Check Eligibility for Al Khaliji France
Personal Loan

You are eligible to apply for a Al Khaliji France
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 25000 required to apply for a Al Khaliji France Personal Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

Al Khaliji France Personal Loan Calculator

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Al Khaliji France Personal Loans in UAE

Check Eligibility for Al Khaliji France Personal Loan

You are eligible to apply for a Al Khaliji France
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 25000 required to apply for a Al Khaliji France Personal Loan .

Click here to check loans from other banks.

Al Khaliji France Personal Loan Calculator

Al Khaliji France Personal Loan Details
Age 21 - 60 years(Expats) & 65 years(UAE Nationals)
Tenure 48 months
Arrangement Fees 1% of the approved loan amount
Early Settlement Fees 1% of the outstanding amount
Maximum Loan Amount AED 300K
Interest Rates Flat rate: 4.81% | Reducing rate: 8.99%
Minimum Salary AED 25000 per month

Features of Al Khaliji France Personal Loan

  • No hidden fees.
  • Preferential loan rates.
  • Loan tenors of up to 4 Years.
  • Free world Mastercard credit card with up to 5% cashback and free airport lounge access across the middle east.
  • Dedicated relationship manager and doorstep banking.

Eligibility Criteria of Al Khaliji France Personal Loan

Monthly net salary transfer of AED 25,000 or above

OR

Maintaining a minimum monthly average balance of AED 300,000 in personal deposits

OR

Mortgage drawdown of AED 1,000,000 or above.

Al Khaliji France Personal Loan Interest rates

Al Khaliji France Bank

1 Al Khaliji France Bank Personal Loans

Personal Finance

Minimum Salary

AED 25K

Flat Rate

4.81%

Reducing Rate

8.99%

Loan Amount

AED 300K

Early Settlement Fee

1%

Arrangement Fee

1%

minimum salary

AED 25K

Minimum Salary

flat rate

4.81%

Flat Rate

reducing rate

8.99%

Reducing Rate

loan amount

AED 300K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Features

  • Required to submit bank statement for last 3 months
  • The rates applicable depend on salary ​​
  • Minimum age of 21 years is required

Features

  • Required to submit bank statement for last 3 months
  • The rates applicable depend on salary ​​
  • Minimum age of 21 years is required
  • The loan is provided for a interest rate of 8.99%
  • Minimum salary of AED 25,000 is required
  • The reduction rate and the flat rate is 8.99% and 4.81%. This denotes that the computation done was a division of the reduction rate by 1.869
  • It is a requirement to transfer your salary to apply
  • Finance up to AED 300,000
  • Early settlement fee is 1% of loan amount
  • Arrangement fee is 1% of loan amount

Benefits

  • No hidden fees
  • Preferential loan rates
  • Loan tenors up to 4 years
  • Free World MasterCard credit card with up to 5% cashback
  • Free airport lounge access across the Middle East
  • Dedicated Relationship Manager will be provided and Doorstep Banking
  • Free interest paying current account
  • Quick approvals
  • Simple documentation
  • Free insurance for full tenor
  • Maximum loan amount up to 20 times monthly gross salary

View details on bank page

Frequently Asked Questions

Q. How can I protect my loan offered by Al Khaliji?

A. An insurance coverage is provided to protect your personal loan.

Q. What’s the amount of salary transfer required to get this loan?

A. Customer needs to transfer AED 25,000 or above to get this loan.

Q. Are any hidden fees included to avail this loan?

A. No hidden fees are needed to acquire this loan.

Q. Do I need to maintain any monthly balance to get this loan?

A. Yes. An average monthly balance of AED 300,000 should be maintained to get this loan.

Q. Can I expect any cashback on the card provided with personal loan?

A. Yes. Mastercard is offered with a 5% cashback.

Q. Can I apply for Al Khaliji personal loan along with my life partner?

A. Yes. You can avail this loan along with your life partner.

Q. Should I pledge any asset to avail this personal loan?

A. No. There’s no need to pledge any asset for you to get this loan.

Q. How can I use Al Khaliji personal loan?

A. You can utilize this loan to plan a wedding, to renew your kitchen or even to plan a holiday abroad.

About Al Khaliji France

The Al Khaliji Bank is a progressive bank headquartered in Doha, Qatar. Al Khaliji France is a subsidiary of the bank in Paris which has branches in UAE. The Al Khaliji bank offers all conventional banking products and services to premium, business, corporate, local as well as international customers in Qatar, UAE and France.

Corporate Values of the Al Khaliji Bank:

  • United
  • Reliable
  • Committed
  • Excellence

Values:
As the main aim of Al Khaliji is to develop next-generation banking, its staff always try to give the best by being united, reliable and committed to the stakeholders
Services:
Services provided by Al Khaliji include
Private banking offering solutions to finance, investment and wealth management
Corporate banking that involves short-term loans, overdrafts, long-term loans, cash management
Treasury including funding and liquidity, investment etc.,

   Get in touch with Al Khaliji France Bank Customer Care

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