com
Manhattan Rewards+
Features
- Earn high reward points on every purchase made using the card
- Avail travel benefits, shopping offers, movie discounts
- Get access to airport lounges worldwide
Features
- Earn high reward points on every purchase made using the card
- Avail travel benefits, shopping offers, movie discounts
- Get access to airport lounges worldwide
- Both expats and UAE nationals are eligible
- 3.45% is charged as monthly retail charges
- A minimum salary of AED 8000 is required
Benefits
- AED 500 worth Amazon Gift Card on approval
- Earn 1 360° reward point per 1 USD spent anywhere in and out UAE
- Use Reward Points & Make purchases at Supermarkets, Furniture, Home Gadgets, etc.
- Redeem rewards to travel miles including Emirates Skywards Miles, Etihad Miles and hotel loyalty programs
- Buy 1 Get 1 Free on Movie Tickets at VOX Cinemas
- Get 50% off on second popcorn at Vox Cinemas
- Get yearly 8 free visits to airport lounges worldwide
- Avail Buy 1 Get 1 Free offer at Costa Coffee
- Enjoy VIP guest status at Visa Luxury Hotel Collection
- Get 20% Off on dining at airports using DragonPass
- Get 8% off at hotels.com
- Get 12% off on bookings made at Agoda
- Avail medical and travel insurance
Saadiq Credit Card
Features
- You can access more entertainment just by downloading the bookingbash application and get pro membership worth AED 499 with Smart Saadiq Credit Card. Avail discounts on theme parks, cruises, museums, safaris, indoor activity and others
- Get a great discount of 20% with Talabat which is up to AED 20 per order and the minimum order should be AED 50. You can enjoy a maximum of two orders per month. Use Promo code ‘SCB20’.
- With points to miles you can simply transfer to a hotel or airline loyalty programme partner for unrestricted access for more than 40 airlines and 10,000 hotels around the world.
Features
- You can access more entertainment just by downloading the bookingbash application and get pro membership worth AED 499 with Smart Saadiq Credit Card. Avail discounts on theme parks, cruises, museums, safaris, indoor activity and others
- Get a great discount of 20% with Talabat which is up to AED 20 per order and the minimum order should be AED 50. You can enjoy a maximum of two orders per month. Use Promo code ‘SCB20’.
- With points to miles you can simply transfer to a hotel or airline loyalty programme partner for unrestricted access for more than 40 airlines and 10,000 hotels around the world.
- You can make a travel in flight using your Air miles points With Swanky stays, book a stay in one of the best hotels in the world.
- You can fly at comfort with an upgrade to first class or business class.
- Get absolute room upgrades by staying in the penthouse suite. You can enjoy a seamless purchasing experience by quickly paying for your next purchases using reward points.
- Enjoy the offer of buy 1 and get 1 at Costa Coffee, you can order for a hot or cold coffee and get 1 free and this is available at more than 150 Costa Coffee locations in the UAE.
- Get 8 free visits to Airport Lounges and this offer is valid for you and additional cardholders available at more than 1000 lounges in a given year. This is valid when you make at least 1 international purchase worth USD 1 with a Smart Saadiq Card at least fifteen days prior to your travel.
- There are no charges for using a credit card at an ATM with zero cash advance fee.
- You and your family are covered on all trips using multi trip travel coverage on Saadiq Cardholders and this is valid for up to 90 days duration.
- Get buyers protection which will give you extra peace of mind while making the purchases using Saadiq card.
- Enjoy 24x7 customized service using Visa Concierge where you can make reservations for restaurants or plan any special occasions.
- Just tap and make payments with a mobile wallet using Google pay, Apple Pay, Samsung Pay and Fitbit Pay and these conveniences using your phone.
- Have control over your card using SC mobile app and banking. Just download the SC Mobile app from stores such as the app store/Google play store/ Huawei App gallery. You can have control over your card when and where your card is used.
- Saadiq Credit Card is a Shariah Compliant Card which is used and accepted globally. Charges are applied only on the profit rate on the amount you carry forward to next month as per Murabaha.
- You can ease your trip at 450+ destinations with 25% off on YQ’s specialist airport assistance services including limo transfer, customs and immigration, visa on arrival and much more.
- Get special discounts on more than 200 airport restaurants worth up to 20% using DragonPass.
- There are no overlimit fees when you use more than your credit card limit.
Benefits
- You can enjoy zero annual fee with cash advance or late payment fee. Get up to AED 750 cash back or more.
- As welcome rewards you can earn AED 750 as cash back.
- At Talabat get 20% discount up to AED 20 per order
- You can earn 360 degree reward points when you spend AED 1,000 or more per month
- Pay no fee on annual fees, late payment and over limit
Mastercard Platinum Card
Features
- Get up to 1-2% cashback on expenses
- Discount on careem rides
- Offers at Costa Coffee
Features
- Get up to 1-2% cashback on expenses
- Discount on careem rides
- Offers at Costa Coffee
- Free access to airport lounges
- Interest rate of 3.45% is charged
- A minimum income of AED 5000 is required per month
Benefits
- 0% interest rate and 0% processing fee on balance transfer
- Unlimited complimentary access to over 20 local and international lounges
- Buy 1 coffee and at Costa Coffee and Get 1 free by paying the bill with your Platinum Credit Card
- Enjoy three 20% discounted Careem rides per month
- Get discounts at hotels.com
- Get 30% OFF on travel bookings made on cleartrip
- Get USD 50 off on expedia.com on making for flight tickets and hotel bookings
Manhattan Platinum
Features
- Get rewards for everyday spending
- Get exclusive benefits at movies, cafes, etc.,
- Interest rate: 3.45% is charged
Features
- Get rewards for everyday spending
- Get exclusive benefits at movies, cafes, etc.,
- Interest rate: 3.45% is charged
- Minimum income of AED 5000 is required
Benefits
- Buy 1 coffee at Costa Coffee and get 1 for free
- Buy 1 movie ticket at VOX Cinemas and get 1 free
- Get up to 12% discounts on travel bookings through Agoda.com
- Get up to 20% off at the popular golf clubs
- Get up to 10% off on hotel bookings made using hotels.com
- Get up 30% off on bookings made at Timeout Dubai and Timeout Abu Dhabi
- Get exclusive dining benefits on Dine & Fly app
- Can get 50 USD off on air tickets and hotel bookings on expedia.com
- Get 1 reward point for 1 dollar spent anywhere
Platinum X Credit Card
Features
- Can avail high cashback on purchases made using the card
- Interest rates charged are 3.45% per month
- A minimum salary of AED 5000 is required
Features
- Can avail high cashback on purchases made using the card
- Interest rates charged are 3.45% per month
- A minimum salary of AED 5000 is required
Benefits
- Can save up to 10% on spendings made online
- Can earn up to AED 1000 cashback per month
- Can earn up to 10% cashback on travel bookings, shopping, food delivery and many other payments made online
- Can earn up to 10% cashback on foreign currency transactions
- Can earn up to 10% cashback on purchases made through mobile wallets like Google Pay, Samsung Pay, and Apple Pay
- Can get unlimited free access to 20 international and domestic airport lounges
- Can avail Buy1-Get1 offer at Costa Coffee
Cashback Credit Card
Features
- Get upto 2% cashback on domestic and international expenses
- Get travel benefits like airport assists, airport lounge access
- Both UAE nationals and expats are eligible
Features
- Get upto 2% cashback on domestic and international expenses
- Get travel benefits like airport assists, airport lounge access
- Both UAE nationals and expats are eligible
- AED 8000 is the minimum salary required
- AED 525 is charged as an annual fee on the primary card
Benefits
- Get 2% cashback on international expenses
- Get 1% cashback on local expenses
- Get 8 free visits per year at 1000 airport lounges worldwide
- Avail Buy 1 Get 1 Free at Costa Coffee
- Get 25% off on airport assist services
- Get Visa concierge service
- Get 20% off on the first 3 careem rides
- Get 30% off on careem food orders
- Get medical insurance, travel insurance and buyers protection
- Get 20% off on Dine & Fly with DragonPass
X Credit Card
Features
- Enjoy with buy 1 and get 1 at Costa Coffee where you can get hot or cold coffee and this is valid at more than 150 Costa Coffee outlets in the UAE.
- Get 25% off for YQ’s Specialist Airport assist services where you can ease your trip at 450+ destinations which includes customs & immigration clearance, limo transfers, visa on arrival services and much more.
- With Medical and travel insurance you get the benefit of multi trip travel insurance where the families are covered on all trips up to 90 days
Features
- Enjoy with buy 1 and get 1 at Costa Coffee where you can get hot or cold coffee and this is valid at more than 150 Costa Coffee outlets in the UAE.
- Get 25% off for YQ’s Specialist Airport assist services where you can ease your trip at 450+ destinations which includes customs & immigration clearance, limo transfers, visa on arrival services and much more.
- With Medical and travel insurance you get the benefit of multi trip travel insurance where the families are covered on all trips up to 90 days
- Using Visa Concierge Service you can make reservations at restaurants and plan special occasions.
- Download the SC mobile app and have control over your phone and online banking. You can download the app from App store, Google play store and Huawei App Gallery
- Protect yourself with Buyer’s protection where you can get peace of mind when you are purchasing new items using a X Credit card.
- You can Tap and make payments with mobile wallets which are supported by Google pay, Apple Pay, Fitbit Pay and Samsung pay.
- You can dine and fly with Dragan pass where you can get special discounts up to 20% at more than 200 airports with Dragonpass.
Benefits
- You can apply for X credit card and get cashback when you spend online or through the mobile wallet
- Get up to 10 percent cash back on your transactions
- Get up to 10% cash back on offline purchases and online purchases in foreign currency spendings
- Get up to 10% cash back on all AED purchases and bill payments
- Get up to 10% cash back on all mobile wallet purchases
- Enjoy 8 free visits per year with access to more than 1000 airport lounges in more than 300 cities
Simply Cash Credit Card
Features
- You can get access to more entertainment just by downloading the bookingbash app and get membership worth AED 499 as free with a Simply Cash credit card. You can also get discounts on theme parks, safaris, museums, theme parks and much more.
- You can get a 20% discount with Talabat which is up to AED 20 per order. The minimum order should be AED 50. You can enjoy 2 orders per month using Promo code ‘SCB20’.
- Get medical and travel insurance with a Simply cash credit card. The families are covered on all trips for a duration of 90 days and you also get a certificate instantly.
Features
- You can get access to more entertainment just by downloading the bookingbash app and get membership worth AED 499 as free with a Simply Cash credit card. You can also get discounts on theme parks, safaris, museums, theme parks and much more.
- You can get a 20% discount with Talabat which is up to AED 20 per order. The minimum order should be AED 50. You can enjoy 2 orders per month using Promo code ‘SCB20’.
- Get medical and travel insurance with a Simply cash credit card. The families are covered on all trips for a duration of 90 days and you also get a certificate instantly.
- Costa Coffee offers to buy one and get one offer. You can get this offer at any of 150+ Costa Coffee outlets in the UAE.
- Get a discount of 12% on Agoda across more than 985,000 hotels and vacation rentals across the world. You can visit http://www.agoda.com/c/visamena for more information.
- Jumeirah Hotels offers up to 25% on cuisine around the world. You can make the most of your dining experience with a Journey card at more than 45 restaurants.
- Using Visa Concierge Service you can make reservations at restaurants and plan special occasions. Just call 800 0441 3487 from the UAE and +9714 361 1234 / +44 2078 502 829 from abroad to make reservations.
- Download the SC mobile app and have control over your phone and online banking. You can download the app from App store, Google play store and Huawei App Gallery
- A limited time offer where you can earn up to 4% extra cash back on your favorite spendings like dining, grocery, entertainment, education and on international spendings. To opt for this send SMS CASH5 to 3133 and minimum spending should be AED 5,000.
- You can enjoy 8 complimentary visits for you and your cardholders to more than 1,000 lounges a year where you can make 1 international purchase worth USD 1 with a Simply cash credit card at least 15 days in advance of your travel.
- Get 2 for 1 offer on dining discounts, you can explore the city with tons of special discounts on tours, food and beverages, spa, attractions, gym, body care and much more.
- Just download the Xperience with Entertainer app and start enjoying the services.
- Get up to 8% instant discounts on booking.com when you pay with Simply cash credit card. Use Promocode ‘VISABKNG’ to avail the offer.
- Jumeirah Hotels stay offers great deals where the card holders can get up to 20% discounts on rooms and suites. The offer can be availed when they book their stay in UAE, Maldives, China, UK, Oman, Kuwait, UK, Bahrain, Bali.
- You can dine and fly with Dragan pass where you can get special discounts up to 20% at more than 200 airports with Dragonpass.
- You can Tap and make payments with mobile wallets which are supported by Google pay, Apple Pay, Fitbit Pay and Samsung pay.
- Protect yourself with Buyer’s protection where you can get peace of mind when you are purchasing new items using a Simply Cash card.
Benefits
- You can apply for Simply Cash Credit Card and enjoy cashback up to 2 percent on all your spendings
- Get AED 750 as welcome rewards by applying and using the credit card
- Get 2 percent cash back on all your International and airline spendings
- You can earn up to 4 percent extra cash back on all your spendings using simply cash credit card
- Talabat offers 20 % discount for simply cash credit card users
Infinite Credit Card
Features
- Avail travel benefits like airport lounge access, discount on tickets, travel insurance
- Unlimited access to fitness clubs
- Avail movie tickets discounts, dining offers and much more
Features
- Avail travel benefits like airport lounge access, discount on tickets, travel insurance
- Unlimited access to fitness clubs
- Avail movie tickets discounts, dining offers and much more
- Free leisure benefits
- Interest rate of 3.45% is charged
- Minimum monthly income of AED 30,000 is required
Benefits
- Free access to Fitness First Health Clubs in UAE
- Get free access to best golf clubs in UAE
- Unlimited access to the 1000+ airport lounges anywhere in the world
- Buy 1 ticket at VOX Cinemas and get 1 ticket for free on tickets booked using Standard Chartered Visa Infinite card
- Get free travel insurance on bookings made using Standard Chartered Visa Infinite card
- Visit Costa Coffee and avail Buy1-Get1 free offer by paying your bill with your Standard Chartered Visa Infinite card
- Get concierge service anytime
- For every USD 1 spent, you can earn a 2% reward point balance as cashback for airline bookings.
- For every USD 1 spent internationally get 2 reward points
- For every USD 1 domestic spent get 1 reward point
Journey Credit Card
Features
- You can save up to AED 100 per ride by availing the offers on Careem ride. You can get four free airport transfers a year with Careem. Meet the eligibility criteria using Journey credit card on Careem app use the promo code SCB 100 while making booking. T&C will apply.
- Get more out of entertainment just download the Booking bash app and you can get worth AED 499 as complimentary using Journey Credit Card. Avail discounts on cruises, theme parks, museums, safaris and other indoor activities.
- Get four 360 degree rewards per USD 1 spent internationally. Get two 360 degree rewards per USD 1 spent in local. You can transfer rewards points to miles which includes Emirates Skywards, Etihad Guest and also hotel loyalty program
Features
- You can save up to AED 100 per ride by availing the offers on Careem ride. You can get four free airport transfers a year with Careem. Meet the eligibility criteria using Journey credit card on Careem app use the promo code SCB 100 while making booking. T&C will apply.
- Get more out of entertainment just download the Booking bash app and you can get worth AED 499 as complimentary using Journey Credit Card. Avail discounts on cruises, theme parks, museums, safaris and other indoor activities.
- Get four 360 degree rewards per USD 1 spent internationally. Get two 360 degree rewards per USD 1 spent in local. You can transfer rewards points to miles which includes Emirates Skywards, Etihad Guest and also hotel loyalty program
- You can convert reward points to cash by booking airline tickets using Journey credit card
- Enjoy a free Golf round every month at top golf clubs in the UAE. Let fitness be your priority as you can get free access to Fitness centers in the UAE.
- Get a 20 percent discount with Talabat. You can get AED 20 per order where the minimum order should be AED 50 and this is a maximum of 2 orders per month. Use Promo Code ‘SCB20’
- Get free unlimited access to airport lounges across the world and this is subject to one international spend in a year. You can also accompany a guest with you.
- Journey Credit Card holders and their families get covered on trips up to 90 days. The cardholders can use the online service and enable and download the insurance.
- Instant discount facility of 8 percent is provided on booking.com when you pay using Journey Credit card. Use promo code ‘VISABKNG’ to get this offer.
- Cardholders can get 20 percent discount on hotel booking using this card for stays at UAE, Spain, Oman, Bali, Bahrain, Maldives, Kuwait, China and UK
- Buy 1 and get 1 movie tickets at VOX & Reel Cinemas.
- Download the Xperience with Entertainer App and get 2 for 1 offers on tours, spas, beauty parlors, food & beverages, Gym and much more.
- Agoda offers 12% discount to the Journey Credit Cardholders where they can access more than 985,000 hotels & Vacation spots.
- Get access to some personalized privileges for planning special events and this is offered by Visa infinite Concierge. Just email your request at concierge@visainfinite mea.com or use 24/7 whatsapp concierge service on +44 7874 023129
Benefits
- You can apply for Journey credit card and earn up to AED 2,000 cash back as welcome rewards
- Get free 4 airport transfers yearly. Book your ticket with a Journey Credit Card.
- Get free access to Golf and Fitness Club in the UAE
- Earning is easy with 360 degrees reward points. Start spending and redeeming for shopping, get cash back offers, enjoy airport transfers and earn hotel miles
Standard Chartered Credit Card Benefits
- Get AED 500 Amazon Gift Card in UAE for free on the Manhanttan Rewards+ credit card
- Earn rewards on each time you use the card for shopping or dining
- Redeem 360° rewards for travel benefits like Emirates Skywards miles, Etihad Guest Miles, and many travel offers
- Get up to 1%-2% cashback on local and international expenses
- Buy 1 ticket at VOX Cinema and Get 1 free
- Buy 1 beverage at Costa Coffee and get 1 free
- Get up to 20% discount on accessing golf clubs in the UAE region
- Can earn Shukrans and redeem it for shopping discounts
- Discounts on careem rides
- Get access to airport lounges
- Can convert payments to an easy installment plan
Frequently Asked Questions
⭐ Is the travel insurance provided for free?
A. Yes, travel bookings made using Standard Chartered cards will get free travel insurance cover.
⭐ What is the minimum purchase required to convert my payments to EPP?
A. A minimum purchase of AED 1000 is required to avail Easy payments plan.
⭐ What is the interest rate charged on easy installment payments?
A. There is no interest rate charged on the easy payments plan.
⭐ How do I get discounts on hotel bookings?
A. Book your hotels online at hotels.com to get up to 10% off on the bookings.
⭐ When do I get off at VOX Cinemas?
A. 50% off is provided at VOX Cinemas on Saturdays.
⭐ Is it mandatory to transfer my salary to SCB account?
A. Yes, the cardholder’s salary must be transferred to SCB account.
⭐ What are the offers provided on Standard Chartered credit card?
A. Check here for the list of Standard Chartered credit card offers
About Standard Chartered
A leading international banking group, with a rich history of over 150 years, Standard Chartered Bank (SCB) has been present in the UAE since 1958. SCB offers a range of products under Islamic and Conventional banking and is one of the leading financial institutions in UAE. Their main objective is ‘to offer outstanding value to customers and clients by providing a knowledgeable, efficient and reliable service in a personal, helpful and responsive manner’.
Corporate Values of the Standard Chartered Bank:
- Knowledge
- Efficiency
- Reliability in Service
- Personal Approach
- Helpful and Responsive Mannerisms
Get in touch with Standard Chartered Bank Customer Care
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