Last Updated on 09 September 2022
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.AMEX The American Express® Gold Credit Card
The American Express® Gold Credit Card
Features
- 24/7 Customer service.
- You need to pay the bill in full or in installments.
- Worldwide customer care and emergency card replacement available with this card.
- You should be of 21 years and above to avail this card.
- You should have an annual income of AED 1,80,000 and AED 2,75,000 for self employed.
- Exclusive worldwide offers for travel, leisure and dining.
- Get access to membership rewards loyalty program.
- The Forex rate on this card is 2.8%
- Annual interest rate of 39%.
- Get 56 days of interest free days.
- The annual fee applicable on this card is AED 395 (AED 414.75 inclusive of VAT). Plus an AED 100 annual fee for enrollment into the Membership Rewards Loyalty Program.
Main Benefits
- Complimentary access to airport lounges across middle east.
- Travel accident insurance of up to USD 3,50,000.
- Travel inconvenience cover of up to USD 4000.
- An exclusive 10% off airfares from select British Airways flights from middle east.
- Online fraud protection guarantee.
- Retail protection insurance cover and insurance against accidental theft and damage.
- Access to membership rewards program by getting 1 reward point to every 4 AED spent.
- You can redeem membership reward points with skyward miles, Etihad guest miles and more airlines.
Frequently Asked Questions
⭐ Why are Credit ratings so important?
A. Credit ratings are important, when a bank checks your credit score, it would want your credit score to be high to issue a credit card to you. Credit ratings helps you analyse, whether a credit card can be issued or not.
⭐ Is it cheaper to borrow with a loan or a credit card?
A. The answer to this question will depend upon the deals that you get qualify for, and on the way you handle debt.In most of the cases loans come with lower interest rates, but with deals such as 0%Credit cards, it might become easier for you to handle debt.
⭐ What is One Time Payment?
A. These are payments that you initiate for each individual transaction. One-time payments give you the opportunity to control when and how much you pay for each bill.
⭐ Is this card an air miles credit card?
A. No this card is not exclusively an air miles credit card, you can redeem your points for other complimentary perks as well.
⭐ Are the charges of this card same as charges of other American Express Credit cards?
A. No, the charges of all the credit cards of our bank are completely different, depending upon the value benefits we provide with each card.
Get in touch with AMEX Customer Care
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