Last Updated on 30 May 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Etisalat Classic Card

ADIB Bank

WarningMessage This product is discontinued by the Bank

Etisalat Classic Card

ADIB Etisalat Classic Card
Profit Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

3.1%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

ADIB Etisalat Classic Card
interest rate

2.99%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You get a grace period of 55 days for the payment of your outstanding bill.
  • Special merchants for this card are Supermarkets, Government services, Utilities, Education, Service Petrol Stations, Real estate agents and Religious Organisations.
  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is an Islamic card
  • This card avails salary transfers.
  • You can get a free grace period of 55 days to repay your outstanding balance
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your outstanding balance to this card at the rate of 3% or AED 300.
  • There is no annual fee for this card.

Main Benefits

  • You can redeem your Etisalat Reward points for payment of your Etisalat services Etisalat MyPackage plan for even more points.
  • Withdraw 100% of finance limit as cash.
  • Convenience to make payments at ADIB branches, CCDM, UAE Exchange, Al Ansari exchange and Al Fardan Exchange.
  • 5000 sign up reward points equivalent to 2 and a half hours of UAE talktime.
  • 1.5 Etisalat smile points for every Dirham spent locally and internationally, which would be equal to AED 100 spent on 5 minutes of talk time.
  • 1 Etisalat point for every Dirham spent for a specific merchant. This would be equal to AED 100 spent on 3 minutes of talk time.

Frequently Asked Questions

⭐ Do I need to have an Etisalat number to avail services of this card?

A. Yes, you need an Etisalat number to avail any services or to redeem points. This card is specifically for those users who have an Etisalat number

⭐ Can I Withdraw my cash limit at once?

A. As the cash withdrawal limit is 100%. you can withdraw the cash as you need.

⭐ How many maximum points that you can earn on this card?

A. You can earn points up to a maximum of 6,00,000 points per month.

⭐ Do we get any free talktime?

A. Yes, you can get free talktime by earning etisalat reward points for retail spend.

⭐ Is the talktime applicable anywhere outside my primary country?

A. No, this offer is valid only in UAE.

   Get in touch with ADIB Customer Care

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