Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Mashreq Credit Cards in UAE

Check Eligibility for Mashreq Credit Card

You are eligible to apply for a Mashreq
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Mashreq Credit Card .

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Mashreq Credit Card Details
Minimum Salary AED 5000 - AED 35000
Annual Fees AED 0 - AED 1.5K
Cashback Yes
Balance Transfer Yes
Interest Rate 3.45%
Mashreq Credit Card Offers Value Upto AED 2500 Cash Bonus
20% Cashback on Zomato
High Cashback
Popular Mashreq Credit Cards Solitaire Credit Card
Noon VIP Credit Card
Cashback Credit Card
Platinum Elite Credit Card

Features of Mashreq Credit Card

  • High range of benefits can be availed 
  • Annual fees ranges from AED 0 to AED 1500
  • Interest rates starts from 3.45% 
  • Foreign transaction rate starts from 2.79% 
  • Can avail balance transfer 

Eligibility Criteria of Mashreq Credit Card

Credit CardMinimum Salary
Solitaire Credit CardAED 25,000
Cashback Credit CardAED 5000
Platinum Elite Credit CardAED 7000
Noon VIP Credit CardAED 10,000

Documents Required of Mashreq Credit Card

  • Emirates ID
  • Passport
  • Resident Visa(For Expats)
  • Address Proofs(Utility bills)

    Mashreq Bank Credit Card Interest rates

    Mashreq Bank

    5 Credit Cards Provided By Mashreq Bank

    Cashback Credit Card

    Mashreq Cashback Credit Card
    Interest Rate

    3.33%

    Minimum Salary

    AED 5K

    Annual Fee

    AED 0

    Cashback

    Yes

    interest rate

    3.33%

    Interest Rate

    minimum salary

    AED 5K

    Minimum Salary

    annual fee

    AED 0

    Annual Fee

    cashback

    Yes

    Cashback

    Advantages
    • Upto 5% cashback
    • 20% cashback on Zomato
    • AED 500 cashback as signup bonus
    Advantages
    • Upto 5% cashback
    • 20% cashback on Zomato
    • AED 500 cashback as signup bonus

    Features

    • Provides high cashback with no restrictions
    • Get high dining offers
    • 5% is the outstanding bill is the minimum payment amount
    Apply Now

    Features

    • Provides high cashback with no restrictions
    • Get high dining offers
    • 5% is the outstanding bill is the minimum payment amount
    • 3.33% is charged as interest rate
    • Minimum income of AED 5000 is needed

    Benefits

    • Ultimate cashback is provided on all purchases
    • No annual fee is charged for life
    • 5% cashback is provided on dining expenses in the UAE
    • 2% cashback is provided on international purchases
    • 1% cashback is provided on local expenses
    • Get 20% cashback at Zomato, Netflix, etc. for the first 6 months
    • Avail discounts at DragonFly & Dine Programme
    • Wide range of deals and discounts on Visa app at restaurants, entertainment, travel booking and much more
    • Can get upto 30% off at restaurants through Mashreq Flavours
    • Provides PayProtect Insurance
    • Get AED 500 cashback is offered for new customers as a welcome bonus (on spending AED 4500 in Acquisition month + 2 months of card activation)
    Apply Now
    View Details

    View details on bank page

    Noon VIP Credit Card

    Mashreq Noon VIP Credit Card
    Interest Rate

    3.45%

    Minimum Salary

    AED 10K

    Annual Fee

    AED 0

    Cashback

    Yes

    interest rate

    3.45%

    Interest Rate

    minimum salary

    AED 10K

    Minimum Salary

    annual fee

    AED 0

    Annual Fee

    cashback

    Yes

    Cashback

    Advantages
    • 3.5% Cashback on Shopping
    • AED 500 cashback welcome bonus
    • Free deliveries on Noon purchases
    Advantages
    • 3.5% Cashback on Shopping
    • AED 500 cashback welcome bonus
    • Free deliveries on Noon purchases

    Features

    • Instant Digital Credit Card
    • Offers Cashback on purchases
    • Provides welcome bonus on getting the card
    Apply Now

    Features

    • Instant Digital Credit Card
    • Offers Cashback on purchases
    • Provides welcome bonus on getting the card
    • 5% os the outstanding bill is the minimum payment amount
    • High shopping discounts can be availed as Noon credit card offers
    • 3.45% is charged as interest rate
    • A minimum salary of AED 10,000 is needed

    Benefits

    • Pre-activated digital card is provided
    • Provides Noon VIP membership
    • There is NO annual fee charged forever
    • Get free next day delivery on all Noon Express Offers
    • Get 1% cashback on Noon Daily using Noon Visa Card
    • Get 1% cashback on other expenses
    • Get 1% cashback on Noon VIP cashback program
    • Get 3.50% cashback on noon.com
    • Get supplementary cards
    • Avail Buy 1 Get 1 free offers at cinemas, restaurants, spas, etc.
    • PayProtect insurance is provided
    • Noon Credit Card Offers: Upto 30% Off on dining, high travel offers, entertainment, leisure deals
    • Get AED 500 cashback is offered for new customers as a welcome bonus (on spending AED 4500 in Acquisition month + 2 months of card activation)
    Apply Now
    View Details

    View details on bank page

    Corporate Credit Card

    Mashreq Corporate Credit Card
    Interest Rate

    3.25%

    Fx Rate

    2.3%

    Annual Fee

    AED 0

    Balance Transfer

    No

    interest rate

    3.25%

    Interest Rate

    fx rate

    2.3%

    Fx Rate

    annual fee

    AED 0

    Annual Fee

    balance transfer

    No

    Balance Transfer

    Advantages
    • No annual fees are charged
    • Up to 30% off on dining
    • Free travel insurance
    Advantages
    • No annual fees are charged
    • Up to 30% off on dining
    • Free travel insurance

    Overview

    • No annual fees are charged life long
    • Can get up to 51 interest free days
    • Can get SMS alerts on reaching 80% of the credit limit
    Apply Now

    Overview

    • No annual fees are charged life long
    • Can get up to 51 interest free days
    • Can get SMS alerts on reaching 80% of the credit limit
    • Provides insurance coverage to employee and company as well
    • Can get up to 30% off on dining bills
    • Can get discounts on travel bookings
    • Can get access to business lounges on 50% discount provided
    • Provides fraud protection
    • Can get travel insurance
    Apply Now
    View Details

    View details on bank page

    Platinum Elite Credit Card

    Mashreq Platinum Elite Credit Card
    Interest Rate

    3.33%

    Minimum Salary

    AED 7K

    Annual Fee

    AED 650

    Balance Transfer

    Yes

    Cashback

    No

    interest rate

    3.33%

    Interest Rate

    minimum salary

    AED 7K

    Minimum Salary

    annual fee

    AED 650

    Annual Fee

    balance transfer

    Yes

    Balance Transfer

    cashback

    No

    Cashback

    Advantages
    • 5 Salaam points on every 1 AED
    • AED 2000 cashback as a welcome bonus
    • 20% cashback on Zomato
    Advantages
    • 5 Salaam points on every 1 AED
    • AED 2000 cashback as a welcome bonus
    • 20% cashback on Zomato

    Overview

    • Can get 2 free access to airport lounges worldwide
    • Maximum 8 free entries are provided to the airport lounges per year
    • A minimum spend of AED 7000(pm)in the last billing cycle is required to get 2 free access to airport lounges and free pickup and drop service to the airport
    Apply Now

    Overview

    • Can get 2 free access to airport lounges worldwide
    • Maximum 8 free entries are provided to the airport lounges per year
    • A minimum spend of AED 7000(pm)in the last billing cycle is required to get 2 free access to airport lounges and free pickup and drop service to the airport
    • Can get free visits to FitnessFirst centers at selected locations
    • Earn 1 Salaam points on purchases made in the UAE using the card
    • Earn 3 Salaam points on purchases made outside the UAE using the card
    • Can get up to 50% on dining, entertainment, leisure and much more
    • AED 156.45 is charged as annual fee on supplementary card
    Apply Now
    View Details

    View details on bank page

    Solitaire Credit Card

    Mashreq Solitaire Credit Card
    Interest Rate

    3.33%

    Minimum Salary

    AED 25K

    Fx Rate

    2.79%

    Annual Fee

    AED 1.5K

    Balance Transfer

    Yes

    Cashback

    No

    interest rate

    3.33%

    Interest Rate

    minimum salary

    AED 25K

    Minimum Salary

    fx rate

    2.79%

    Fx Rate

    annual fee

    AED 1.5K

    Annual Fee

    balance transfer

    Yes

    Balance Transfer

    cashback

    No

    Cashback

    Advantages
    • 20% cashback on Zomato
    • AED 2500 welcome bonus cashback
    • Earn 6 Salaam points per 1 AED
    Advantages
    • 20% cashback on Zomato
    • AED 2500 welcome bonus cashback
    • Earn 6 Salaam points per 1 AED

    Overview

    • Can save up to 30% on your dining bills
    • Provides access to golf clubs for free. There are no charges for a guest accompanied the cardholder
    • Can get free valet parking at selected locations in Dubai and Abu Dhabi
    Apply Now

    Overview

    • Can save up to 30% on your dining bills
    • Provides access to golf clubs for free. There are no charges for a guest accompanied the cardholder
    • Can get free valet parking at selected locations in Dubai and Abu Dhabi
    • Both primary and supplementary cardholders can get free access to airport lounges along with one guest
    • Can get free airport pick up and drop service on spending a minimum of AED 10,000 in the last billing cycle
    • Can get free multi-trip travel insurance that covers both local and international trips
    • 6 free Marhaba Silver meet and greet services are provided
    • Free access to Fitness First centers
    • Provides 30% off on Luxury yacht charter
    • Can avail balance transfer at nominal rates
    • Annual fees of AED 630 is charged on supplementary card
    Apply Now
    View Details

    View details on bank page

    Mashreq Credit Card Benefits

    Platinum Elite Credit Card

    • Free access to over 1000+ airport lounges worldwide
    • Can get up to 8 complimentary access to airport lounges per year 
    • Free Travel insurance is provided
    • Up to 3 complimentary airport pick up and drop facilities every year.
    • Up to 5 salaam points on every Dirham of domestic, retail and international expenditure
    • Up to 8 free visits to Fitness First 
    • Get up to AED 1000 cashback is offered as a welcome bonus
    • 50% off on movie tickets 
    • 20% cashback on Zomato, Noon, Du, Etisalat, DubaiNow, Netflix, iTunes, Tabalat

    Solitaire Credit Card

    • Provides high dining discounts at finest restaurants in the UAE. Can save up to 30% on your dining bills using the Solitaire card.
    • Free valet parking at Dubai, Abu Dhabi and other places like Dubai mall, Dubai international airport, Mall of Emirates, Ibn Battuta mall, Ferrari World and Yas Water World.
    • Exclusive and unlimited free access to 900+ airport lounges around the world. Both primary vard and supplementary cardholders are eligible for the free accessand no charges for one guest accompanied. 
    • Travel insurance for multiple trips for the whole family that saves you from both local and trips around the world for a period of 3 months.
    • Free airport pick up and drop is provided
    • Six complimentary Marhaba silver meet and greet services are provided with 2 services a month every year in Dubai.
    • Magnificent Yacht Chartering with 30% discount accompanied with a guide for sightseeing along with sunset and sunrise dinner.
    • Golf privileges are included with unlimited golf in the following month with one partner if the retail spends in the billing earlier is greater or equal to AED 10000, single round of golf with one partner if retail spends vary in between AED 5000 and 9999.
    • Free complimentary visits to Fitness First.
    • Get AED 2500 cashback is offered for new customers as a welcome bonus (on spending AED 4500 in Acquisition month + 2 months of card activation)

    Corporate Credit Card

    • Access to professional workplaces in 1825 locations for employees.
    • Protection of company in case of any misuse of the card with an insurance of $25000 per employee and $1,600,000 per company.
    • Travel and accidental insurance.
    • Access to 1,600 lounges in over 600 cities across 100 countries with a discount of 50%.
    • Dining discounts up to 30% across all magnificent 5 star hotels of UAE.
    • No set-up cost intended.

    Mashreq Cashback Credit Card

    • Get up to 5% cashback
    • Get up to 20% cashback on Netflix, Zomato, Du, Etisalat, Tabalat, Noon, iTunes, Dubai Now
    • Dining discount of up to 30% at restaurants in UAE
    • Protection of card against fraudulent activity.
    • Up to AED 500 cashback is offered as a welcome bonus 

    Mashreq Noon VIP Credit Card

    • Get up to 3.5% cashback on Noon expenses
    • Get 1% cashback on other expenses
    • No annual fee is charged 
    • Instant digital card is provided 
    • Free deliveries from Noon 
    • Free Noon VIP membership
    • Dining discount of up to 30% at restaurants in UAE
    • Protection of card against fraudulent activity
    • Get AED 500 cashback is offered for new customers as a welcome bonus (on spending AED 4500 in Acquisition month + 2 months of card activation)

    Mashreq Portraits Card

    • Up to 50% discount on 1800+ restaurants in UAE and 1300+ restaurants in Oman, Qatar and India.
    • Safe driver discount upto 15%.
    • Multitrip travel insurance.
    • Free access to airport lounges
    • Golf rounds at Al Badia Golf Club, Abu Dhabi Golf Club as complimentary.
    • 4 Salaam points and 8 Salaam points on local and international purchases respectively.

    Frequently Asked Questions

    ⭐ Are there any Mashreq bank credit cards provided for free?

    A. Yes. Mashreq Platinum Elite, Mashreq Solitaire Credit card, Mashreq Cashback credit Card, and Mashreq Noon VIP Card are provided on zero annual fees.

    ⭐ What are the annual fees on the supplementary credit cards?

    A. On the supplementary credit cards, AED 0 - AED 600(depends on the primary card) is charged as annual fees.

    ⭐ Are there any extra charges levied for using the card on international purchases?

    A. Yes. 2.30% of the transaction amount is charged as international transaction rate.

    ⭐ Can I convert my regular card payments to easy installment plan?

    A. Yes, you can convert your regular payments into an easy installment plan.

    ⭐ Are there any processing fees to convert the regular payments to easy installment plan?

    A. The processing fees to convert your payments to an easy installment plan depends up on the merchant.

    ⭐ Can I get SMS alerts for every transaction made on card?

    A. Yes. SMS alerts will be provided on every transaction made on the card.

    ⭐ Is card protection provided on every card of Mashreq Bank?

    A. Yes. Mashreq provides Pay Protect on the cards.

    ⭐ What’s the card replacement fee of Mashreq Cards?

    A.AED 78.8 is charged as card replacement fee for all Mashreq Cards.

    ⭐ What’s the late payment fees of Mashreq credit cards?

    A.Late payment fee charged on Mashreq cards is AED 241.5.

    ⭐ Can I expect a travel insurance on every card of Mashreq bank?

    A. Yes, travel insurance is provided by every card of Mashreq bank.

    ⭐ What are the best cashback credit cards in UAE available?

    A. Various banks are providing cashback cards in the UAE. You can check here onCashback credit cards UAE

    ⭐ What are the offers provided on Mashreq bank credit card?

    A. Mashreq bank credit cards provides several dining, shopping, etc. discounts. Check here the list of Mashreq credit card offers

    ⭐ What is the customer care number of Mashreq Bank?

    A. Check Mashreq Customer service details here Mashreq customer care number

    About Mashreq

    Mashreq Bank is a private sector bank established in 1967. It was started by Al-Ghurair Group and it also known as largest private sector bank. Mashreq Bank provides both retail and commercial services to their customers.

    Mashreq provides a wide range of products and services that suits the needs of every customer. It works with an aim to provide their customers best banking experience and establish a good customer bank relationship. Mashreq Bank has marked its presence globally by starting their operations at regions like Bahrain, Egypt, Kuwait, Qatar. It also has branches in New York, Mumbai(India), London and Honk Kong.

       Get in touch with Mashreq Bank Customer Care

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