Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Dubai Islamic Bank SHAMS Infinite Credit Card

Dubai Islamic Bank Bank

SHAMS Infinite Credit Card

Dubai Islamic Bank SHAMS Infinite Credit Card
Profit Rate

3.69%

Fx Rate

3.7%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Dubai Islamic Bank SHAMS Infinite Credit Card
interest rate

3.69%

Profit Rate

fx rate

3.7%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Enjoy the benefits of No annual fee for the first year and from the subsequent year fee will be waived on spending a minimum amount of AED 60,000
  • You can get Bonus wala’a rewards 200,000 worth up to AED 1,000 for new card customers. Spending criteria within 90 days of card issuance be USD 15,000
  • Get cashback of 20% on Talabat, Amazon, Dubai Now, Deliveroo, Noon and much more.
  • Get rewards for every bite where you can earn 5% cashback on dining with SHAMS card
  • For every AED 1 spent on dining you can earn 10 Wala’s rewards
  • You can earn 20,000 Wala’a rewards every month. Unlock a world of Wala’a rewards with swiping in UAE and abroad. You can choose your rewards and live your experience with travel, Etihad Miles, Cashback and much more.
  • Get 5% back on as the benefit of travel with travel rewards where you can book flights or hotels using SHAMS card.
  • Use your Wala’a rewards quickly through online banking and redeem towards hotel bookings, airline tickets, redeem cashback, shopping, exchanging rewards, bill payments, reward payments and much more.
  • Get free Golf rounds where you can master golf at 7 Golf courses across the country. You can select from the premier Golf courses
  • Get access to Fitness centers where you elevate your wellness with free access to Fitness First Platinum and Titanium Club in the UAE
  • Get 4 free valet parking services per month at 20 locations in the UAE
  • Enjoy Buy one and Get one Coffee at Costa Coffee outlets in the UAE
  • Get 4 free airport transfers per annum from Dubai, Sharjah and Abu Dhabi
  • Get 12 times free airport lounge access in a year at more than 1,000 airport lounges. There is a spending criteria to be met to claim 12 complimentary airport lounge access.
  • Get 15% off on Zofeur services and it can be availed through Zofeur app on Vehicle inspection, Personal Chauufeur, Garage pick up and drop off. Use DIB15 promo code to get the offer. Offer is valid till 31/12/2024
  • Get 3 times Complimentary Roadside assistance in a year. With an upgrade fee an additional roadside assistance will be provided.
  • Get travel & medical cover up to US$500,000 on your trips when you book tickets using SHAMS credit card.
  • With a Balance transfer facility you can clear outstanding balance on other credit cards and save money on extra charges.

Main Benefits

  • A free for life credit card
  • Best Complimentary airport transfer and travel cover
  • Get Complimentary Coffee at Costa Coffee
  • Get 5% discounts on dining, travel, access to valet parking, golf rounds, access to fitness centers and much more.

Frequently Asked Questions

Q. Is Airport lounge access available on SHAMS Infinite credit card?

A. Yes, airport lounge access is available on SHAMS Infinite credit card

Q. What is the annual fee on SHAMS infinite credit card?

A. No annual fee in the first year, from the subsequent year fee will be waived on spending a minimum amount of AED 60,000

Q. What is the payment plan for the balance transfer facility?

A. The payment plan is flexible for 12 months

Q. Is fitness center access complimentary on this card?

A. Get free access to Fitness First Platinum and Titanium Club in the UAE

Q. Is Valet parking service available on SHAMS infinite credit card?

A. Get 4 free valet parking services per month at 20 locations across the UAE

   Get in touch with Dubai Islamic Bank Customer Care

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