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ADIB Savings Accounts in UAE

Features of ADIB Savings Account

  • You need to maintain some minimum balance for all the ADIB savings accounts
  • You can also avail ADIB Online Savers account.
  • You can avail ADIB savings accounts in AED, USD and GBP.
  • You can easily access your savings accounts, and avail quarterly profits.
  • Avail a free ADIB VISA Electron Debit card with your ADIB Savings accounts.
  • Avail ADIB Mobile banking app and unlimited teller transactions at over 80 branches of ADIB.
  • Avail account statements and free e statements of your ADIB Savings accounts.

Documents Required of ADIB Savings Account

  • ​Original passport - for Joint Accounts and all the account holders must be present at the time of account opening
  • ​Valid Emirates ID (for UAE Nationals & Residents)
  • ​A salary certificate from your employer is required only if you are transferring you salary to this account

ADIB Savings Account

ADIB Bank

7 ADIB Bank Savings Accounts

Savings Account

Interest Rate

0.51%

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

interest rate

0.51%

Interest Rate

minimum balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This account comes with an electron Visa debit card.
  • You can have instant overdraft facility with this account, by transferring a minimum salary of AED 3000.
  • This account comes with standing instructions.

Features

  • This account comes with an electron Visa debit card.
  • You can have instant overdraft facility with this account, by transferring a minimum salary of AED 3000.
  • This account comes with standing instructions.
  • You can avail 24 hours banking services with this account.
  • The profit rate provided is up to 0.4%
  • This is a very simple account to maintain.
  • This is an Islamic account.

Benefits

  • You can expect quarterly profits with this account.
  • You can avail your monthly account statements, via postal mail.
  • You can shop safely online, with ADIB websecure.
  • Get free e-statements in your mailbox at no cost.
  • Avail ADIB phone banking, SMS banking and internet banking with this account.
  • Get unlimited teller transactions at over 80 branches across the UAE.
  • Ease your tensions with ADIB mobile banking app

View details on bank page

Smart Banking Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 5K

Relationship Manager

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

minimum salary

AED 5K

Minimum Salary

relationship manager

Yes

Relationship Manager

Features

  • Both UAE Nationals and Expats are eligible
  • Applicant must be 18 - 24 yrs student or should have a minimum salary of AED 5000
  • Even non-income based individuals like housewives(with housewife visa status) are eligible

Features

  • Both UAE Nationals and Expats are eligible
  • Applicant must be 18 - 24 yrs student or should have a minimum salary of AED 5000
  • Even non-income based individuals like housewives(with housewife visa status) are eligible
  • Students with valid student ID are eligible

Benefits

  • Transfer your salary to avail rewards and other benefits on the account
  • High discounts are provided using ADIB Smartbanking card on ADIB Smart deals app
  • High rewards are provided on being a member of ADIB community
  • Refer a friend and get smartbonus
  • Get rewards on salary transfer
  • Provides a facility to open the account online irrespective of the place
  • A free debit card and cheque book are provided by ADIB
  • Debit card and cheque book will be delivered for free at the applicant's preferred location
  • Get free Domestic/International transactions to other banks outside UAE
  • Transfer funds to any UAE account with the mobile number
  • Can withdraw cash at ADIB ATMs in UAE, using Smartbanking mobile app
  • Can get 25% off at Papa Murphy’s, Bombay Urban Cafe, Leila, and many other dining outlets
    Can avail 20% off on purchases made at Swiss Arabian perfumes
    Can get Buy1-Get1 free offer at La Farina Pizzeria, Burger King, Fuddruckers, The Capital Grill, etc.
    Can get 20% off on dining at Urban Kitchen, JW Steakhouse, etc.
    Get 15% off at The Coffee Club
    Can avail 20% off at Dial A Battery
    Get 20% off on frames and sunglasses at Dar Optics
    Can avail Buy1-Get1 free offer at Xclusive Cruise
    Can avail Buy1-Get1 free offer at Magic Planet - Sky trail, Climbing Wall, Soft Play
    Get a 40% off at La Moda Sunglasses
    Avail buy1-get1 free offer at Mandara Equestrian Club
    Earn 25% off at Dubai Aquarium and Underwater Zoo
    Avail 40% off at National Car Rentals
    Apart from these, there are many other offers that can be availed on ADIB Smart Banking account

View details on bank page

Student Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This account is an Islamic account.
  • There is no minimum balance required for this account.
  • The profit rate varies depending upon the balance of the account.

Features

  • This account is an Islamic account.
  • There is no minimum balance required for this account.
  • The profit rate varies depending upon the balance of the account.

Benefits

  • This account is specially designed for students.
  • This account comes with an ISIC prepaid card.
  • ISIC prepaid card provides the convenience to load balances on your card from your ADIB Account.
  • Avail free balance deposit and withdrawal at more than 700 ADIB ATMs.
  • You can avail a range of discounts in UAE and abroad.
  • You can avail services at more than 130 countries.
  • ISIC card comes with chip and pin technology.
  • There are no rewards on this account.

View details on bank page

Banoon Children’s Savings Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This is an Islamic account

Features

  • This is an Islamic account

Benefits

  • You can avail a special Darhoom Debit Card.
  • You can avail standing instructions for an easy convenience to help you save regularly.
  • Get the help of mobile app, to make your banking experience easier.
  • You can also get a higher expected profit rate.
  • There are no rewards on this account.

View details on bank page

Ghina Savings Account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This is an Islamic account.
  • You can save smartly with Ghina account, and become a millionaire.

Features

  • This is an Islamic account.
  • You can save smartly with Ghina account, and become a millionaire.

Benefits

  • You can get a free ADIB Visa Electron Debit Card​​ to access your account and funds instantly ​​at any ATM or retail outlet.
  • You can expect quarterly profits calculated on monthly basis with this account.
  • You can bank anywhere with ADIB mobile banking app.
  • You can avail standing instructions for an easy convenience to help you save regularly.
  • Avail 24 hours banking services with this account.
  • 10 lucky people can win AED 10,000 every month.
  • There are no rewards on this account.

View details on bank page

Recurring Investment Account

Min Balance to Maintain

AED 20K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 20K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • This is an Islamic account.

Features

  • This is an Islamic account.

Benefits

  • You can expect a higher profit rate with this account.
  • You can avail the option of reinvestment with this account.
  • You can choose a flexible investment period with this account.
  • You can avail ADIB financing option with this account.
  • Avail free VISA cashback card.
  • There are no rewards on this account.

View details on bank page

Amwali Account

Min Balance to Maintain

AED 0

minimum balance

AED 0

Min Balance to Maintain

minimum salary

AED 0

Minimum Salary

Features

  • ADIB Amwali account is an exclusive account for children
  • Can open Amwali account online through the ADIB Mobile app
  • Can get money from parents & family

Features

  • ADIB Amwali account is an exclusive account for children
  • Can open Amwali account online through the ADIB Mobile app
  • Can get money from parents & family
  • Track the balance on the app and create savings goals
  • Send money to others and make payments, withdraw cash, shop online and offline
  • Can add ADIB Amwali Account to Apple Pay
  • Can open multiple accounts
  • Children should be of below 18 years to be eligible for the ADIB Amwali Account

Benefits

  • Get AED 50 Welcome Bonus
  • Can win AED 50,000 cash on lucky draw on opening the ADIB Amwali Account
  • Can open an account online instantly through ADIB Mobile App
  • Can avail exclusive offers and deals on online shopping, entertainment, games, etc.
  • Parents can monitor the children’s account and set limits on the debit card

View details on bank page

Frequently Asked Questions

⭐ Is this account Shariah compliant?

A. Yes, all the ADIB savings accounts are Shariah compliant.

⭐ Can I use my ADIB ATM card in other currencies?

A. No, ADIB ATM card can be used only in AED currency.

⭐ What are the banking services available with this account?

A. e-ADIB Internet Banking,Telephone Banking and SMS Banking

⭐ Can I avail standing instructions with my ADIB Savings accounts?

A. Yes, you can avail standing instructions by automatically making payments for your regular transactions with your ADIB Savings accounts.

⭐ How can I apply for an ADIB savings account?

A. You can apply online or make a call at 8002828. You can also visit the nearest ADIB branch to open your very own ADIB savings accounts.

⭐ How much minimum balance is required to maintain ADIB savings account?

A. The Minimum AED 3,000 required for ADIB savings account.

⭐ How can I apply for an ADIB savings account?

A. One can apply online on ADIB website or make a call at 8002828 (inside UAE), +97126100600 (outside UAE) and can visit the nearest ADIB branch to open the ADIB savings accounts.

⭐ What is the minimum amount required to get profit on ADIB savings account?

A. Minimum AED 5,000 is required to earn profit on ADIB Savings account.

⭐ What are the charges if we don’t maintain the minimum balance of ADIB Savings account?

A. One has to pay AED 25 on non - maintenance the minimum balance of ADIB savings account.

About ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

   Get in touch with ADIB Bank Customer Care

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