Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Deem Credit Cards in UAE

Check Eligibility for Deem Credit Card

You are eligible to apply for a Deem
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Deem Credit Card .

Click here to check loans from other banks.

Features of Deem Credit Card

  • Annual fee ranges from AED 0 - AED 525

  • Interest rate on the cards starts from 3.75% 

  • Can avail travel benefits on the Miles Up cards  

  • Can avail balance transfer facility 

  • Provides both paper statement and e-statements 

Eligibility Criteria of Deem Credit Card

  • Minimum salary ranges from AED 5000 to AED 25,000 

  • Both UAE Nationals and Expats are eligible 

  • The applicant must be of at least 21 years old 

Deem Credit Card Interest rates

Deem Bank

5 Deem Bank Credit Cards

Titanium Mastercard

Deem Titanium Mastercard
Interest Rate

3.99%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 0

interest rate

3.99%

Interest Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

Features

  • A minimum salary of AED 5,000 is required
  • No annual fee for the first year. From the second year onwards the annual fee is 210 AED.

Features

  • A minimum salary of AED 5,000 is required
  • No annual fee for the first year. From the second year onwards the annual fee is 210 AED.

Benefits

  • Win AED 100,000 Every Week with Your Deem Mastercard!
  • Spend just AED 100 to enter the weekly draw.
  • Every additional AED 100 spent = 1 more entry!
  • More spending means higher chances to win.
  • Eligible participants will receive an email with draw details and ticket information.
  • Zero annual fees are charged forever.
  • Get AED 30 off on Zomato with your Deem Credit Card! Use promo code DEEM30 or select the Deem offer on orders of AED 200+ (3 times/month). Valid until 31 March 2025. T&C apply.
  • Get free access to 10+ airport lounges at selected locations
  • Can get 20% off on bookings at Avis Car Rentals
  • 10% off your car rental with rentalcars.com
  • Upto 10% off on hotel bookings on booking.com
  • Enjoy multiple free suplimentary credit cards
  • Get up to 20% off on grocery or food orders with Talabat twice a month! Enjoy savings of up to AED 14 per order. T&Cs Apply
  • Get a Buy 1, Get 1 FREE movie ticket at VOX Cinemas. T&Cs Apply

View details on bank page

Platinum Miles Up Credit Card

Deem Platinum Miles Up Credit Card
Interest Rate

3.99%

Minimum Salary

AED 10K

Fx Rate

2.99%

Annual Fee

AED 0

Cashback

No

interest rate

3.99%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

cashback

No

Cashback

Features

  • Provides high travel miles and benefits
  • Get secure protection cover on low rates
  • A minimum salary of AED 10,000 is required

Features

  • Provides high travel miles and benefits
  • Get secure protection cover on low rates
  • A minimum salary of AED 10,000 is required

Benefits

  • Can get 3x miles on air ticket bookings
  • Can get 3x miles on hotel bookings made using the card
  • Can get 3x miles on purchases made at the grocery stores made using the card
  • Can get 1x mile on any retail domestic and international purchases made using the card
  • Zero annual fees are charged forever.
  • Get AED 30 off on Zomato with your Deem Credit Card! Use promo code DEEM30 or select the Deem offer on orders of AED 200+ (3 times/month). Valid until 31 March 2025. T&C apply.
  • Free 4 valet parking services per month at selected locations
  • Free premium membership for 2 years on MyUS
  • Can get exclusive discounts on Deem offers app
  • Get free access to airport lounges at selected locations
  • Get up to 30% discount on bookings made at cleartrip
  • Can get 15% off on bookings at Avis Car Rentals
  • 10% off your car rental with rentalcars.com
  • Upto 10% off on hotel bookings on booking.com
  • Enjoy multiple free suplimentary credit cards
  • Get up to 20% off on grocery or food orders with Talabat twice a month! Enjoy savings of up to AED 14 per order. T&Cs Apply
  • Get a Buy 1, Get 1 FREE movie ticket at VOX Cinemas.T&Cs Apply

View details on bank page

Platinum Mastercard

Deem Platinum Mastercard
Interest Rate

3.99%

Minimum Salary

AED 10K

Fx Rate

2.99%

Annual Fee

AED 0

Cashback

No

interest rate

3.99%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

cashback

No

Cashback

Features

  • A minimum salary of AED 10,000 is required
  • No annual fees are charged life long
  • Can get purchase protection and Deem double secure protection on the card

Features

  • A minimum salary of AED 10,000 is required
  • No annual fees are charged life long
  • Can get purchase protection and Deem double secure protection on the card

Benefits

  • Win AED 100,000 Every Week with Your Deem Mastercard!
  • Spend just AED 100 to enter the weekly draw.
  • Every additional AED 100 spent = 1 more entry!
  • More spending means higher chances to win.
  • Eligible participants will receive an email with draw details and ticket information.
  • Zero annual fees are charged forever.
  • Get AED 30 off on Zomato with your Deem Credit Card! Use promo code DEEM30 or select the Deem offer on orders of AED 200+ (3 times/month). Valid until 31 March 2025. T&C apply.
  • Free 4 valet parking services per month at selected locations
  • Free premium membership for 2 years on MyUS
  • Can get exclusive discounts on Deem offers app
  • Get free access to airport lounges at selected locations
  • Get up to 30% discount on bookings made at cleartrip
  • Can get 15% off on bookings at Avis Car Rentals
  • 10% off your car rental with rentalcars.com
  • Upto 10% off on hotel bookings on booking.com
  • Enjoy multiple free suplimentary credit cards
  • Get up to 20% off on grocery or food orders with Talabat twice a month! Enjoy savings of up to AED 14 per order. T&Cs Apply
  • Get a Buy 1, Get 1 FREE movie ticket at VOX Cinemas.T&Cs Apply

View details on bank page

World Mastercard Credit Card

Deem World Mastercard Credit Card
Interest Rate

3.75%

Minimum Salary

AED 25K

Fx Rate

2.99%

Annual Fee

AED 0

interest rate

3.75%

Interest Rate

minimum salary

AED 25K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

Features

  • Provides car rental, travel and dining benefits
  • Can get purchase protection and Deem double secure protection on the card
  • A minimum salary of AED 25000 is required

Features

  • Provides car rental, travel and dining benefits
  • Can get purchase protection and Deem double secure protection on the card
  • A minimum salary of AED 25000 is required
  • No annual fee is charged forever.

Benefits

  • Win AED 100,000 Every Week with Your Deem Mastercard!
  • Spend just AED 100 to enter the weekly draw.
  • Every additional AED 100 spent = 1 more entry!
  • More spending means higher chances to win.
  • Eligible participants will receive an email with draw details and ticket information.
  • Get AED 30 off on Zomato with your Deem Credit Card! Use promo code DEEM30 or select the Deem offer on orders of AED 200+ (3 times/month). Valid until 31 March 2025. T&C apply.
  • Free 6 valet parking service at selected locations
  • Can get exclusive discounts on Deem offers app
  • Get free access to 1000+ airport lounges globally
  • Travel medical insurance and travel inconvenience insurance are provided
  • Get a discount on bookings made at cleartrip
  • Can get 25% off on bookings at Avis Car Rentals
  • Upto 10% off on hotel bookings on booking.com Enjoy 2 years of free MyUS Premium membership
  • Get a Complimentary Hertz Gold Plus Rewards membership
  • Enjoy multiple free supplementary credit cards
  • Get up to 20% off on grocery or food orders with Talabat twice a month! Enjoy savings of up to AED 14 per order. T&Cs Apply
  • Get a Buy 1, Get 1 FREE movie ticket at VOX Cinemas. T&Cs Apply

View details on bank page

World Miles Up Credit Card

Deem World Miles Up Credit Card
Interest Rate

3.75%

Minimum Salary

AED 25K

Fx Rate

2.99%

Annual Fee

AED 525

Cashback

No

interest rate

3.75%

Interest Rate

minimum salary

AED 25K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 525

Annual Fee

cashback

No

Cashback

Features

  • Provides deem secure protection on competitive charges
  • Get travel benefits on every usage of the card
  • A minimum salary of AED 25,000 is required

Features

  • Provides deem secure protection on competitive charges
  • Get travel benefits on every usage of the card
  • A minimum salary of AED 25,000 is required

Benefits

  • Can get 5x miles on air ticket bookings
  • Can get 5x miles on hotel bookings made using the card
  • Can get 5x miles on purchases made anywhere outside UAE using the card
  • Can get 1.5x mile on any domestic purchases made using the card
  • Get AED 30 off on Zomato with your Deem Credit Card! Use promo code DEEM30 or select the Deem offer on orders of AED 200+ (3 times/month). Valid until 31 March 2025. T&C apply.
  • Free 6 valet parking service at selected locations
  • Can get exclusive discounts on Deem offers app
  • Get free access to 1000+ airport lounges globally
  • Travel medical insurance and travel inconvenience insurance are provided
  • Get a discount on bookings made at cleartrip
  • Can get 25% off on bookings at Avis Car Rentals
  • Upto 10% off on hotel bookings on booking.com Enjoy 2 years of free MyUS Premium membership
  • Get a Complimentary Hertz Gold Plus Rewards membership
  • Enjoy multiple free supplementary credit cards
  • Get up to 20% off on grocery or food orders with Talabat twice a month! Enjoy savings of up to AED 14 per order. T&Cs Apply
  • Get a Buy 1, Get 1 FREE movie ticket at VOX Cinemas. T&Cs Apply

View details on bank page

Deem Credit Card Benefits

  • No annual fees are charged on the supplementary cards 

  • Can get free valet parking facility  

  • Can get up to 5X miles on the expenses made using the Miles Up cards

  • Get AED 30 off on Zomato with your Deem Credit Card.

  • Provides Deem Double Secure Protection 


  • Can avail Buy 1 - Get 1 free movie offers on VOX cinemas

Frequently Asked Questions

⭐ On what the miles earned can be redeemed for?

A. The miles earned can be redeemed for travel bookings, hotel reservations, etc.

⭐ What is the minimum spend required to earn miles?

A. The minimum spending of AED 1000(pm) is required to earn miles.

⭐ What is the value of the miles earned?

A. 1 Deem Mile earned equals 1 AED.

⭐ Are the annual fees included of VAT?

A. Yes. Though there are some cards with NO annual fees, 5% VAT will be added to the annual fees charged.

About Deem

Deem Finance offers personal finance solutions for the individuals in the UAE. They work with an aim to offer brighter financial future for their customers. 

   Get in touch with Deem Bank Customer Care

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