Last Updated on 04 August 2024

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Exceed Visa Platinum Covered Card

ADIB Bank

Exceed Visa Platinum Covered Card

ADIB Exceed Visa Platinum Covered Card
Profit Rate

3.75%

Fx Rate

2.3%

Annual Fee

AED 199

ADIB Exceed Visa Platinum Covered Card
interest rate

3.75%

Profit Rate

fx rate

2.3%

Fx Rate

annual fee

AED 199

Annual Fee

View details on bank page

Features

  • Exceed your expectations with the reward points where you can turn moments into rewarding experiences. Earn Exceed Rewards points every time you use the card. You can redeem points quickly towards utility payments, retail or online shopping, flight ticket purchases and many more.
  • Earning Exceed Rewards
  • Earn 0.5 Exceed Rewards for every AED 100 spent within UAE​
  • Earn 1.0 Exceed Rewards(1) for every AED 100 (or equivalent) spent internationally
  • Earn 0.125 Exceed Reward for every AED 100 spent on Specific Merchants. The merchants are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines. Specific Merchants are: Supermarkets, government services, public transport and other services.
  • Provides with Roadside assistance. You can drive with complete peace of mind as you get roadside assistance within the UAE once a year. To avail roadside assistance please call 600-542010​.
  • Provides Airport Lounge access where the cardholder is eligible for two free visits per year. Simply download the Loungekey app on your android and explore airport lounges across the world.
  • Be part of the ADIB Exceed Rewards Loyalty Program where you can redeem exceed reward points quickly using the mobile app for exciting rewards and turn banking experience into truly extraordinary.

Main Benefits

  • Exceed Rewards
  • Roadside assistance
  • Airport Lounge Access​​​​

Frequently Asked Questions

Q. Is airport lounge access provided?

A. Yes, Airport lounge access is provided with two free visits per year.

Q. What are the documents required?

A. The following are the documents required.
​Original and copy of valid passport
Original and copy of valid Emirates ID
Bank account statement (last 3 months)
Salary certificate from current employer​ (not more than 30 days old)​

Q. What are the fees and charges?

A. The fees and charges are as follows
Covered Card Annual Fee - AED 199
5th Supplementary Card Annual Fee - AED 199
Monthly Profit Rate ​- 3.75%

Q. What is the temporary increase limit fee?

A. The temporary increase limit fee is AED 50

Q. How many times is roadside assistance provided?

A. The card user can get roadside assistance once a year

   Get in touch with ADIB Customer Care

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