Last Updated on 21 January 2023
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Arab Bank Visa Gold Credit Card
Visa Gold Credit Card
Features
- Shopping discounts at selected outlets across the country.
- Avail 1% installment plans at select outlets.
- The foreign currency rate applicable on overseas transactions is 3%
- 3.59% of the total outstanding.
- You require a minimum salary of AED 7500 per month to be eligible for this card
- Balance transfer at the rate of 0% for the first 3 months.
- There is no annual fee on this card
Main Benefits
- Get complimentary access to offers under VISA Premium Privileges Program
- You can also avail 10% discount on rooms at selected Starwood Preferred Guest Hotels worldwide
- Get up to 20% off at AVIS worldwide
- Special discounts on certain retail stores
- Free supplementary credit cards.
- For every 60000 points you can avail a cashback of AED 1000 .
- For every AED 2 spent you will get 1 reward point, by the use of this credit card.
- Arabi Reward points
Rewards
- Arabi Reward points
Frequently Asked Questions
⭐ What is the difference between Electron card and the Visa Classic and Gold cards?
A. Visa Electron card is issued free of charge, and is used to withdraw cash or pay for the purchases up to the available balance of the account. The customer’s account shall be debited directly with all transactions. The card is subject to the daily limits assigned for each area. Charge cards provide the customers with a monthly limit which is renewed at the beginning of each card cycle. This means the customer can use the full limit of the card each month. The total amount of the card’s transactions shall be debited to the customer’s account at the end of the card cycle. Credit cards are issued with a certain limit. However, payments are made in installments.
⭐ What is the commission rate for this card?
A. No commission is charged if the card is used locally. If the card is used internationally, Forex commission of 2 to 3% is charged, as assigned for each area. Cash advance fees are charged if the card is used to withdraw cash.
⭐ What shall I do if my card is lost or stolen?
A. Notify your branch immediately. If your Visa card (Gold or Classic) is lost or stolen, you can inform alternatively Arab Bank Visa Centre which provides its services 24 hours/ 7 days a week on +973 17 29 10 29, (collect if available in the country you are calling from).Inside Jordan you can contact Arab Bank Call Centre on (4600900), to report the loss/theft of your Visa card. Protect your card as if it were cash. Do not write down your PIN, memorize it.
⭐ Can I avail credit card loan on this card?
A. You can avail a credit card loan depending upon your previous outstanding bill payments. Contact our information desk to know more.
⭐ At what all places can I use this card?
A. You can use this card wherever the credit cards are accepted. You can also avail discounts in different retail stores.
Get in touch with Arab Bank Customer Care