Last Updated on 17 July 2024
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Thank you for providing your details.Dubai Islamic Bank SHAMS Platinum Credit Card
SHAMS Platinum Credit Card
Features
- There is no annual fee for the first year and the fee will be waived from the next year and the minimum spend should be AED 15,000
- You can get up to 50,000 Bonus Wala’a rewards which is worth up to AED 250 for first time customers. The spending should be in 90 days from issuing the card and the amount should be USD 5,000. Get Bonus Wala’a rewards 50,000
- You can get cashback of 20% on Dubai Now, Talabat, Amazon, Noon, Deliveroo and much more. Offer is valid for the first three months. The max cashback per month per merchant is AED 15. Total cashback is AED 270.
- You can enjoy 5% cashback on dining with a SHAMS card. You can earn 10 Wala’a rewards for every AED 1 spent on dining, Maximum Wala’a rewards per month is AED 5,000.
- Get rewarded for traveling where you can enjoy 5% cash back on your travel while booking flights/hotels with your SHAMS card
- For every AED 1 spent on travel you can earn 10 Wala’a rewards. The maximum reward is 10,000 per month, the value that is credited is Wala’a rewards.
- For every AED 1 spent, you can earn 10 Wala’a rewards on Dining (Cafes, restaurants, fast food joints etc)
- For every AED 1 spent, you can earn 10 Wala’a rewards on spending at Travel (Flight/ Hotel Bookings)
- For every AED 1 spent, you can earn 2 Wala’a rewards on spending at International Spends (Non AED)
- For every AED 1 spent, you can earn 0.3 Wala’a rewards on spending at European Economic Area (EEA) Spend
- For every AED 1 spent, you can earn 1.5 Wala’a rewards on spending at Domestic Spends (AED)
- For every AED 1 spent, you can earn 0.3 Wala’a rewards on spending at the government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, telecom and much more. Wala’a Rewards are not earned on Govt bills & Utility transactions made through DIB platforms.
- There are a Bounty of ways to redeem Wala’a rewards by booking airline tickets, shopping, bill payments, reward exchange and much more
- Get travel & medical cover up to US$100,000 on your trips when you book tickets using SHAMS credit card.
- With a Balance transfer facility you can clear outstanding balance on other credit cards and save money on extra charges. Terms and conditions apply
Main Benefits
- Free for Life Credit Card
- Complimentary travel cover
- Complimentary Roadside assistance
- The only card which you need with power of many. Get a discount of 5% on dining, 5% discount on travel, also get complimentary travel cover and many more.
Frequently Asked Questions
Q. Is this a free for life credit card?
A. This is a free for life credit card.
Q. Are there any travel benefits?
A. Get rewarded for traveling where you can enjoy 5% cash back on your travel while booking flights/hotels with your SHAMS card. Also get travel & medical cover up to US$100,000 on your trips
Q. What is the minimum spend to avoid annual fees?
A. The minimum spending amount to avoid annual fees is AED 15,000
Q. Is Roadside assistance available?
A. Yes, Roadside assistance is available on this card
Q. Do you get travel cover?
A. Yes, you can get travel cover on this card
Get in touch with Dubai Islamic Bank Customer Care
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