Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Cards in UAE

Check Eligibility for ADIB Card

You are eligible to apply for a ADIB
Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Card .

Click here to check loans from other banks.

ADIB Card Details
Minimum Salary AED 5000 - AED 30,000
Annual Fees AED 0 - AED 1000
Cashback Yes
Balance Transfer Yes
Interest rate 2.99%
ADIB Card Offers
  • Free Companion Ticket
  • 1% cashback on every purchase
  • Cashback on dining
  • High reward points and guest miles
Popular ADIB Cards

Features of ADIB Card

  • Get high cashback on every purchase
  • Provides Etisalat reward points as welcome bonus
  • Provides Etihad guest miles
  • Get benefits on travel and dining
  • Can avail Easy Payment option
  • Leisure and entertainment benefits are provided
  • Get insurance covers

Eligibility Criteria of ADIB Card

  • Minimum salary range from AED 5K-30K depending on the type of card
  • Minimum age of 21 years is required
  • Both UAE Nationals and Expats are eligible

Documents Required of ADIB Card

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Emirates ID
  • UAE Residence Visa(For Expats)
  • 3-6 months bank statements
  • Address Proofs(Utility bills)
  • Passport (Expats)
  • Trade licence(Self employed individuals)

ADIB Card Profit Rates

ADIB Bank

15 ADIB Bank Cards

Visa Cashback Card

ADIB Visa Cashback Card
Profit Rate

3.75%

Minimum Salary

AED 5K

Fx Rate

2.3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.75%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Benefits

  • Can earn 1% cashback on each and every usage of the card
  • 4 supplementary cards are provided for free
  • Can get free access to airport lounges via Veloce Lounge

Benefits

  • Can earn 1% cashback on each and every usage of the card
  • 4 supplementary cards are provided for free
  • Can get free access to airport lounges via Veloce Lounge
  • Can avail roadside assistance
  • Can withdraw 100% of the credit limit as cash
  • No annual fees for the first year

View details on bank page

Value Card

ADIB Value Card
Profit Rate

3.75%

Minimum Salary

AED 5K

Fx Rate

2.3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.75%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Get four supplementary cards.
  • You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
  • Withdraw 100% of your finance limit.

Features

  • Get four supplementary cards.
  • You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
  • Withdraw 100% of your finance limit.
  • Balance transfer facility.
  • This card is also helpful in making payments on your behalf for different utilities that you take
  • This card is also an Islamic card.
  • This card also helps in salary transfers.
  • You can get free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can balance your outstanding balance of any card to this card at the rate of 3% or AED 300.

Benefits

  • Advanced Chip & Pin technology.
  • Purchase protection and extended warranty.
  • Credit shield Takaful protection.
  • Get 25% discount on select dining outlets across UAE.
  • Get rewarded for your local and international spend.
    Redeem points earned for free flights, shopping vouchers and club apparel gifts.
    You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
    You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.

View details on bank page

Smiles Visa Classic Card

ADIB Smiles Visa Classic Card
Profit Rate

3.75%

Minimum Salary

AED 5K

Fx Rate

2.3%

Annual Fee

AED 0

interest rate

3.75%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 0

Annual Fee

Features

  • ADIB Smiles Visa Classic Card provides sign up benefits where you can earn Smiles Points and redeem for shopping, travel and dining. Get 5,000 Smiles points when you sign up and get 10,000 smiles points as quarterly bonus which is subject to meeting the spending criteria of AED 25,000 every quarter.
  • Earn Buy 1 and get 1 free and various other deals on Smiles App
  • You can get Smile points 5000 when you sign up

Features

  • ADIB Smiles Visa Classic Card provides sign up benefits where you can earn Smiles Points and redeem for shopping, travel and dining. Get 5,000 Smiles points when you sign up and get 10,000 smiles points as quarterly bonus which is subject to meeting the spending criteria of AED 25,000 every quarter.
  • Earn Buy 1 and get 1 free and various other deals on Smiles App
  • You can get Smile points 5000 when you sign up
  • Smiles points can be redeemed for flight booking across 1,000 airlines and hotel accommodation at more than 50k hotels across the world.
  • Get the facility of balance transfer on your card just by a call at 600 543216
  • You can transfer cash from your card to any bank account by just calling at 600 543216
  • Do shopping at selected merchants and pay back in easy EMIs 3/6/9/12 months with 100 percent waiver of Murabaha monthly profit without any processing fee.
  • Get ADIB covered card Takaful protection, get optional takaful cover which is provided to protect in an event of death, critical illness, permanent total disability, involuntary loss of employment.
  • Get E-statements, chat services, SMS alerts and much more.
  • Enjoy the facility of ADIB Mobile Banking App where you can bank anywhere, manage your card, simply download the app from iTunes App store, Huawei appGallery, Google Play store.
  • Go Eco friendly by receiving e-statements. Provides Chat banking round the clock, chat at any time on whatsapp +971600543216 and get your queries answered
  • Any time banking with your ADIB mobile banking app where you can manage your card. Just Download ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI App Gallery and enjoy the services

Benefits

  • Get 5,000 Smiles points upon sign up
  • Get Travel Benefits
  • Enjoy with No Annual fees
  • Get Buy 1 get 1 free on smiles app​

View details on bank page

Booking.com Signature Card

ADIB Booking.com Signature Card
Profit Rate

3.75%

Minimum Salary

AED 10K

Fx Rate

2.3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.75%

Profit Rate

minimum salary

AED 10K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 5% cashback on air ticket bookings
  • 4% cashback on fuel
  • 2 reward points per 1 AED spent
Advantages
  • 5% cashback on air ticket bookings
  • 4% cashback on fuel
  • 2 reward points per 1 AED spent

Overview

  • 5% cashback is provided on air ticket bookings
  • 4% cashback is offered on fuel expenses
  • Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee

Overview

  • 5% cashback is provided on air ticket bookings
  • 4% cashback is offered on fuel expenses
  • Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee
  • Free valet parking can be availed for 4 times a month
  • Can earn up to 2 rewards points on every dirham spent on the card
  • Provides purchase protection
  • Provides travel insurance
  • Can get unlimited access to airport lounges

View details on bank page

Cashback Visa Covered Card

ADIB Cashback Visa Covered Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 99

Cashback

Yes

interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 99

Annual Fee

cashback

Yes

Cashback

Advantages
  • cashback
Advantages
  • cashback

Features

  • Earn 4 percent cash back on daily spending categories
  • Cashback of 4 percent when you spend on supermarket & Groceries with monthly limit of AED 300
  • Cashback of 4 percent on fuel & Automobiles with monthly limit of AED 300

Features

  • Earn 4 percent cash back on daily spending categories
  • Cashback of 4 percent when you spend on supermarket & Groceries with monthly limit of AED 300
  • Cashback of 4 percent on fuel & Automobiles with monthly limit of AED 300
  • Cashback of 4% on school fees and other educational expenses with monthly limit of AED 300
  • Enjoy 4% on dining and restaurants with maximum benefit of AED 200 per month
  • Get 4% cashback benefits on Utility payments with AED 100 per month
  • Get Roadside assistance for once a year

Benefits

  • You can withdraw 100 percent of finance limit in the form of cash
  • The maximum amount of monthly cashback cap is AED 1,000 per month
  • Get free grace period for maximum of 55 days for repaying outstanding balances
  • Get four supplementary cards as add on benefits
  • You can view your card statement by visiting simple.adib.ae and also transact on your card
  • You can also avail the benefit of chat services 24/7 online.
  • Also resolve your queries through whatsapp at +971600543216 for a swift and secure way of communication.
  • Get E-statements on your registered email id.
  • Transaction alerts and card information can be sent through the SMS facility
  • There are various ways for making the card payment and these are card payment through a cash deposit machine, payment through internet banking, telebanking and payment through exchange houses.
  • Get an ADIB Cashback card with simple documentation like valid passport copy, original and copy of valid Emirates ID, Last three months bank account statement, Salary certificate not more than 30 days old.

View details on bank page

Exceed Visa Covered Card

ADIB Exceed Visa Covered Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 99

interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 99

Annual Fee

Features

  • You can turn every moment into a rewarding experience. Each time you can earn exceed reward points use the card to redeem points quickly for payments, retail/online shopping, flight ticket purchases and many more.
  • Earning Exceed Rewards
  • Earn 0.5 Exceed Rewards for every AED 100 spent within UAE​

Features

  • You can turn every moment into a rewarding experience. Each time you can earn exceed reward points use the card to redeem points quickly for payments, retail/online shopping, flight ticket purchases and many more.
  • Earning Exceed Rewards
  • Earn 0.5 Exceed Rewards for every AED 100 spent within UAE​
  • Earn 1.0 Exceed Rewards(1) for every AED 100 (or equivalent) spent internationally
  • Earn 0.125 Exceed Reward for every AED 100 spent on Specific Merchants. The merchants are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines. Specific Merchants are: Supermarkets, government services, public transport and other services.
  • Provides with Roadside assistance. You can drive with complete peace of mind as you get roadside assistance within the UAE once a year. To avail roadside assistance please call 600-542010​.
  • Be part of the ADIB Exceed Rewards Loyalty Program where you can redeem exceed reward points quickly using the mobile app for exciting rewards and turn banking experience into truly extraordinary.

Benefits

  • Earn Exceed rewards
  • Roadside assistance

View details on bank page

Exceed Visa Platinum Covered Card

ADIB Exceed Visa Platinum Covered Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 199

interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 199

Annual Fee

Features

  • Exceed your expectations with the reward points where you can turn moments into rewarding experiences. Earn Exceed Rewards points every time you use the card. You can redeem points quickly towards utility payments, retail or online shopping, flight ticket purchases and many more.
  • Earning Exceed Rewards
  • Earn 0.5 Exceed Rewards for every AED 100 spent within UAE​

Features

  • Exceed your expectations with the reward points where you can turn moments into rewarding experiences. Earn Exceed Rewards points every time you use the card. You can redeem points quickly towards utility payments, retail or online shopping, flight ticket purchases and many more.
  • Earning Exceed Rewards
  • Earn 0.5 Exceed Rewards for every AED 100 spent within UAE​
  • Earn 1.0 Exceed Rewards(1) for every AED 100 (or equivalent) spent internationally
  • Earn 0.125 Exceed Reward for every AED 100 spent on Specific Merchants. The merchants are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines. Specific Merchants are: Supermarkets, government services, public transport and other services.
  • Provides with Roadside assistance. You can drive with complete peace of mind as you get roadside assistance within the UAE once a year. To avail roadside assistance please call 600-542010​.
  • Provides Airport Lounge access where the cardholder is eligible for two free visits per year. Simply download the Loungekey app on your android and explore airport lounges across the world.
  • Be part of the ADIB Exceed Rewards Loyalty Program where you can redeem exceed reward points quickly using the mobile app for exciting rewards and turn banking experience into truly extraordinary.

Benefits

  • Exceed Rewards
  • Roadside assistance
  • Airport Lounge Access​​​​

View details on bank page

Etihad Guest Classic Card

ADIB Etihad Guest Classic Card
Profit Rate

3.75%

Minimum Salary

AED 5K

Fx Rate

2.3%

Annual Fee

AED 500

Balance Transfer

Yes

Cashback

No

interest rate

3.75%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 500

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is a high earning rewards program.

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is a high earning rewards program.
  • Receive up to four supplementary cards.
  • This is an Islamic card.
  • This card enables salary transfers
  • Get instant SMS updates.
  • Forex rate on this card is 2.3%
  • You need a minimum salary of AED 5000 for this card.
  • There is an option of balance transfer at the rate of 3% or AED 300 for this card.

Benefits

  • You can receive service from ADIB travel desk.
  • You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.

View details on bank page

Etihad Guest Gold Card

ADIB Etihad Guest Gold Card
Profit Rate

3.75%

Minimum Salary

AED 5K

Fx Rate

2.3%

Annual Fee

AED 1K

Balance Transfer

Yes

Cashback

No

interest rate

3.75%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 1K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • You get a travel card with free ticket is spend is over AED 150,000

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • You get a travel card with free ticket is spend is over AED 150,000
  • This is a high rewards earning program
  • You get preferred rates from ADIB travel desk along with Marhaba services.
  • You get four free supplementary cards.
  • This is an Islamic card.
  • This card enables salary transfers.
  • The Forex rate (Non AED Transfer Rate) stands at 2.3%
  • You get a free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000

Benefits

  • You can receive service from ADIB travel desk
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.
  • Free companion ticket voucher, which is not available on any other card.
  • Fast track to Etihad guest silver tier.
  • Free airport lounge access via lounge key.
  • Free roadside assistance.

View details on bank page

ADIB Smiles Visa Signature Card

ADIB ADIB Smiles Visa Signature Card
Profit Rate

3.75%

Minimum Salary

AED 20K

Fx Rate

2.3%

Annual Fee

AED 1.199K

interest rate

3.75%

Profit Rate

minimum salary

AED 20K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 1.199K

Annual Fee

Features

  • Get 70,000 Smiles points when you sign up. Get a free one year Smiles subscription. Get unlimited, buy one and get one worth AED 199. Get 10,000 Smiles points as quarterly bonus which is subject to meeting spending criteria of AED 25K every quarter.
  • You can enjoy buy 1 and get 1 free and deals on Smiles app
  • Provides you with 70,000 bonus Smiles & Complimentary 1 year subscription towards Smiles Unlimited buy one and get one which is worth AED 199

Features

  • Get 70,000 Smiles points when you sign up. Get a free one year Smiles subscription. Get unlimited, buy one and get one worth AED 199. Get 10,000 Smiles points as quarterly bonus which is subject to meeting spending criteria of AED 25K every quarter.
  • You can enjoy buy 1 and get 1 free and deals on Smiles app
  • Provides you with 70,000 bonus Smiles & Complimentary 1 year subscription towards Smiles Unlimited buy one and get one which is worth AED 199
  • Start redeeming your smiles points towards flight bookings with more than 1k airlines and accommodation at more than 50k hotels across the globe.
  • Get 4 free visits for valet parking monthly at selected locations. Show your card and get this service.
  • Enjoy free Roadside assistance, drive with peace of mind and you get help when you need it. Provides you with unlimited free city towing service. Inter Emirates Towing with 3 times in a year, Flat Tyre service, jump start service, free fuel delivery service, free transportation Vehicle registration service. To get these services call 600-542010​
  • ADIB has partnered with retailers which will ensure the best shopping experience for the users.
  • Provides free unlimited VIP airport lounge access for the cardholders at more than 1,000 lounges across the globe.
  • Provides a personal travel assistant where you get 24 hrs concierge service. The users can book hotel reservations, plan tours, car hire, tourist activities and make the best use of travel.
  • Get travel and medical assistance with ADIB Smiles Visa Signature Card
  • Get multi trip travel cover where you and your family including 5 children get coverage towards personal cover, travel inconvenience cover and medical cover.
  • Get purchase protection where the insurance benefit provides reimbursement up to USD 2,500 per occurrence with 4k USD as an aggregate limit.
  • Enjoy the facility of Balance transfer on your card simply call 600 543216
  • You can transfer cash from your card to selected bank simply call 600 543216
  • Do shopping at selected merchants and pay back in easy EMIs 3/6/9/12 months with 100 percent waiver of Murabaha monthly profit without any processing fee.
  • Get ADIB covered card Takaful protection, get optional takaful cover which is provided to protect in an event of death, critical illness, permanent total disability, involuntary loss of employment.
  • Get E-statements, chat services, SMS alerts and much more.
  • Enjoy the facility of ADIB Mobile Banking App where you can bank anywhere, manage your card, simply download the app from iTunes App store, Huawei appGallery, Google Play store.

Benefits

  • Get up to 70,000 Smiles points
  • Get Travel benefits
  • Enjoy unlimited Airport Lounge Access across the Globe.
  • Get Free Roadside Assistance

View details on bank page

Emirates Skywards Visa Signature Card

ADIB Emirates Skywards Visa Signature Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 1.5K

Balance Transfer

Yes

interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 1.5K

Annual Fee

balance transfer

Yes

Balance Transfer

Features

  • ADIB Emirates Skywards Visa Signature Card provides exclusive travel and lifestyle benefits to the users. You can enjoy Emirates Skywards Silver tier membership. Bonus skywards miles up to 25,000 can be earned, Unlimited Global Lounge Access through LoungeKey, Airport transfer and many more benefits.
  • You can get 25,000 bonus Skywards Miles for spending on first time which is subject to meeting certain criteria. Spend within 30 days from issuing the card.
  • Earn Skywards Miles for AED 3.68 equivalent spending. Earn 2.5 Miles by spending at Emirates and Flydubai. Earn 1.5 Miles by spending at Foreign currency. Earn 1 Mile spending on Local currency. Earn 0.25 Miles* by spending on specific categories.

Features

  • ADIB Emirates Skywards Visa Signature Card provides exclusive travel and lifestyle benefits to the users. You can enjoy Emirates Skywards Silver tier membership. Bonus skywards miles up to 25,000 can be earned, Unlimited Global Lounge Access through LoungeKey, Airport transfer and many more benefits.
  • You can get 25,000 bonus Skywards Miles for spending on first time which is subject to meeting certain criteria. Spend within 30 days from issuing the card.
  • Earn Skywards Miles for AED 3.68 equivalent spending. Earn 2.5 Miles by spending at Emirates and Flydubai. Earn 1.5 Miles by spending at Foreign currency. Earn 1 Mile spending on Local currency. Earn 0.25 Miles* by spending on specific categories.
  • You can do check in service from Home. Enjoy check in service from home, hotel or office two times in a year.
  • Dubai airport transfers are available in the UAE. You can get 2 airport transfers per year across the UAE.
  • You can get Global Lounge Access with one guest companion at more than 900 airport lounges across the country.
  • Get free valet parking two times a month at main locations through Valtrans at key locations across the nation.
  • You can get access to Golf using the card. The partners are The ELS Golf Club, Dubai, Arabian Ranches Golf Club, Dubai and The Abu Dhabi Golf Club, Abu Dhabi.
  • Get travel inconvenience coverage where if you miss your luggage or flight delay interrupts your plan you will get cover for luggage loss or damage upto USD 3k. Baggage delay USD 500, trip delay or missed departure USD 500, Trip cancellation/Curtailment USD 7,500
  • Get travel medical coverage where you get peace of mind. You will get coverage for family and helpers.
  • You can get Cash on Call by calling 600 543216
  • Get an affordable EMI plan. Shop at selected merchants and payback in 3 or 6 or 9 or 12 months EMI. You get 100 percent waiver of Murabaha Monthly profit without any processing fees call 600 543216.
  • This card provides Takaful Protection. Optional Takaful cover for protecting in event of death, life loss disability, serious illness and involuntary loss of employment.
  • There are numerous ways to make your card payment. Options like online banking or chat banking +971600543216
  • Pay Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet). Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik

Benefits

  • Get up to 25,000 bonus Skywards Miles
  • You can enjoy Emirates Skywards Silver tier​ membership
  • Provides you with a Home check-in
  • Get Unlimited Airport Lounge Access Globally

View details on bank page

Etihad Guest Visa Platinum Card

ADIB Etihad Guest Visa Platinum Card
Profit Rate

3.75%

Minimum Salary

AED 5K

Fx Rate

2.3%

Annual Fee

AED 2K

Balance Transfer

Yes

Cashback

No

interest rate

3.75%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 2K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • High benefits for travelers
  • Get guest miles
  • Free companion ticket
Advantages
  • High benefits for travelers
  • Get guest miles
  • Free companion ticket

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • Get instant SMS updates.

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • Get instant SMS updates.
  • High earning rewards program.
  • This is an Islamic card.
  • This card avails salary transfers.
  • Get preferred rates from ADIB travel desk for airlines
  • The Forex rate on this card is 2.3%
  • Get a free grace period of 55 days to repay your outstanding balance.
  • You can balance your transfer at the rate of 3% or AED 300.

Benefits

  • You can receive service from ADIB travel desk
  • You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.
  • Free companion ticket voucher, which is not available on any other card.
  • Fast track to Etihad guest gold tier.
  • Free airport lounge access via lounge key.
  • Valet parking at select locations.
  • Free roadside assistance.

View details on bank page

Booking.com Infinite Card

ADIB Booking.com Infinite Card
Profit Rate

3.75%

Minimum Salary

AED 15K

Fx Rate

2.3%

Annual Fee

AED 2K

Balance Transfer

Yes

Cashback

Yes

interest rate

3.75%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

2.3%

Fx Rate

annual fee

AED 2K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 3 reward points per 1 AED spent
  • 7% cashback on air ticket booking
  • Free valet parking
Advantages
  • 3 reward points per 1 AED spent
  • 7% cashback on air ticket booking
  • Free valet parking

Overview

  • Can get 10% discount on hotel bookings
  • 7% cashback is offered on flight ticket purchases
  • 5% cashback on fuel expenses

Overview

  • Can get 10% discount on hotel bookings
  • 7% cashback is offered on flight ticket purchases
  • 5% cashback on fuel expenses
  • Dining discounts can be availed on ADIB Smartdeals app
  • Free airport transfers on minimum spending on AED 4000
  • Free entry to golf clubs
  • Free Meet & Greet services
  • Ca get up to 4 supplementary card on NO annual fees

View details on bank page

Emirates Skywards World Elite Card

ADIB Emirates Skywards World Elite Card
Profit Rate

3.33%

Minimum Salary

AED 25K

Fx Rate

3.1%

Annual Fee

AED 4.5K

Balance Transfer

Yes

Cashback

No

interest rate

3.33%

Profit Rate

minimum salary

AED 25K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 4.5K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Provides high range of skywards miles
  • Can get several travel benefits
  • Can avail balance transfer facility

Features

  • Provides high range of skywards miles
  • Can get several travel benefits
  • Can avail balance transfer facility
  • Interest rate of 3.33% is charged
  • A minimum salary of AED 25,000 is required

Benefits

  • Get 50,000 Skyward miles as a welcome bonus
  • Can get Emirates Skywards Silver-tier Membership for free
  • Can get silver-tier membership upgraded to Gold tier on spending AED 5500 with Emirates
  • Can earn up to 3 miles per 1 USD spent using the card
  • Can check-in to Emirates flights from your location itself for free
  • Can get airport transfers for free from anywhere in the UAE
  • Can get unlimited access to 900+ airport lounges for free
  • Free Valtrans valet parking service at selected locations in the UAE
  • Free access to golf clubs
  • Can get travel inconvenience and medical cover

View details on bank page

Emirates Skywards Visa Infinite Card

ADIB Emirates Skywards Visa Infinite Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 4.5K

Balance Transfer

Yes

interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 4.5K

Annual Fee

balance transfer

Yes

Balance Transfer

Features

  • ADIB Emirates Skywards Visa Infinite Card provides exclusive access to travel and lifestyle benefits. The card users get access to Emirates Skywards Gold tier membership, Emirates Skywards Silver tier membership. You can earn up to 50,000 bonus Skywards Miles, Emirates Home services within Dubai, along with airport transfer and lounge access.
  • You can get Fast track to Emirates Skywards Gold tier membership.
  • You can get Skywards Miles spending every AED 3.68 with equivalent spending.

Features

  • ADIB Emirates Skywards Visa Infinite Card provides exclusive access to travel and lifestyle benefits. The card users get access to Emirates Skywards Gold tier membership, Emirates Skywards Silver tier membership. You can earn up to 50,000 bonus Skywards Miles, Emirates Home services within Dubai, along with airport transfer and lounge access.
  • You can get Fast track to Emirates Skywards Gold tier membership.
  • You can get Skywards Miles spending every AED 3.68 with equivalent spending.
  • Earn 3 Miles for Emirates and FlyDubai spendings
  • Earn 2 Miles Foreign Currency spending
  • Earn 1.5 Miles for Local Currency spending
  • Earn 0.25 Miles for specific category spending
  • Home check in service is available. You can also check in from a hotel or office. This service is available 4 times a year.
  • Dubai airport transfers are available in the UAE. You can get 4 airport transfers per year across the UAE.
  • You can get Global Lounge Access with one guest companion at more than 900 airport lounges across the country.
  • Get free valet parking four times a month at main locations across the nation.
  • You can get access to Golf using the card. The partners are The ELS Golf Club, Dubai, Arabian Ranches Golf Club, Dubai and The Abu Dhabi Golf Club, Abu Dhabi
  • Provides Concierge Services for 24 hrs with a travel assistant.
  • Get travel inconvenience coverage where if you miss your luggage or flight delay interrupts your plan you will get cover for luggage loss or damage upto USD 3k. Baggage delay USD 500, trip delay or missed departure USD 500, Trip cancellation/Curtailment USD 7,500
  • Get travel medical coverage where you get peace of mind. You will get coverage for family and helpers.
  • You can get balance transfer by calling 600 543216
  • Get cash on call by transferring cash from your card to a bank account call 600 543216
  • Get an affordable EMI plan. Shop at selected merchants and payback in 3 or 6 or 9 or 12 months EMI. You get 100 percent waiver of Murabaha Monthly profit without any processing fees call 600 543216.
  • This card provides Takaful Protection. Optional Takaful cover for protecting in event of death, life loss disability, serious illness and involuntary loss of employment.
  • There are numerous ways to make your card payment. Options like online banking or chat banking +971600543216
  • Pay Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet). Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik
  • You can bank us at any time and anywhere using the ADIB Mobile Banking App. Simply download ADIB Mobile Banking App from play store, iTunes app, HUAWEI App Gallery.

Benefits

  • Get up to 50,000 bonus skywards Miles.
  • Get Membership of Emirates Skywards Gold tier. You can earn Skywards miles for every AED 3.68
  • Get Global Lounge access and enjoy a welcome bonus of 50k skywards miles on your first spend with certain conditions.

View details on bank page

ADIB Card Benefits

Cashback

  • Get 1% cashback on every purchase made using ADIB Cashback Visa Platinum Card or ADIB Visa Cashback Card
  • Get up to 9% cashback on ADIB Spice card
  • Get up to 1.25% cashback on most of the ADIB cards
  • Get up to 5% cashback on fuel
  • Earn up to 10% cashback on dining, hotels, supermarkets etc.,

Travel

  • Get 10,000 - 50,000 Etihad Guest miles on ADIB Etihad Cards as sign up bonus
  • Earn 2.2 Etihad Guest Miles on every 4 AED spent locally and 3 Etihad Guest Miles on every 4 AED spent outside UAE using ADIB Etihad Platinum Card
  • Earn 1 Etihad Guest Mile on every 4 AED spent locally and 1.5 Etihad Guest Miles on every 4 AED spent outside UAE using ADIB Etihad Gold Card
  • Earn 1 Etihad Guest Mile on every 4 AED spent locally and 0.75 Etihad Guest Mile on every 4 AED spent outside UAE using ADIB Etihad Classic Card
  • Get free companion ticket on ADIB Etihad Platinum Card and ADIB Etihad Gold Card
  • Can redeem the Etihad Miles for travel bookings, electronics, home appliance, furnishing and much more

Reward Points

  • Get sign up bonus 200,000 reward points on ADIB Booking Infinite Card
  • Get 3 reward points on every dirham spent using ADIB Booking Infinite Card
  • Can redeem the rewards points earned on ADIB Booking Infinite Card for airline tickets, hotels, etc.
  • Earn 2.5 reward points on ADIB Edge Card

Etisalat

  • Get 5000 - 100,000 Etisalat Smile Points on ADIB Etisalat Cards
  • Get 1.5 - 6 Etisalat smile points(varies with card type) on every dirham spent on local and international purchases
  • Earn 1 Etisalat smile point on purchases made at selected merchants
  • Can redeem smile points on Etisalat Talk Time or Data, Etihad guest miles and airline tickets

Miscellaneous

  • Avail free valet parking benefits
  • Complimentary golf benefits at premier golf clubs
  • Can avail Roadside assistance 24/7
  • Provides travel, purchase and personal protection covers
  • High cash withdrawal limit is provided
  • Get discounts on dining at selected places
  • Access to airport lounges globally
  • Get help from ADIB Travel desk

Frequently Asked Questions

⭐ What are the different types of cards ADIB offer?

A. ADIB provides 20 different types of cards

⭐ Where can I use my ADIB Card?

A. You can use your ADIB Card any purpose, anywhere in the world

⭐ Can I benefit cashback every time?

A. Yes each time you use your ADIB Card you get 1%-9% cashback(depends on the card)

⭐ Is cashback available on every card?

A. There are ADIB cards that are specific to cashback.

⭐ How much discounts do I get on flight tickets?

A. Can get 15% off on air tickets bookings made usingADIB Etihad Guest Visa Card

⭐ Can I avail airport lounge benefits in other countries apart from UAE?

A. Yes, You can avail lounge benefits globally

⭐ What are the travel benefits I get?

A. You get a free companion ticket, which you can’t get in any other card in UAE

⭐ How can I use Etihad Guest miles?

A. You can redeem your guest miles at electronics, furniture, utilities, fuel stations, supermarkets and many other places

⭐ Are there any no annual fees cards?

A.Yes ADIB offers No annual fee cards. Click here ADIB NO Annual Fee Cards

⭐ How many supplementary cards are provided for free?

A. Up to 4 supplementary cards are provided for 0 annual fees on each primary card. Beyond 4 are chargeable.

⭐ What are the annual fees on additional supplementary cards?

A. AED 500 is charged as annual fees on additional supplementary cards provided.

⭐ What is the minimum spend required to avail cashback?

A. A minimum spend of AED 3000 is required per month to avail cashback.

⭐ Can I pay the annual fees using Etihad Miles earned?

A. Yes, Etihad Miles earned can be redeemed for annual fees on ADIB Etihad Card.

⭐ What is the minimum spend required to get free companion ticket?

A. To get a free companion ticket a minimum spend of AED 150,000 should be made in a year using ADIB Etihad Cards.

⭐ What does the ADIB Travel desk help with?

A. ADIB Travel desk helps the customers with travel bookings like airline ticket, airport lounge, meet and greet services, etc.

⭐ What are the offers provided on ADIB cards?

A. There are various offers provided on ADIB cards. Click here forADIB card offers.

⭐ What is the minimum salary required for ADIB Card?

A. The minimum salary required for a ADIB card is AED 5000.

⭐ What is the annual fees charged on ADIB card?

A. The minimum annual fees charged on some ADIB cards is AED 199 while some cards are provided for free on zero fees.

About ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

   Get in touch with ADIB Bank Customer Care

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