Last Updated on 18 July 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Standard Chartered Platinum X Credit Card

Standard Chartered Bank

Platinum X Credit Card

Standard Chartered Platinum X Credit Card
Interest Rate

3.45%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 525

Balance Transfer

Yes

Cashback

Yes

Standard Chartered Platinum X Credit Card
interest rate

3.45%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 525

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Can avail high cashback on purchases made using the card
  • Interest rates charged are 3.45% per month
  • A minimum salary of AED 5000 is required
  • No annual fee for the first year. From the second year, AED 525 is charged as annual fees

Main Benefits

  • Can save up to 10% on spendings made online
  • Can earn up to AED 1000 cashback per month
  • Can earn up to 10% cashback on travel bookings, shopping, food delivery and many other payments made online
  • Can earn up to 10% cashback on foreign currency transactions
  • Can earn up to 10% cashback on purchases made through mobile wallets like Google Pay, Samsung Pay, and Apple Pay
  • Can get unlimited free access to 20 international and domestic airport lounges
  • Can avail Buy1-Get1 offer at Costa Coffee

Frequently Asked Questions

⭐ What are the annual fees on supplementary cards?

A. First two supplementary cards are provided for free. The annual fees charged on the third card is AED 105.

⭐ What is the minimum spend required to avail 10% cashback?

A. A minimum spend of AED 15,000(pm) is required to avail full 10% cashback.

⭐ What is the maximum cashback that can be availed on online spendings?

A. The maximum cashback that can be availed on online spendings is AED 400.

⭐ What is the maximum cashback that can be availed on purchases made using mobile wallets?

A. The maximum cashback that can be availed on purchases made using mobile wallets is AED 200.

⭐ What is the maximum cashback that can be availed on foreign transactions?

A. The maximum cashback that can be availed on foreign transactions is AED 400.

⭐ Is there any processing fee charged on the balance transfer?

A. Yes. On balance transfer, the processing fee charged is AED up to 4.20% of the transfer amount.

⭐ Can I get more details of the card?

A. Click here for more details on the Standard Chartered Platinum X Card.

   Get in touch with Standard Chartered Customer Care

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