Last Updated on 24 August 2021
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
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ADIB Smart Banking Account
Smart Banking Account
Features
- Both UAE Nationals and Expats are eligible
- Applicant must be 18 - 24 yrs student or should have a minimum salary of AED 5000
- Even non-income based individuals like housewives(with housewife visa status) are eligible
- Students with valid student ID are eligible
- No fees and charges on non-maintenance of minimum balance
- Earn profit on each and every dirham in the account
Required Documents
- Valid Emirates ID
- Valid Passport
- UAE Residence Visa for Expats
Main Benefits
- Transfer your salary to avail rewards and other benefits on the account
- High discounts are provided using ADIB Smartbanking card on ADIB Smart deals app
- High rewards are provided on being a member of ADIB community
- Refer a friend and get smartbonus
- Get rewards on salary transfer
- Provides a facility to open the account online irrespective of the place
- A free debit card and cheque book are provided by ADIB
- Debit card and cheque book will be delivered for free at the applicant's preferred location
- Get free Domestic/International transactions to other banks outside UAE
- Transfer funds to any UAE account with the mobile number
- Can withdraw cash at ADIB ATMs in UAE, using Smartbanking mobile app
- Can get 25% off at Papa Murphy’s, Bombay Urban Cafe, Leila, and many other dining outlets
- Can avail 20% off on purchases made at Swiss Arabian perfumes
- Can get Buy1-Get1 free offer at La Farina Pizzeria, Burger King, Fuddruckers, The Capital Grill, etc.
- Can get 20% off on dining at Urban Kitchen, JW Steakhouse, etc.
- Get 15% off at The Coffee Club
- Can avail 20% off at Dial A Battery
- Get 20% off on frames and sunglasses at Dar Optics
- Can avail Buy1-Get1 free offer at Xclusive Cruise
- Can avail Buy1-Get1 free offer at Magic Planet - Sky trail, Climbing Wall, Soft Play
- Get a 40% off at La Moda Sunglasses
- Avail buy1-get1 free offer at Mandara Equestrian Club
- Earn 25% off at Dubai Aquarium and Underwater Zoo
- Avail 40% off at National Car Rentals
- Apart from these, there are many other offers that can be availed on ADIB Smart Banking account
Rewards
- Can get 25% off at Papa Murphy’s, Bombay Urban Cafe, Leila, and many other dining outlets
- Can avail 20% off on purchases made at Swiss Arabian perfumes
- Can get Buy1-Get1 free offer at La Farina Pizzeria, Burger King, Fuddruckers, The Capital Grill, etc.
- Can get 20% off on dining at Urban Kitchen, JW Steakhouse, etc.
- Get 15% off at The Coffee Club
- Can avail 20% off at Dial A Battery
- Get 20% off on frames and sunglasses at Dar Optics
- Can avail Buy1-Get1 free offer at Xclusive Cruise
- Can avail Buy1-Get1 free offer at Magic Planet - Sky trail, Climbing Wall, Soft Play
- Get a 40% off at La Moda Sunglasses
- Avail buy1-get1 free offer at Mandara Equestrian Club
- Earn 25% off at Dubai Aquarium and Underwater Zoo
- Avail 40% off at National Car Rentals
- Apart from these, there are many other offers that can be availed on ADIB Smart Banking account
Frequently Asked Questions
⭐ What are the charges for personalised debit card?
A. The personalised debit card is provided for free on no charges.
⭐ Are there any charges on home delivery of the debit card and cheque book?
A. No, debit card and cheque book are delivered at your preferred location for free.
⭐ How many free transactions are provided per month?
A. Every month 1 free transaction to other banks anywhere in the world is provided.
⭐ What are the charges on cash withdrawal at ADIB ATMs?
A. On using ADIB ATMs for cash withdrawal there are no charges levied.
⭐ What are the charges on transferring funds to other ADIB accounts?
A. On funds transferred to any ADIB accounts, there are no charges levied.
⭐ What are the other zero balance accounts available?
A. You can check otherzero balance accounts in UAEhere.
⭐ How can I contact ADIB Customer Care?
A. You can fill the form on ADIB MoneySmart Contact pageor send a email to customerservice@moneysmart.ae.
⭐ What does the ADIB smart banking account welcome kit contain?
A. The welcome kit provided on ADIB smart banking account contains a personalized debit card and the PIN details along with KYC id form.
⭐ Are existing ADIB customers are eligible to open this Smart Banking account?
A. Yes. Existing ADIB customers are eligible to open the Smart Banking account.
⭐ Can I use this account for business purposes?
A. No. ADIB Smart banking account is for personal use only.
⭐ Can I maintain a joint account?
A. No. Joint account can’t be maintained.
⭐ Can we maintain this account in multiple currencies?
A. No. ADIB smart banking account can be maintained only in AED.
⭐ What are the charges on international remittances to other countries?
A. On online transfers to other countries, AED 100 is charged.
⭐ What are the charges on SWIFT transfers?
A. One online transfer per month is free. Later on, SWIFT transfers to the international account will be AED 25 per transfer and to local accounts, AED 50 is charged.
⭐ What are the requirements to open a ADIB Smart Banking savings account?
⭐ How can I apply for ADIB Smart Banking savings account?
A. You can apply apply for ADIB Smart Banking Savings account here
⭐ Is there any need to maintain the minimum balance of ADIB Smart Banking savings account?
A. No. There isn’t any need to maintain the minimum balance of ADIB Smart Banking savings account.
⭐ What is the minimum salary required for ADIB Smart Banking savings account?
A. AED 5,000 minimum salary required for a salaried person can open ADIB Smart banking savings account.
⭐ When can we win a Tesla on ADIB smart banking savings account?
A. On AED 1000 average monthly closing balance of smart account gives you a chance to win a Tesla.
ADIB
ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.
ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.
Get in touch with ADIB Customer Care
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