Last Updated on 01 October 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Ajman Bank Power Gold

Ajman Bank Bank

WarningMessage This product is discontinued by the Bank

Power Gold

Ajman Bank Power Gold
Minimum Salary

AED 5K

Fx Rate

3.5%

Annual Fee

AED 200

Balance Transfer

No

Cashback

No

Ajman Bank Power Gold
min salary

AED 5K

Minimum Salary

fx rate

3.5%

Fx Rate

annual fee

AED 200

Annual Fee

bal transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • There is a monthly fee of AED 600 on this card.
  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access
  • Secured online purchase transaction.
  • Redemption value of approximately 2.5% spend.
  • 100% cash withdrawal allowed.
  • This card is an islamic card as per Shariah Islamic principles of Qard
  • You require a minimum salary of AED 10,000.
  • You have to pay an annual fees of AED 200 on this card.
  • You have to pay a monthly fees of AED 600, if you fail to pay any amount less than 100% of your outstanding balance.

Main Benefits

  • Earn 1 powerpoints for every AED 10 spent on all transactions
  • Redemptions at more than 300 airlines, more than 300,000 hotels, on electronic items and much more.
  • Avail different offers at Pricearabia.com with this card.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee.
  • Pin and Chip security on all transactions.
  • Free credit shield Takaful cover for the first 60 days
  • For every AED 10 spent you can avail 1 Power Point.
  • You can redeem points and get tickets for sporting events, electronics and redeem for gift vouchers.
  • You can redeem points and get tickets from more than 300 airlines, 300,000 hotels.

Rewards

  • For every AED 10 spent you can avail 1 Power Point.
  • You can redeem points and get tickets for sporting events, electronics and redeem for gift vouchers.
  • You can redeem points and get tickets from more than 300 airlines, 300,000 hotels.

Frequently Asked Questions

⭐ What happens if I don't pay my credit card bill on time?

A. If you pay the minimum amount on time, the remaining balance plus your interest amount will get forwarded to the next month bill and won’t affect your credit score.

⭐ Is there balance transfer on this card?

A. No, there is no balance transfer on this card.

⭐ Is paying a monthly AED fees compulsory?

A. No, its not compulsory. The bank will only ask you to pay a monthly fees when you fail to pay your outstanding balance.

⭐ Is credit shield covered under the Shariah laws?

A. Yes. The credit shield is covered under the Shariah Islamic principles of Qard

⭐ What is the charge on the overseas spend?

A. You will be charged 2.5% on all overseas charges.

   Get in touch with Ajman Bank Customer Care

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