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Al Khaliji France Personal Finance
Personal Finance
Features
- Required to submit bank statement for last 3 months
- The rates applicable depend on salary
- Minimum age of 21 years is required
- The loan is provided for a interest rate of 8.99%
- Minimum salary of AED 25,000 is required
- The reduction rate and the flat rate is 8.99% and 4.81%. This denotes that the computation done was a division of the reduction rate by 1.869
- It is a requirement to transfer your salary to apply
- Finance up to AED 300,000
- Early settlement fee is 1% of loan amount
- Arrangement fee is 1% of loan amount
Benefits
- No hidden fees
- Preferential loan rates
- Loan tenors up to 4 years
- Free World MasterCard credit card with up to 5% cashback
- Free airport lounge access across the Middle East
- Dedicated Relationship Manager will be provided and Doorstep Banking
- Free interest paying current account
- Quick approvals
- Simple documentation
- Free insurance for full tenor
- Maximum loan amount up to 20 times monthly gross salary
Frequently Asked Questions
⭐ What are the extra benefits that we can get in this finance?
A. You can get free world MasterCard credit card with up to 5% cashback and free airport lounge access across the Middle East along with this finance.
⭐ Can my friend become co-borrower of the loan in Al Khaliji?
A. Al Khaliji does not allow friends to become co-borrower of the loan. It is only a family member can become co-applicant in your personal loan application.
⭐ Does Al Khaliji offer whatever I ask for?
A. No, bank offers only 80% of the total worth of the property as loan.
⭐ Does the age and occupation matter while applying for personal loan in Al Khaliji?
A. Yes, it matters as the bank is more willing to provide loan to young people with stable job. It reduces the risk of default.
⭐ Do I have to pay stamp duty to apply for personal loans in Al Khaliji ?
A. No, you need not pay stamp duty for personal loans in Al Khaliji.
Al Khaliji France
The Al Khaliji Bank is a progressive bank headquartered in Doha, Qatar. Al Khaliji France is a subsidiary of the bank in Paris which has branches in UAE. The Al Khaliji bank offers all conventional banking products and services to premium, business, corporate, local as well as international customers in Qatar, UAE and France.
Corporate Values of the Al Khaliji Bank:
- United
- Reliable
- Committed
- Excellence
Values:
As the main aim of Al Khaliji is to develop next-generation banking, its staff always try to give the best by being united, reliable and committed to the stakeholders
Services:
Services provided by Al Khaliji include
Private banking offering solutions to finance, investment and wealth management
Corporate banking that involves short-term loans, overdrafts, long-term loans, cash management
Treasury including funding and liquidity, investment etc.,
Get in touch with Al Khaliji France Customer Care