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Thank you for providing your details.Dubai Islamic Bank Credit Cards in UAE
Features of Dubai Islamic Credit Card
- Get 3% - 4% cashback
- Get reward points on every AED spent on local and international expenses
- Avail travel benefits on everyday expenses
- Get high reward points as welcome bonus
- High cash withdrawal limit
- Low/No internet charges
- Travel and purchase protection
- No/Low minimum spend required to avail privileges on the card
- Monthly subscription fees of AED 195 - AED 1000 is charged(Varies with card type)
- Can convert payments to easy payments plan
Eligibility Criteria of Dubai Islamic Credit Card
- Minimum salary of AED 5000 - AED 25,000 is required per month
- UAE residents of minimum 18 years old are eligible
- Both self employed and salaried individuals are eligible
Documents Required of Dubai Islamic Credit Card
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
Dubai Islamic Credit Card Profit Rates
17 Dubai Islamic Bank Credit Cards
Al Islami Classic Charge card
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
- This card is an interest free card.
- There is a 100% cash advance limit with this card.
- The Forex rate stands at 2.26% for this card.
- You get a repayment period of 20 days with this card.
- There is a requirement of minimum salary of AED 5000 with this card.
Benefits
- This card comes with no profit rate or any monthly fee.
- You can facilities like travel desk and travel insurance.
- Avail purchase protection with this card.
- You get roadside assistance with this card as and when needed.
- You also get personal accident insurance with this card.
- This card is accepted at 27 million outlets worldwide.
Al Islami Gold Charge Card
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
- This card is an interest free card.
- There is a 100% cash advance limit with this card.
- The Forex rate stands at 1.95% for this card.
- You get a repayment period of 20 days with this card.
- There is a requirement of minimum salary of AED 5000 with this card.
Benefits
- This card comes with no profit rate or any monthly fee.
- You can facilities like travel desk and travel insurance.
- Avail purchase protection with this card.
- You get roadside assistance with this card as and when needed.
- You also get personal accident insurance with this card.
- This card is accepted at 27 million outlets worldwide.
Al Islami Platinum Charge Card
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
- This card is an interest free card.
- There is a 100% cash advance limit with this card.
- You cannot withdraw cash with this card.
- The Forex rate stands at 2.26% for this card.
- You get a repayment period of 20 days with this card.
- There is a requirement of minimum salary of AED 5000 with this card.
Benefits
- This card comes with no profit rate or any monthly fee.
- You can facilities like travel desk and travel insurance.
- Avail purchase protection with this card.
- You get roadside assistance with this card as and when needed.
- You also get personal accident insurance with this card.
- This card is accepted at 27 million outlets worldwide.
Prime Classic Credit Card
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
- This card comes with worldwide acceptance.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You need a minimum salary of AED 5000 to avail this card.
- This bank provides the facility to transfer the balances of any other card to this card.
This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
A customer can do multiple balance transfer transactions with this card.
For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
Benefits
- You can redeem Wala's payments for Utility bills and get 2% back.
- You can automatically get enrolled into roadside assistance with this card.
- You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
- Avail personal accident cover, abd get yourself and your family protected.
- This card comes with 0% interest to pay.
- Get travel insurance along with your air ticket.
- You can also avail credit shield (Takaful) with this card.
- Avail card protection plus to protect your card from any misuse.
Prime Gold Credit Card
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
- This card comes with worldwide acceptance.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You need a minimum salary of AED 5000 to avail this card.
- This bank provides the facility to transfer the balances of any other card to this card.
This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
A customer can do multiple balance transfer transactions with this card.
For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
Benefits
- You can redeem Wala's payments for Utility bills and get 0.75% back.
- You can automatically get enrolled into roadside assistance with this card.
- You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
- Avail personal accident cover, abd get yourself and your family protected.
- This card comes with 0% interest to pay.
- Get travel insurance along with your air ticket.
- You can also avail credit shield (Takaful) with this card.
- Avail card protection plus to protect your card from any misuse.
Prime Platinum Credit Card
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
- This card comes with worldwide acceptance.
- Avail purchase protection and extended warranty with this card.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You require a minimum salary of AED 5000 to avail this card.
Benefits
- You can redeem Wala's payments for Utility bills and get 2% back.
- You can automatically get enrolled into roadside assistance with this card.
- You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
- Avail personal accident cover, and get yourself and your family protected.
- This card comes with 0% interest to pay.
- Get travel insurance along with your air ticket.
- You can also avail credit shield (Takaful) with this card.
- You can avail a cash advance of 80% from this card.
Al Islami Gold Premium Credit Card
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
Features
- This card is an Islamic card.
- This card caters to your unique finance needs.
- This card comes with modern day privileges and worldwide acceptance.
- This card is an interest free card.
- There is a 80% cash advance limit with this card.
- The Forex rate stands at 2.26% for this card.
- You get a repayment period of 20 days with this card.
- There is a requirement of minimum salary of AED 5000 with this card.
Benefits
- This card comes with no profit rate or any monthly fee.
- You can facilities like travel desk and travel insurance.
- Avail purchase protection with this card.
- You get roadside assistance with this card as and when needed.
- You also get personal accident insurance with this card.
- This card is accepted at 27 million outlets worldwide.
- You can redeem 1% of your utility bills with this card.
Prime Signature Credit Card
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
- This card comes with worldwide acceptance.
- This card is offered by invitation only.
- Avail purchase protection and extended warranty with this card.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You require a minimum salary of AED 15000 to avail this card.
- This bank provides the facility to transfer the balances of any other card to this card.
This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
A customer can do multiple balance transfer transactions with this card.
For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
Benefits
- You can redeem Wala's payments for Utility bills and get 1.50% back.
- You can automatically get enrolled into roadside assistance with this card.
- You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
- Avail personal accident cover, and get yourself and your family protected.
- This card comes with 0% interest to pay.
- Get travel insurance along with your air ticket.
- You can also avail credit shield (Takaful) with this card.
- You can avail a cash advance of 80% from this card.
- Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world.
- Avail personalized customer care service 24 hours a day with this card.
- Get multi travel insurance of up to US $ 1000000, with this card.
- Get amazing Visa discounts at over 75 selected restaurants and have an amazing dining experience.
- Get exclusive privileges at more than 900 hotels around the world with best benefits.
- Avail 2 complimentary valet parking services in Dubai and Abu Dhabi. T&Cs apply.
Prime Infinite Credit Card
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
Features
- This card is an Islamic card.
- This card caters to your financial needs like no other card.
- This card comes with modern day convenience.
- This card comes with worldwide acceptance.
- This card is offered by invitation only.
- Avail purchase protection and extended warranty with this card.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You require a minimum salary of AED 20000 to avail this card.
- This bank provides the facility to transfer the balances of any other card to this card.
This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
A customer can do multiple balance transfer transactions with this card.
For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
Benefits
- You can redeem Wala's payments for Utility bills and get 0.50% back.
- You can automatically get enrolled into roadside assistance with this card.
- You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
- Avail personal accident cover, and get yourself and your family protected.
- This card comes with 0% interest to pay.
- Get travel insurance along with your air ticket.
- You can also avail credit shield (Takaful) with this card.
- You can avail a cash advance of 80% from this card.
- Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world. An international transaction or 1USD spend is required to avail free lounge access benefit for a year
- Prime infinite card holders can avail unlimited complimentary airport lounge services, with Visa Lounge access program.
- Avail personalized customer care service 24 hours a day with this card.
- Get multi travel insurance of up to US $ 1000000, with this card.
- Get exclusive privileges at more than 900 hotels around the world with best benefits.
- Avail services from VISA infinite dedicated website.
- Avail complimentary valet parking services in Dubai and Abu Dhabi.
SHAMS Infinite Credit Card
Features
- Enjoy the benefits of No annual fee for the first year and from the subsequent year fee will be waived on spending a minimum amount of AED 60,000
- You can get Bonus wala’a rewards 200,000 worth up to AED 1,000 for new card customers. Spending criteria within 90 days of card issuance be USD 15,000
- Get cashback of 20% on Talabat, Amazon, Dubai Now, Deliveroo, Noon and much more.
Features
- Enjoy the benefits of No annual fee for the first year and from the subsequent year fee will be waived on spending a minimum amount of AED 60,000
- You can get Bonus wala’a rewards 200,000 worth up to AED 1,000 for new card customers. Spending criteria within 90 days of card issuance be USD 15,000
- Get cashback of 20% on Talabat, Amazon, Dubai Now, Deliveroo, Noon and much more.
- Get rewards for every bite where you can earn 5% cashback on dining with SHAMS card
- For every AED 1 spent on dining you can earn 10 Wala’s rewards
- You can earn 20,000 Wala’a rewards every month. Unlock a world of Wala’a rewards with swiping in UAE and abroad. You can choose your rewards and live your experience with travel, Etihad Miles, Cashback and much more.
- Get 5% back on as the benefit of travel with travel rewards where you can book flights or hotels using SHAMS card.
- Use your Wala’a rewards quickly through online banking and redeem towards hotel bookings, airline tickets, redeem cashback, shopping, exchanging rewards, bill payments, reward payments and much more.
- Get free Golf rounds where you can master golf at 7 Golf courses across the country. You can select from the premier Golf courses
- Get access to Fitness centers where you elevate your wellness with free access to Fitness First Platinum and Titanium Club in the UAE
- Get 4 free valet parking services per month at 20 locations in the UAE
- Enjoy Buy one and Get one Coffee at Costa Coffee outlets in the UAE
- Get 4 free airport transfers per annum from Dubai, Sharjah and Abu Dhabi
- Get 12 times free airport lounge access in a year at more than 1,000 airport lounges. There is a spending criteria to be met to claim 12 complimentary airport lounge access.
- Get 15% off on Zofeur services and it can be availed through Zofeur app on Vehicle inspection, Personal Chauufeur, Garage pick up and drop off. Use DIB15 promo code to get the offer. Offer is valid till 31/12/2024
- Get 3 times Complimentary Roadside assistance in a year. With an upgrade fee an additional roadside assistance will be provided.
- Get travel & medical cover up to US$500,000 on your trips when you book tickets using SHAMS credit card.
- With a Balance transfer facility you can clear outstanding balance on other credit cards and save money on extra charges.
Benefits
- A free for life credit card
- Best Complimentary airport transfer and travel cover
- Get Complimentary Coffee at Costa Coffee
- Get 5% discounts on dining, travel, access to valet parking, golf rounds, access to fitness centers and much more.
SHAMS Signature Credit Card
Features
- You can get up to 100,000 bonus Wala’a rewards which is worth up to AED 500 and this is available for new customers only where the spending category is USD 10,000 which should be within 90 days of card issuance.
- You can get 20% cashback on Talabat, Deliveroo, Amazon, Dubai Now, Noon and much more. The maximum cashback is AED 20 per merchant. This offer is valid for the first 3 months. The total cashback for the dining is AED 360
- Earn rewards on every food item that you purchase. Enjoy a discount of 5% on dining with a SHAMS card. You can earn 10 Wala’a rewards for each AED 1 spent on dining. You can earn a maximum of 10,000 Wala’a rewards per month, the value that is credited is Wala’a rewards.
Features
- You can get up to 100,000 bonus Wala’a rewards which is worth up to AED 500 and this is available for new customers only where the spending category is USD 10,000 which should be within 90 days of card issuance.
- You can get 20% cashback on Talabat, Deliveroo, Amazon, Dubai Now, Noon and much more. The maximum cashback is AED 20 per merchant. This offer is valid for the first 3 months. The total cashback for the dining is AED 360
- Earn rewards on every food item that you purchase. Enjoy a discount of 5% on dining with a SHAMS card. You can earn 10 Wala’a rewards for each AED 1 spent on dining. You can earn a maximum of 10,000 Wala’a rewards per month, the value that is credited is Wala’a rewards.
- Get rewarded for traveling where you can enjoy 5% cash back on your travel while booking flights/hotels with your SHAMS card
- For every AED 1 spent on travel you can earn 10 Wala’a rewards. The maximum reward is 15,000 per month, the value that is credited is Wala’a rewards.
- For every AED 1 spent, you can earn 10 Wala’a rewards on Dining (Cafes, restaurants, fast food joints etc)
- For every AED 1 spent, you can earn 10 Wala’a rewards on spending at Travel (Flight/ Hotel Bookings)
- For every AED 1 spent, you can earn 3 Wala’a rewards on spending at International Spends (Non AED)
- For every AED 1 spent, you can earn 0.4 Wala’a rewards on spending at European Economic Area (EEA) Spend
- For every AED 1 spent, you can earn 2.5 Wala’a rewards on spending at Domestic Spends (AED)
- For every AED 1 spent, you can earn 0.4 Wala’a rewards on spending at the government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, telecom and much more. Wala’a Rewards are not earned on Govt bills & Utility transactions made through DIB platforms.
- There are a Bounty of ways to redeem Wala’a rewards by booking airline tickets, shopping, bill payments, reward exchange and much more
- Get 2 free valet parking per month at 20 key locations across the country
- Get 2 free airport transfers per annum from Dubai, Abu Dhabi and Sharjah
- Get 8 times airport lounge access per year across 1000 airport lounges. Get free 1st visit to airport lounge access other terms and conditions apply.
- Get 15% off on Zofeur services and it can be availed through Zofeur app on Vehicle inspection, Personal Chauufeur, Garage pick up and drop off. Use DIB15 promo code to get the offer. Offer is valid till 31/12/2024. Terms and conditions apply
- Get 2 times Complimentary Roadside assistance in a year. With an upgrade fee an additional roadside assistance will be provided.
- Get travel & medical cover up to US$500,000 on your trips when you book tickets using SHAMS credit card.
- With a Balance transfer facility you can clear outstanding balance on other credit cards and save money on extra charges. Terms and conditions apply
Benefits
- Free for Life Credit Card
- Complimentary airport transfers
- Complimentary Valet parking
- Complimentary airport Lounge access
- Get the power of many with 5% cashback on dining and travel, valet parking, lounge access, airport transfers and much more.
SHAMS Platinum Credit Card
Features
- There is no annual fee for the first year and the fee will be waived from the next year and the minimum spend should be AED 15,000
- You can get up to 50,000 Bonus Wala’a rewards which is worth up to AED 250 for first time customers. The spending should be in 90 days from issuing the card and the amount should be USD 5,000. Get Bonus Wala’a rewards 50,000
- You can get cashback of 20% on Dubai Now, Talabat, Amazon, Noon, Deliveroo and much more. Offer is valid for the first three months. The max cashback per month per merchant is AED 15. Total cashback is AED 270.
Features
- There is no annual fee for the first year and the fee will be waived from the next year and the minimum spend should be AED 15,000
- You can get up to 50,000 Bonus Wala’a rewards which is worth up to AED 250 for first time customers. The spending should be in 90 days from issuing the card and the amount should be USD 5,000. Get Bonus Wala’a rewards 50,000
- You can get cashback of 20% on Dubai Now, Talabat, Amazon, Noon, Deliveroo and much more. Offer is valid for the first three months. The max cashback per month per merchant is AED 15. Total cashback is AED 270.
- You can enjoy 5% cashback on dining with a SHAMS card. You can earn 10 Wala’a rewards for every AED 1 spent on dining, Maximum Wala’a rewards per month is AED 5,000.
- Get rewarded for traveling where you can enjoy 5% cash back on your travel while booking flights/hotels with your SHAMS card
- For every AED 1 spent on travel you can earn 10 Wala’a rewards. The maximum reward is 10,000 per month, the value that is credited is Wala’a rewards.
- For every AED 1 spent, you can earn 10 Wala’a rewards on Dining (Cafes, restaurants, fast food joints etc)
- For every AED 1 spent, you can earn 10 Wala’a rewards on spending at Travel (Flight/ Hotel Bookings)
- For every AED 1 spent, you can earn 2 Wala’a rewards on spending at International Spends (Non AED)
- For every AED 1 spent, you can earn 0.3 Wala’a rewards on spending at European Economic Area (EEA) Spend
- For every AED 1 spent, you can earn 1.5 Wala’a rewards on spending at Domestic Spends (AED)
- For every AED 1 spent, you can earn 0.3 Wala’a rewards on spending at the government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, telecom and much more. Wala’a Rewards are not earned on Govt bills & Utility transactions made through DIB platforms.
- There are a Bounty of ways to redeem Wala’a rewards by booking airline tickets, shopping, bill payments, reward exchange and much more
- Get travel & medical cover up to US$100,000 on your trips when you book tickets using SHAMS credit card.
- With a Balance transfer facility you can clear outstanding balance on other credit cards and save money on extra charges. Terms and conditions apply
Benefits
- Free for Life Credit Card
- Complimentary travel cover
- Complimentary Roadside assistance
- The only card which you need with power of many. Get a discount of 5% on dining, 5% discount on travel, also get complimentary travel cover and many more.
Rewards Consumer Card
Features
- This card is an Islamic card.
- This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
- DIB Consumer card allows you to earn cashback on for various buys.
Features
- This card is an Islamic card.
- This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
- DIB Consumer card allows you to earn cashback on for various buys.
- This card helps you to increase savings with various offers.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You need a minimum salary of AED 5000 to avail this card.
- There is an option of balance transfer with this card.
Benefits
- You can also avail credit shield (Takaful) with this card.
- This card provides everyday happiness with cashback and many offers.
- You can boost up your savings with the help of maximum savings potential option.
- This card is convenient to use and is easy to earn to cashback on this card.
- There are endless options to earn cashback from.
- There is no minimum spend requirement for this card.
Platinum Consumer Card
Features
- This card is an Islamic card.
- This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
- This card is specifically designed for customers.
Features
- This card is an Islamic card.
- This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
- This card is specifically designed for customers.
- This card allows you to earn cash backs on for various buys.
- This card helps you to increase savings with various offers.
- The forex rate stands at 2.26% for this card.
- The repayment period is 20 days from the date of statement.
- You need a minimum salary of AED 15000 to avail this card.
- There is an option of balance transfer with this card.
Benefits
- You can also avail credit shield (Takaful) with DIB Consumer Credit card.
- This card provides everyday happiness with cash backs and many offers.
- You can boost up your savings with the help of maximum savings potential option.
- This card is convenient to use and is easy to earn to cashback on this card.
- There are endless options to earn cashback from DIB Consumer Card.
- There is no minimum spend requirement for this card.
The Emirates Skywards DIB Platinum Card
Benefits
- Can earn up to 20000 bonus skyward miles as welcome offer
- Earn 1 skyward mile per USD spent on Emirates tickets using the card
- Earn 0.5 skyward miles per USD spent on local purchases using the card
Benefits
- Can earn up to 20000 bonus skyward miles as welcome offer
- Earn 1 skyward mile per USD spent on Emirates tickets using the card
- Earn 0.5 skyward miles per USD spent on local purchases using the card
- Earn 0.75 skyward miles per USD spent on foreign transactions using the card
- Can convert payments made on emirates.com to EPP on 0% profit rate
- Can avail medical and legal referral facility
- For every 4 Skywards Miles get a 1-tier mile on the card on every spending. T&Cs apply. Can earn up to 50,000 bonus tier miles
- Effective from 1st November 2022, you will earn 0.15 Mile per USD spent on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, and telecom.
- Effective from 1st November 2022, you can earn 0.3 Miles per USD spent in European Economic Area.
The Emirates Skywards DIB Signature Card
Benefits
- Can earn 50000 bonus skyward miles on the card. T&Cs apply.
- Can earn 15000 skyward miles on card activation
- Earn 15000 skyward miles on balance transfer
Benefits
- Can earn 50000 bonus skyward miles on the card. T&Cs apply.
- Can earn 15000 skyward miles on card activation
- Earn 15000 skyward miles on balance transfer
- Earn 1.5 skyward miles per USD spent on Emirates tickets using the card
- Earn 0.75 skyward miles per USD spent on local purchases using the card
- Earn 1 skyward mile per USD spent on foreign transactions using the card
- Can access 850 airport lounges via Lounge Key. From January 1, 2021, Free access to airport lounges is provided only if there is minimum one international transaction or 1USD spend on the card
- Can avail EPP on 0% profit rates on payments made at emirates.com
- Can avail medical and legal referral facilities
- Can avail international concierge service
- Complimentary travel insurance is provided
- Can get free valet parking benefits
- 80% cash withdrawal limit is provided.
- For every 4 Skywards Miles get a 1-tier mile on the card on every spending. T&Cs apply. Can earn up to 50,000 bonus tier miles
The Emirates Skywards DIB Infinite Credit Card
Benefits
- Can earn up to 1,20,000 bonus skyward miles on the card. T&Cs apply. The offer is valid up to 31 August 2023
- Can earn 25000 skyward miles on card activation
- Can earn 25000 skyward miles on spending USD 20,000 using the card with 4 months after the card activation
Benefits
- Can earn up to 1,20,000 bonus skyward miles on the card. T&Cs apply. The offer is valid up to 31 August 2023
- Can earn 25000 skyward miles on card activation
- Can earn 25000 skyward miles on spending USD 20,000 using the card with 4 months after the card activation
- Earn 25000 skyward miles on balance transfer
- Earn 2 skyward miles per USD spent on Emirates tickets using the card
- Earn 1 skyward mile per USD spent on local purchases using the card
- Earn 1.5 skyward miles per USD spent on foreign transactions using the card
- Can avail Emirates Skyward Silver membership as complimentary
- Complimentary access to 850 airport lounges worldwide. One international transaction or 1USD spend is mandatory to avail free lounge access
- Can convert regular payments made on Emirates flight tickets to EPP on 0% profit rates
- Can avail free valet parking services at selected locations
- Effective from 1st November 2022, you can earn 0.3 Mile per USD spent on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, and telecom.
- Effective from 1st November 2022 earn 0.75 Mile per USD spent in European Economic Area.
Dubai Islamic Credit Card Benefits
Travel
- Get up to 1.50 reward points on 1 USD spent locally
- Get up to 2 reward points on 1 USD spent outside UAE
- Get up to 3 reward points on 1 USD spent on flyDubai
- Get up to 35000 reward points as welcome bonus
- Get avail free access flyDubai airport lounge twice per month on DIB flyDubai Signature Credit Card
- 2 complimentary valet parking privileges per month
- Can avail free concierge services and roadside assistance
- Unlimited access to Lounge Key airport lounges
Other benefits
- Get 50% cashback on movie tickets booked using DIB Consumer Card
- Get up to 3%-4% cashback on every AED spent at supermarkets, shopping, fuel, mobile bills, utility payments, etc. using DIB Consumer Card.
- Provides credit shield on nominal charges
- 80% - 100% cash withdrawal limit
Frequently Asked Questions
⭐ Do we get cashback on international expenses as well?
A. No, cashback is provided only on domestic purchases in UAE.
⭐ Can supplementary card holders avail airport lounge access?
A. At LoungeKey airport lounge only primary card holders can avail airport lounge access.
⭐ On what reward points can be redeemed for?
A. Reward points earned can be redeemed on flight tickets, hotels, dining and much more.
⭐ What are the charges on international purchases?
A. On international purchases 2.26% of the transaction amount is charged as international transaction fees.
⭐ What are the charges on cash withdrawal?
A. AED 94.50 is charged as cash withdrawal fee.
⭐ What are the prepayment charges on easy installment plan?
A. AED 105 is charged as early settlement charges on easy payment plan.
⭐ What is the minimum expenditure to be made to avail cashback benefits?
A. There is no requirement of minimum expenditure to avail cashback benefits.
⭐ Does the insurance provided follow takaful principles?
A. Yes, the travel insurance provided is based on takaful principles.
⭐ What are the charges on credit shield?
A. 0.94% of the outstanding balance is charged on credit shield.
⭐ What is the maximum coverage provided on the credit shield?
A. The maximum coverage provided on the credit shield is AED 200,000(varies with the type of event).
⭐ What are the offers provided on Dubai Islamic bank credit card?
A. Check here for the list of Dubai Islamic bank credit card offers
⭐ What is the minimum salary required?
A. The minimum salary required for a Dubai Islamic Bank Credit Card is AED 5000.
⭐ What is the annual fees charged?
A. There are zero annual fees credit cards provided at Dubai Islamic Bank, while on some card the annual fees charged is from AED 300.
⭐ What is the profit rate charged?
A. The profit rates on a Dubai Islamic Bank Credit Card is 1.95%.
⭐ What are the working hours of Dubai Islamic Bank?
A. Visit Dubai Islamic Bank Customer Care page for details on DIB branches, working hours, phone number, email address and much more.
About Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care
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