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Thank you for providing your details.Ajman Bank Credit Cards in UAE
Features of Ajman Credit Card
- Credit shield
- Shariah compliant
- Cashback on your favorite spending categories
- Redeemable Bright reward points.
- Airport lounge access
Eligibility Criteria of Ajman Credit Card
Minimum monthly salary AED 10K
Documents Required of Ajman Credit Card
- Passport and Emirates ID
- VISA (Not required for Emirates ID issued after 11th Apr. 2022)
- Original Salary certificate (only for Non-listed companies)
- One-month pay slip
- Trade License (for self-employed individuals having an account with Ajman Bank)
Ajman Credit Card Interest rates
5 Ajman Bank Credit Cards
Bright Titanium Card
Features
- Provides complimentary lounge access.
- Free valet parking.
- Earn Bright Rewards.
Features
- Provides complimentary lounge access.
- Free valet parking.
- Earn Bright Rewards.
- Balance transfers can be availed at low-interest rates.
- The Forex rate stands at 2% for this card.
- 3.50% is charged as the interest rate.
- A minimum income of AED 10,000 is needed.
Benefits
- No annual fee is charged, it is a lifetime free credit card.
- Get free-for-life complimentary lounge access.
- Earn up to 1 BRight reward for each 10 AED spent.
- Get valet parking facilities two times a month in more than 35 locations.
- Get 30% off on Cleartrip when you travel around the world.
Accelright Business Credit card
Features
- Ajman Bank Accelright Business Credit card is exclusively designed for helping you grow your business. A wide range of rewards and benefits are available on this card which help you to manage your capital requirements.
- You can separate your business expenses from your personal expenses for a clear reconciliation.
- You can maximize your working capital benefits with simple VAT and Corporate Tax payment to FTA.
Features
- Ajman Bank Accelright Business Credit card is exclusively designed for helping you grow your business. A wide range of rewards and benefits are available on this card which help you to manage your capital requirements.
- You can separate your business expenses from your personal expenses for a clear reconciliation.
- You can maximize your working capital benefits with simple VAT and Corporate Tax payment to FTA.
- A Business Card Liability Waiver provides you with protection against employees card unauthorized usage of Ajman Bank business cards. Get sum insured up to 25k USD per card user and also up to 1.65 USD millions per corporate client.
- Get Multi Travel Insurance, also if you get global customer care service if a card is lost/stolen. You can get emergency card replacement by calling +97143611234.
- Get Business centric benefits where you get a comprehensive suite of benefits and offers, designed to enhance the efficiency of SMEs' business processes and improve their bottom line.
- Enjoy the travel benefits. Get Dragon Pass. Dragon Pass Dining offer provides Airport dining offers at more than 200 restaurants in MENA.
- YQ Meet and Assist. Get Meet and Greet service with 15% discount at more than 450 destinations across the globe.
- Get up to 8% discount on booking.com
- Get up to 12% discount on Agoda Hotels
- Get up to 15% discount at IHG Hotels available at more than 100 locations.
- Get discounts up to 20% on stay 25% on F&B offers on Spa services
- Get 11% discount on car rental with personal driver using get transfer.com
- Get up to 10% discount on car rentals from SixT Car Rentals. Get Shopping Discounts for boutique fashion, stylish homeware/cutting-edge electronics across the world.
- Get lifestyle benefits from Entertainer BOGOF. Visa Golf Access at more than 10 Golf locations
- Enjoy the seamless convenience at your fingertips you can use Apple Pay, Google Pay, Samsung Pay.
- Provides the users with Corporate Internet banking, contactless purchases, chip & Pin payments, secured online purchases.
Benefits
- You can get multiple cards for your business employees Credit limit is up to AED 10 million
- Annual fee is waived for the 1st year
- Grace period of 55 days is provided on all purchases
- A convenient access to a flexible revolving line at a low profit rate which supports your low working capital requirements.
Ultracash Mastercard Touch Card
Features
- Provides high cashback on your favorite spending categories.
- This card is offering a welcome bonus.
- World’s first Mastercard touch card for visually challenged people.
Features
- Provides high cashback on your favorite spending categories.
- This card is offering a welcome bonus.
- World’s first Mastercard touch card for visually challenged people.
- The minimum monthly income required is AED 10,000.
- Free valet parking.
- Cash advance up to 90% of the credit limit
- You can redeem cashback through Ajman Bank mobile app.
- Secured and Seamless experience through mobile app
- 3.5% Processing Fee on Foreign Currency Transactions.
- A minimum salary of AED 10,000 is needed.
Benefits
- Get a welcome bonus of AED 500 for UAE nationals and AED 300 for Expats.
- Get up to 30% off on a cleartrip by using the promo code MASTERCARD at cleartrip.com/mastercard.
- Get up to 10% cashback on booking.com. Visit booking.com/mastercardmea.
- Enjoy unlimited complimentary access to over 25 regional and international lounges under Lounge key, Marhaba, and other lounges outside UAE.
- Get 10% discount with Rentalcars.com.
- Enjoy 15% discount at IHG Hotels and Resorts on payment done with ULTRA CASH Credit Card.
- Get 20% off on your next car rental with Avis booked with an UltraCash card.
Bright Platinum
Features
- Enjoy the bright rewards program.
- Get upfront complimentary bright rewards.
- Provides complimentary lounge access.
Features
- Enjoy the bright rewards program.
- Get upfront complimentary bright rewards.
- Provides complimentary lounge access.
- Enjoy valet parking services.
- Provides travel benefits.
- No charges on Foreign Transaction.
- 3.50% is charged as the interest rate
- A minimum income of AED 10,000 is needed
Benefits
- Earn 10000 bright rewards as complimentary.
- Enjoy FLY for FREE with complimentary bright rewards.
- Avail complimentary lounge access.
- Earn up to 2 BRight rewards for each 10 AED spent.
- Enjoy valet parking at 35 locations 3 times a month.
- Get 30% off on Cleartrip.
Bright World Credit Card
Features
- Enjoy the bright rewards program.
- Get upfront complimentary bright rewards.
- Provides complimentary lounge access.
Features
- Enjoy the bright rewards program.
- Get upfront complimentary bright rewards.
- Provides complimentary lounge access.
- Enjoy valet parking services.
- Provides travel benefits.
- Zero processing fee for Foreign Transaction
- 3.50% is charged as the interest rate
- A minimum income of AED 10,000 is needed
Benefits
- Earn 15,000 bright rewards as complimentary.
- Enjoy FLY for FREE with complimentary bright rewards.
- Avail complimentary lounge access.
- Earn up to 3 BRight rewards for each 10 AED spent.
- Enjoy valet parking at 35 locations 3 times a month.
- Get 30% off on Cleartrip.
- Get 0% Installment Payment Plan.
Ajman Credit Card Benefits
- Earn Bright reward points for every AED 10 spent
- High credit limit
- Can redeem RoadMiles for fuel vouchers
- Free supplementary credit cards
- Can redeem Bright reward points for travel, hotel, online purchases and many other benefits
- Free travel insurance is provided
- Can convert payments to easy payments plan
Frequently Asked Questions
⭐ What is the minimum amount to be spent to avail of bright reward points?
A. ou can earn bright rewards for every AED 10 spent.
⭐ What are the monthly fees on conversion of regular payments to EPP?
A. No, the monthly fees are zero on conversion of your payments to EPP.
⭐ How many supplementary cards are provided for free?
A. Two supplementary cards are provided for free, from the third card AED 50 is charged as annual fees on each card.
⭐ What are the charges on the credit shield?
A. 0.89% of the outstanding balance on the card is charged for credit shield.
⭐ What is the minimum salary required?
A. The minimum salary required for a Ajman Bank Credit card is AED 10000.
⭐ What is the annual fees charged?
A.The annual fees charged on a Ajman Bank Credit card starts from AED 0 to 1500.
⭐ What are the interest rate charged?
A.The interest rate on a Ajman Bank Credit card starts from 3.50%.
About Ajman
Ajman Bank, launched in 2009 is a young, agile Islamic commercial bank that is built on the values of trust, integrity, and transparency. The Emirate's government owns 25% in the bank which is again a strong support. Their way of measuring excellence is based on how efficiently you think they respond to your financial needs. They have brought the human touch back to banking by listening to you.
Ajman Bank Personal Finance is based on the Islamic financing structure of Murabaha, a commercial transaction which involves the buy and sale of goods that has been promised to be purchased by an ultimate buyer with an added profit margin.
Get in touch with Ajman Bank Customer Care
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