Last Updated on 16 November 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Mashreq sMiles Credit Card

Mashreq Bank

WarningMessage This product is discontinued by the Bank

sMiles Credit Card

Mashreq sMiles Credit Card
Interest Rate

3.45%

Minimum Salary

AED 5K

Annual Fee

AED 300

Balance Transfer

Yes

Cashback

No

Mashreq sMiles Credit Card
interest rate

3.45%

Interest Rate

min salary

AED 5K

Minimum Salary

annual fee

AED 300

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Apply Now

Features

  • Earn sMiles on every dirham spent
  • Avail travel and dining privileges
  • A minimum salary of AED 5000 is required per month
  • Annual fees of AED 300 is charged

Main Benefits

  • Earn 10,000 sMiles on paying the annual fees
  • Earn 10,000 sMiles on spending at least AED 5000 within 30 days of the activation of the card
  • Earn 10,000 sMiles on spending at least AED 40,000 in 1 year of the activation of the card
  • Get 1.5 sMiles on every 1 AED spent anywhere worldwide
  • Get access to airport lounges
  • Avail up to 30% discount on dining at selected restaurants
  • Get free travel protection and purchase protection on bookings made using sMiles card

Frequently Asked Questions

⭐ What are the maximum sMiles can be earned?

A. There is no maximum limit on the sMiles to be earned.

⭐ On what the sMiles earned can be redeemed for?

A. sMiles can be redeemed for flight tickets and hotel bookings.

⭐ Where can I get free access to airport lounges?

A. Free access to airport lounges is provided at Dubai, Kuwait, Jordan, KSA and Egypt.

⭐ What is the maximum tenure provided on EPP?

A. Easy Payment Plan is provided on maximum tenure of 36 months.

⭐ What is the minimum spending required to earn sMiles?

A. There is no minimum spending criterion to earn sMiles.

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