Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Credit Card Provided By United Arab
Features of United Arab Credit Card
- Provides UAB rewards on every transaction
- Travel benefits
- Get lifestyle benefits
- Highly secured transactions
Eligibility Criteria of United Arab Credit Card
- Minimum income of AED 6000 - AED 40,000 is required
- The cardholder must be of minimum 21 years old
- Only UAE Residents are eligible
Documents Required of United Arab Credit Card
- Valid Emirates ID for validation
- Passport
- Resident Visa(For Expats)
- Address Proofs(Utility bills)
United Arab Credit Card Interest rates
3 United Arab Bank Credit Cards
Platinum Card
Features
- Get good reward points for every penny spent
- Get travel benefits with the points earned
- Get sign up bonus
Features
- Get good reward points for every penny spent
- Get travel benefits with the points earned
- Get sign up bonus
- Interest rates of 2.99% are included
- A monthly income of AED 10,000 is required
Benefits
- Higher cash withdrawal limit
- Get unlimited cashback on your International & Local spend. T&Cs Apply.
- Get complimentary access to airport lounges at over 1200 airports with Mastercard Travel Pass.
- Get a 20% Discount on the first 3 Careem rides.
- Get up to 30% Discount on Cleartrip bookings. Use promo code: MASTERCARD
- Get up to 10% discount on booking.com. T&Cs apply.
Infinite Card
Features
- Earn high rewards on every transaction made
- Get lifestyle, travel benefits
- Get 1% cashback on purchases
Features
- Earn high rewards on every transaction made
- Get lifestyle, travel benefits
- An interest rate of 2.79% of the balance utilized will be charged
- A minimum income of AED 40,000 is required per month
Benefits
- Free access to airport lounges anywhere in the world
- Get complimentary travel insurance
- Special discount on bookings made through hotelclub.com
- Get Harrods Rewards Black-tier card for free
Titanium Card
Features
- Spend using UAB Titanium Credit Card and get cashback
- Get cashback of 2% on International Spends (Non-AED Currency), 1% on Domestic spending in AED, and 0.5% on Special Categories with No minimum cap on spending or cashback.
- The monthly interest of 3.19% is charged on the late payments
Features
- Spend using UAB Titanium Credit Card and get cashback
- The monthly interest of 3.19% is charged on the late payments
- A minimum monthly income of AED 6000
Benefits
- Can get complimentary airport lounge access
- High cash withdrawal limit
- Get 15% at Jumeirah group hotels
- Stay at Starwood preferred guest for 3 days and get one day as complimentary
- Get offers on spa, fitness, hotel services at Bogo
- Can customize your PIN as per your choice
United Arab Credit Card Benefits
- Can convert the payments to EPP for low-interest rates
- Can redeem the rewards for car rental
- Get free travel insurance benefits
- Get Harrods Black Tier credit card for free
- Can avail cash withdrawal benefits at the ATM
- No prior booking is required to avail travel benefits
Frequently Asked Questions
⭐ Are the annual fees zero for lifelong?
A. No, only for the first year the credit card is provided for free.
⭐ Can I increase my credit limit?
A. Yes, you can increase your credit limit for a temporary period.
⭐ Where can I redeem my rewards?
A. You can redeem your rewards on travel benefits, lifestyle and shopping purchases at Infishop.
⭐ Can I get cash advance on the credit card?
A. Yes, you can avail cash advance on the credit card.
⭐ What are the annual fees on the supplementary credit cards?
A. The supplementary credit cards are provided for free on no annual fees.
⭐ What are the offers provided on United Arab Bank credit card offers?
A. Check here for the list of United Arab Bank credit card offers
⭐ What is the minimum salary required?
A. The minimum salary required for a United Arab Bank credit card is AED 6000.
⭐ What is the interest rate charged?
A.The interest rate on United Arab Bank credit card starts from 2.25%.
⭐ What is the annual fees charged?
A.There are no annual fees charged on United Arab Bank credit cards.
⭐ What is the forex rate charged?
A.The forex rate on United Arab Bank credit card starts from 2.5%.
About United Arab
Headquartered in Sharjah, with over 25 branches across the UAE, United Arab Bank, P.J.S.C. (UAB), which was incorporated in 1975, has established itself as a leading banking services provider in the UAE. UAB has a Vision ‘of being the trusted partner and the UAE bank of choice for customers’ and a Mission of ‘offering a superior customer experience, creating shareholder value, and adopting an innovative banking approach while remaining loyal to the nation's heritage and contributing to the overall development of the UAE.’ UAB follows the values of :
- Integrity
- Customer Focus
- Competence
- Consistency
- Courteousness
Get in touch with United Arab Bank Customer Care
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