Last Updated on 11 January 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD U by Emaar Visa Signature Credit Card

Emirates NBD Bank

U by Emaar Visa Signature Credit Card

Emirates NBD U by Emaar Visa Signature Credit Card
Interest Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

1.99%

Annual Fee

AED 262.5

Balance Transfer

Yes

Cashback

No

Emirates NBD U by Emaar Visa Signature Credit Card
interest rate

3.25%

Interest Rate

min salary

AED 15K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 262.5

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Can avail travel, shopping and dining benefits
  • Can get reward points on the expenses made using the card
  • An interest rate of 3.25% is charged
  • A minimum salary of AED 15,000 is required
  • Annual fees of AED 262.50 is charged

Main Benefits

  • Get 2500 U points as a welcome bonus
  • Get 6.25 U points per AED 10 spent at Emaar outlets
  • Get 1.25 U points per AED 10 spent anywhere
  • Get 15% OFF on dining at Emaar Hospitality Group restaurants
  • Get 15% OFF on F&Bs and Spas facility at Emaar hospitality venues
  • Get 30% off on entertainment like Underwater Zoo, Dubai Ice Rink and Kidzania
  • Avail Buy 1 - Get 1 free offer on movie tickets at Reel Cinemas
  • Can get free popcorn and drinks at Reel Cinemas
  • Get unlimited complimentary access to more than 1000 airport lounges
  • Get 10% OFF and suite upgrades to on bookings made via Emaar Hotels group
  • Avail free concierge service at The Dubai Mall
  • Can convert payments to Easy Installment Plan on low or 0% interest rate
  • Provides international medical assistance, purchase protection, extended warranty, travel assistance, protect plus insurance
  • Get 20% off 3 Careem rides every month on local rides
  • Get 30% off 3 Careem Food & Shops orders every month
  • Get 10% credit back on Careem Bike rentals
  • Enjoy 4 complimentary valet parking services at selected popular shopping malls. T&C apply.
  • Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
    - 0.99% on monthly fee on outstanding balance
    - Each cardholder can get decease cover up to AED 300,000
    - In case of hospitalization get AED 100 pay out per day. T&Cs apply

Frequently Asked Questions

⭐ Can I cancel the Easy Installment Plan that I’ve availed?

A. Yes. But cancellation fees of 3% of the outstanding balance or AED 250 (whichever is higher) is charged.

⭐ What is the maximum cash withdrawal limit provided?

A. 50% of the credit card limit can be availed as the cash withdrawal limit.

⭐ What are the processing charges for 0% installment plan?

A. AED 49 is charged as processing fees for 0% installment plan.

⭐ Are there any charges levied for insurance benefits?

A. Yes. 0.99% of the outstanding card balance is charged as insurance charges. For the first 2 months, there are NO charges levied for insurance.

⭐ What is minimum spending limit to avail free movie ticket benefits?

A. AED 2000 is the minimum spending using the card is required to avail free movie ticket offer.

   Get in touch with Emirates NBD Customer Care

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