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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.AMEX Credit Cards in UAE
Features of AMEX Credit Card
- Redeemable membership reward points
- Offers on travel, shopping, dining, and entertainment
- Credit shield is provided
- Can get supplementary cards on the primary cards
- Interest rate on retail purchases starts from 2.99%
- Can avail cash withdrawal facility
Eligibility Criteria of AMEX Credit Card
- A minimum age of 21 years
- Both UAE Nationals and Expats are eligible
- The annual income of minimum $75000(Working individuals) and $100000(self-employed) is required
- Should be working for more than a year
Documents Required of AMEX Credit Card
- Valid Emirates ID
- Passport
- Salary certificate and pay slips
- Trade Licence
AMEX Credit Card Interest rates
5 AMEX Bank Credit Cards
The American Express® Card
Features
- This card is a charge card, but not a credit card.
- There is no pre set spending limit on this card.
- Get complimentary retail protection insurance with this card.
Features
- This card is a charge card, but not a credit card.
- There is no pre set spending limit on this card.
- Get complimentary retail protection insurance with this card.
- The person should be of the age 21 and above to avail this card.
- You can get worldwide customer care with this card.
- The Forex rate on this card is 2.8%
- There are no interest charges on this card.
- You need to have an annual income of at least USD 60,000 (employed) and USD 75,000 (self-employed)
- There is no balance transfer facility on this card.
Benefits
- You get a retail protection insurance of USD 1000 per occurrence and USD 30000 for any theft or any accidental occurrence per year.
- Online and Fraud protection guarantee.
- 24/7 Customer service.
- Online account access and E Statement alerts.
- Travel accident insurance of up to USD 1,00,000
- Travel inconvenience cover of up to USD 750.
- Enjoy various membership rewards with american express.
- You will always earn 1 full Membership Rewards Point for every USD 1 of spends.
The American Express® Gold Card
Features
- Access to membership rewards program.
- This card is a charge card, but not a credit card.
- You get access to worldwide customer care.
Features
- Access to membership rewards program.
- This card is a charge card, but not a credit card.
- You get access to worldwide customer care.
- There is no pre set spending limit on this card.
- Complimentary travel accident and insurance, if you book your flight tickets with this card.
- You need to pay off your balance in full each month.
- There are no interest charges on this card.
- You should be of 21 years and above.
- Get access to worldwide customer care.
- The Forex rate applicable on this card is 2.8%
- You should have an annual income of USD 75,000.
Benefits
- Access to airport lounges in the middle east.
- Exclusive offers bought to you by American express.
- Travel accident insurance of up to USD 3,50,000.
- Travel inconvenience cover of up to USD 1000.
- Online fraud protection guarantee.
- 24/7 Customer service.
- Online account access and E Statement alerts.
- Retail protection insurance of up to USD 1500 per occurence and USD 40,000 per year against theft and accidental damage of up to 90 days.
The Dubai Duty Free American Express Card®
Features
- Exclusive worldwide offers on leisure, dining and travel with this card.
- You need to pay in full installments.
- Complimentary travel accident and insurance cover with this card.
Features
- Exclusive worldwide offers on leisure, dining and travel with this card.
- You need to pay in full installments.
- Complimentary travel accident and insurance cover with this card.
- You can save 10% at Dubai duty free.
- You can get chances to win raffle entries into the millennium millionaire and finest surprise each month.
- You should be of 21 years and above to avail this card.
- Worldwide customer assistance from our bank.
- The Forex rate for this card is 2.8%
- There is an annual interest rate of 39%.
You get 56 days interest free period and later 3.25% interest for outstanding amount. - You should have an annual income of AED 1,80,000 and AED 2,75,000 for self employed.
Benefits
- Online fraud protection guarantee.
- 24/7 Customer service.
- Retail protection insurance cover and insurance against accidental theft and damage.
- You can get online and SMS alerts.
- You can also ask for a supplementary card if required.
- Exclusive offers only at Dubai Duty free.
- Complimentary retail protection insurance for 90 days.
The American Express® Gold Credit Card
Features
- 24/7 Customer service.
- You need to pay the bill in full or in installments.
- Worldwide customer care and emergency card replacement available with this card.
Features
- 24/7 Customer service.
- You need to pay the bill in full or in installments.
- Worldwide customer care and emergency card replacement available with this card.
- You should be of 21 years and above to avail this card.
- You should have an annual income of AED 1,80,000 and AED 2,75,000 for self employed.
- Exclusive worldwide offers for travel, leisure and dining.
- Get access to membership rewards loyalty program.
- The Forex rate on this card is 2.8%
- Annual interest rate of 39%.
Get 56 days of interest free days.
Benefits
- Complimentary access to airport lounges across middle east.
- Travel accident insurance of up to USD 3,50,000.
- Travel inconvenience cover of up to USD 4000.
- An exclusive 10% off airfares from select British Airways flights from middle east.
- Online fraud protection guarantee.
- Retail protection insurance cover and insurance against accidental theft and damage.
The American Express® Platinum Credit Card
Features
- Get various rewards on travel, dining and premium shopping.
- You need to pay in full installments.
- Get complimentary pass membership, which enables a basic card holder or a guest to access over 1300 airports' complimentary lounges in over 140 countries.
Features
- Get various rewards on travel, dining and premium shopping.
- You need to pay in full installments.
- Get complimentary pass membership, which enables a basic card holder or a guest to access over 1300 airports' complimentary lounges in over 140 countries.
- Complimentary travel accident insurance and inconvenience cover when you book your airline tickets with this card.
- You should be of 21 years and above to avail this card.
- Worldwide customer care and emergency card replacement insurance.
- The membership reward points of this card never expire.
- The Forex rate on this card is 2.8%
- There is an annual interest rate of 39%
Benefits
- Discounts on dining, health, leisure and shopping.
- Access to 1300 airport lounges across the globe with priority passes.
- Comprehensive travel insurance and emergency assistance through global assist.
- An exclusive 10% off airfares from select British Airways flights from the middle east.
- You can get online and SMS alerts.
- You can also ask for a supplementary card if required.
- Can avail of a discount of up to 25% on First & Business Class when booking flights with top airlines through the International Airline Programme. T&Cs apply.
- Exclusively for new customers: Apply through the Amex MENA app and earn up to 30,000 bonus membership reward points. T&Cs apply.
- Apply through digital applications and get shopping credit up to AED 1100.
AMEX Credit Card Benefits
- Get up to $300 travel voucher
- Online and mobile app services available
- Cashback offers on selected cards
- Airport lounge access
- SMS alerts on every transaction
- Up to 10% off on purchases made at Dubai Duty-free stores
- Free travel insurance benefits
Frequently Asked Questions
⭐ How do I sign up for free SMS alerts?
A. Once your credit card is activated you are automatically signed up for the SMS alerts.
⭐ How many reward points do I earn on each transaction?
A. On every 1 USD spend using the AMEX Credit Card, 1 reward point is earned.
⭐ On what can the rewards be redeemed for?
A. The rewards earned can be redeemed for shopping, travel, dining and many other benefits.
⭐ What is fee back?
A. On American Express Platinum Credit Card, you can get the annual fees back.
⭐ What is the criteria to avail cashback?
A. To get cashback on your transactions made, the cardholder must pay the minimum monthly amount.
⭐ What are the offers provided on AMEX credit cards?
A. AMEX provides several dining, shopping, etc. discounts. Check here the list of AMEX credit card offers
⭐ What is the minimum salary required for the credit cards?
A. The minimum salary required for the American Express Credit Card is AED 20,000.
⭐ What is annual fees charged on AMEX Credit Card?
A. The annual fees charged on AMEX Credit Card in UAE starts from AED 175.
About AMEX
AMEX (Middle East) B.S.C. (c) - American Express Middle East provides reliable, flexible, tailored and rewarding solutions for its Cardmembers, Merchants and Business Partners in the region since 1977. American Express Middle East became a joint venture company in 1992, owned by Mawarid Investment Limited and American Express. Operating in 16 markets in the Middle East and North Africa region, the company issues dollar currency Credit and Charge Cards.
Get in touch with AMEX Bank Customer Care
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