Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Standard Chartered Journey Credit Card

Standard Chartered Bank

Journey Credit Card

Standard Chartered Journey Credit Card
Interest Rate

3.69%

Minimum Salary

AED 30K

Annual Fee

AED 1.575K

Standard Chartered Journey Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 30K

Minimum Salary

annual fee

AED 1.575K

Annual Fee

View details on bank page

Features

  • You can save up to AED 100 per ride by availing the offers on Careem ride. You can get four free airport transfers a year with Careem. Meet the eligibility criteria using Journey credit card on Careem app use the promo code SCB 100 while making booking. T&C will apply.
  • Get more out of entertainment just download the Booking bash app and you can get worth AED 499 as complimentary using Journey Credit Card. Avail discounts on cruises, theme parks, museums, safaris and other indoor activities.
  • Get four 360 degree rewards per USD 1 spent internationally. Get two 360 degree rewards per USD 1 spent in local. You can transfer rewards points to miles which includes Emirates Skywards, Etihad Guest and also hotel loyalty program
  • You can convert reward points to cash by booking airline tickets using Journey credit card
  • Enjoy a free Golf round every month at top golf clubs in the UAE. Let fitness be your priority as you can get free access to Fitness centers in the UAE.
  • Get a 20 percent discount with Talabat. You can get AED 20 per order where the minimum order should be AED 50 and this is a maximum of 2 orders per month. Use Promo Code ‘SCB20’
  • Get free unlimited access to airport lounges across the world and this is subject to one international spend in a year. You can also accompany a guest with you.
  • Journey Credit Card holders and their families get covered on trips up to 90 days. The cardholders can use the online service and enable and download the insurance.
  • Instant discount facility of 8 percent is provided on booking.com when you pay using Journey Credit card. Use promo code ‘VISABKNG’ to get this offer.
  • Cardholders can get 20 percent discount on hotel booking using this card for stays at UAE, Spain, Oman, Bali, Bahrain, Maldives, Kuwait, China and UK
  • Buy 1 and get 1 movie tickets at VOX & Reel Cinemas.
  • Download the Xperience with Entertainer App and get 2 for 1 offers on tours, spas, beauty parlors, food & beverages, Gym and much more.
  • Agoda offers 12% discount to the Journey Credit Cardholders where they can access more than 985,000 hotels & Vacation spots.
  • Get access to some personalized privileges for planning special events and this is offered by Visa infinite Concierge. Just email your request at concierge@visainfinite mea.com or use 24/7 whatsapp concierge service on +44 7874 023129

Main Benefits

  • You can apply for Journey credit card and earn up to AED 2,000 cash back as welcome rewards
  • Get free 4 airport transfers yearly. Book your ticket with a Journey Credit Card.
  • Get free access to Golf and Fitness Club in the UAE
  • Earning is easy with 360 degrees reward points. Start spending and redeeming for shopping, get cash back offers, enjoy airport transfers and earn hotel miles

Frequently Asked Questions

Q. How to claim cashback with Journey Card 360 degree reward points?

A. You can claim in two ways: either you can buy anything which is equivalent to rewards or you can call 800 4949 to claim your rewards. For example- if you have 100,000 360 degree rewards and this is equal to AED 2,000 cash back. You can buy Emirates ticket for AED 2,000

Q. What is the minimum spending requirement for free golf round and fitness access?

A. The minimum spending requirement is AED 10,000 or more to avail the free golf round and fitness access.

Q. How to avail medical emergencies or a travel claim?

A. During medical emergencies or in a travel claim you need to contact officials at +971 (4) 253 6024. For other claims support email helpline at visa@broadspire.eu

Q. What is the minimum age requirement to avail this card?

A. The minimum age requirement is 21 years to 60 years old

Q. What is the minimum monthly salary requirement to get a Journey Credit Card?

A. The minimum monthly salary requirement to get Journey Credit Card is AED 30,000

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