Last Updated on 13 July 2020
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Emirates NBD Gold Card
Gold Card
Features
- Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
- Enjoy instant cash option up to 50%.
- Protect plus insurance.
- Avail and enjoy The Emirates NBD Installment plan.
- Easy Utility bill payments only in UAE.
- The Forex rate for this card stands at 1.84%
- Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.
- You require a minimum salary of AED 8000 to avail this card.
- You can transfer your balance at the rate of 0.8%, with the choice to pay back in 3 to 36 months.
- There is an annual fee of AED 400 on this card.
Main Benefits
- Discounts of up to 30% at over 2000 restaurants across UAE with your Emirates Credit Card.
- Get 5% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.
- For every AED100 retail spends on your Gold Card, you will earn 1 Plus Points.
- Get instant cash and road side assistance with this card.
- Avail Credit shield protection with this card.
- Plus points from this card can be redeemed into cashback.
- You can earn one plus points with a spend of AED 100.
- You can redeem these points at different merchants , annual fee waivers and miles.
- You require a minimum 500 Plus Points required for Frequent Flyer Miles redemption.
Frequently Asked Questions
⭐ What is a 0% Installment Payment Plan on Credit Cards?
A. 0% Installment Payment Plan allows you to convert your Credit Card purchases made at select outlets in convenient monthly Installment at no interest
⭐ Are there any fees to apply for a 0% Installment Payment Plan on my Credit Card?
A. Fees are applicable and determined by the bank for that period. It will be specified and you will be notified at the time of application.
⭐ Will I be eligible for reward points/miles/redemptions for transactions converted to 0% Installment Payment Plan on my Credit Card?
A. Transactions converted to 0% Installment Payment Plan do not earn Reward Points.
⭐ Can I apply for a credit card if my company is not listed with you?
A. Yes, you can. Listing your company is not a mandatory requirement to be eligible for a credit card. However, we do recommend that companies get listed, as this impacts approval rate, credit limit and also documentation requirements.
⭐ What are the options available for Utility bill payments under this card?
A. You can pay for utility bills like Etisalat bills, DEWA and Empost (Emirates Post) bills online.
Get in touch with Emirates NBD Customer Care