Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Standard Chartered X Credit Card

Standard Chartered Bank

X Credit Card

Standard Chartered X Credit Card
Interest Rate

3.69%

Minimum Salary

AED 8K

Annual Fee

AED 525

Cashback

Yes

Standard Chartered X Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 8K

Minimum Salary

annual fee

AED 525

Annual Fee

cashback

Yes

Cashback

View details on bank page

Features

  • Enjoy with buy 1 and get 1 at Costa Coffee where you can get hot or cold coffee and this is valid at more than 150 Costa Coffee outlets in the UAE.
  • Get 25% off for YQ’s Specialist Airport assist services where you can ease your trip at 450+ destinations which includes customs & immigration clearance, limo transfers, visa on arrival services and much more.
  • With Medical and travel insurance you get the benefit of multi trip travel insurance where the families are covered on all trips up to 90 days
  • Using Visa Concierge Service you can make reservations at restaurants and plan special occasions.
  • Download the SC mobile app and have control over your phone and online banking. You can download the app from App store, Google play store and Huawei App Gallery
  • Protect yourself with Buyer’s protection where you can get peace of mind when you are purchasing new items using a X Credit card.
  • You can Tap and make payments with mobile wallets which are supported by Google pay, Apple Pay, Fitbit Pay and Samsung pay.
  • You can dine and fly with Dragan pass where you can get special discounts up to 20% at more than 200 airports with Dragonpass.
  • Free For First year. Later onwards AED 525

Main Benefits

  • You can apply for X credit card and get cashback when you spend online or through the mobile wallet
  • Get up to 10 percent cash back on your transactions
  • Get up to 10% cash back on offline purchases and online purchases in foreign currency spendings
  • Get up to 10% cash back on all AED purchases and bill payments
  • Get up to 10% cash back on all mobile wallet purchases
  • Enjoy 8 free visits per year with access to more than 1000 airport lounges in more than 300 cities

Frequently Asked Questions

Q. What is the age limit for getting this card?

A. The age limit for getting this card is 21 years to 60 years old

Q. What is the minimum monthly income required to get a Simply Cash Credit card?

A. The minimum monthly income required to get a Simply Cash Credit card is AED 8,000

Q. What are the documents required to get this card?

A. The documents required are Emirates ID copy or passport and visa copy, Salary transfer letter or bank statement or salary certificate, any other documents as requested by the officials.

Q. What is the Annual fee for a new Simply cash credit card?

A. The annual fee is AED 525 and the first year card is free

Q. What is the finance charge for simply cash credit cards?

A. The finance charge for retail is 3.69% per month

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