Last Updated on 04 August 2024

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Exceed Visa Covered Card

ADIB Bank

Exceed Visa Covered Card

ADIB Exceed Visa Covered Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 99

ADIB Exceed Visa Covered Card
interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 99

Annual Fee

View details on bank page

Features

  • You can turn every moment into a rewarding experience. Each time you can earn exceed reward points use the card to redeem points quickly for payments, retail/online shopping, flight ticket purchases and many more.
  • Earning Exceed Rewards
  • Earn 0.5 Exceed Rewards for every AED 100 spent within UAE​
  • Earn 1.0 Exceed Rewards(1) for every AED 100 (or equivalent) spent internationally
  • Earn 0.125 Exceed Reward for every AED 100 spent on Specific Merchants. The merchants are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines. Specific Merchants are: Supermarkets, government services, public transport and other services.
  • Provides with Roadside assistance. You can drive with complete peace of mind as you get roadside assistance within the UAE once a year. To avail roadside assistance please call 600-542010​.
  • Be part of the ADIB Exceed Rewards Loyalty Program where you can redeem exceed reward points quickly using the mobile app for exciting rewards and turn banking experience into truly extraordinary.

Required Documents

  • The following are the documents required.
  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​

Main Benefits

  • Earn Exceed rewards
  • Roadside assistance

Frequently Asked Questions

Q. What are the fees and charges?

A. The following are the fees and charges
Covered Card Annual Fee - AED 99
5th Supplementary Card Annual Fee - AED 99
Monthly Profit Rate ​- 3.75%

Q. Can I apply online?

A. Yes, you can apply through online it is safe and secure and takes only 10 minutes to process

Q. Is roadside assistance available?

A. Yes, roadside assistance is available

Q. What is the grace period for monthly payment?

A. The grace period is up to 55 days

   Get in touch with ADIB Customer Care

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