Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Deem Credit Cards in UAE

Check Eligibility for Deem Credit Card

You are eligible to apply for a Deem
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Deem Credit Card .

Click here to check loans from other banks.

Features of Deem Credit Card

  • Annual fee ranges from AED 0 - AED 525

  • Interest rate on the cards starts from 2.99% 

  • Can avail travel benefits on the Miles Up cards 

  • Can avail high cashback offers on the Cash Up cards 

  • Can avail balance transfer facility 

  • Provides both paper statement and e-statements 

Eligibility Criteria of Deem Credit Card

  • Minimum salary ranges from AED 5000 to AED 25,000 

  • Both UAE Nationals and Expats are eligible 

  • The applicant must be of at least 21 years old 

Deem Credit Card Interest rates

Deem Bank

5 Deem Bank Credit Cards

World Miles Up Credit Card

Deem World Miles Up Credit Card
Interest Rate

2.99%

Minimum Salary

AED 25K

Fx Rate

3.14%

Annual Fee

AED 0

Cashback

No

interest rate

2.99%

Interest Rate

minimum salary

AED 25K

Minimum Salary

fx rate

3.14%

Fx Rate

annual fee

AED 0

Annual Fee

cashback

No

Cashback

Features

  • Provides deem secure protection on competitive charges
  • Get travel benefits on every usage of the card
  • A minimum salary of AED 25,000 is required

Features

  • Provides deem secure protection on competitive charges
  • Get travel benefits on every usage of the card
  • A minimum salary of AED 25,000 is required

Benefits

  • Can get 5x miles on air ticket bookings
  • Can get 5x miles on hotel bookings made using the card
  • Can get 5x miles on purchases made anywhere outside UAE using the card
  • Can get 1.5x mile on any domestic purchases made using the card
  • Free Zomato gold membership for 1 year
  • Free 6 valet parking service at selected locations
  • Can get exclusive discounts on Deem offers app
  • Get free access to airport lounges globally
  • Travel medical insurance and travel inconvenience insurance are provided
  • Get up to 10% discount on bookings made at cleartrip
  • Get complimentary breakfast & room upgrades while booking on Lushescapes around 1200+ Hotels
  • Can get 25% off on bookings at Avis Car Rentals
  • Get 20% discount on 3 Uber rides every month
  • Upto 10% off on hotel bookings on booking.com

View details on bank page

World Cash Up Credit Card

Deem World Cash Up Credit Card
Interest Rate

2.99%

Minimum Salary

AED 25K

Fx Rate

3.14%

Annual Fee

AED 525

Cashback

Yes

interest rate

2.99%

Interest Rate

minimum salary

AED 25K

Minimum Salary

fx rate

3.14%

Fx Rate

annual fee

AED 525

Annual Fee

cashback

Yes

Cashback

Features

  • Can get high Cash Up benefits on every purchase made
  • Provides car rental, travel and dining benefits
  • Can get purchase protection and Deem double secure protection on the card

Features

  • Can get high Cash Up benefits on every purchase made
  • Provides car rental, travel and dining benefits
  • Can get purchase protection and Deem double secure protection on the card
  • A minimum salary of AED 25000 is required

Benefits

  • Get up to 10% Cash Up on air tickets purchase
  • Can get up to 5% Cash Up on hotel bookings
  • Get up to 5% Cash Up on entertainment
  • Get 1% Cash Up on every retail purchase
  • Get 3% Cash Up on international purchase
  • Can get free valet parking facility at selected locations
  • Can get access to 1100+ airport lounges globally
  • Travel medical insurance and travel inconvenience insurance are provided
  • Get dnata voucher for free
  • Get 10% off on bookings made at cleartrip
  • Get free nights on bookings made at Marriott Bonvoy hotels
  • Provides Hertz Gold membership
  • Get up to 25% off on car rentals from Avis Car Rental
  • Upto 10% off on hotel bookings on booking.com

View details on bank page

Titanium Cash Up Credit Card

Deem Titanium Cash Up Credit Card
Interest Rate

3.33%

Minimum Salary

AED 5K

Fx Rate

3.14%

Annual Fee

AED 0

Cashback

Yes

interest rate

3.33%

Interest Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3.14%

Fx Rate

annual fee

AED 0

Annual Fee

cashback

Yes

Cashback

Features

  • Can get Cash Up on every expense made using the card
  • Can get travel benefits
  • Provides Deem double secure protection

Features

  • Can get Cash Up on every expense made using the card
  • Can get travel benefits
  • Provides Deem double secure protection
  • A monthly salary of minimum AED 5000 is required

Benefits

  • Get up to 3% Cash Up on expenses made at supermarkets & grocery stores using the titanium card
  • Get up to 3% Cash Up on utility bill payments and other government service payments made using the card
  • 3% Cash Up can be availed at fuel purchase
  • 0.5% Cash Up on every retail expense made
  • 1.5% Cash Up on international expense made
  • No annual fees is charged forever
  • Can avail high discounts on dining, entertainment, etc. from the Deem offers app
  • Provides a wide range of discounts on Mastercard Buy1 - Get1 free app
  • Can get free access to 10+ airport lounges in the Middle East and Levant region
  • Can get up to 15% OFF at Avis Car Rental service
  • Can get up to 10% off on hotel bookings on booking.com
  • Can get up to 30% discount on ClearTrip
  • Get up to 10% discount on rentalcars.com

View details on bank page

Platinum Cash Up Credit Card

Deem Platinum Cash Up Credit Card
Interest Rate

3.25%

Minimum Salary

AED 10K

Fx Rate

3.14%

Annual Fee

AED 0

Cashback

Yes

interest rate

3.25%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

3.14%

Fx Rate

annual fee

AED 0

Annual Fee

cashback

Yes

Cashback

Features

  • A high range of Cash Up is provided
  • Provides deals and discounts on food, travel, etc
  • Can get Deem double secure protection

Features

  • A high range of Cash Up is provided
  • Provides deals and discounts on food, travel, etc
  • Can get Deem double secure protection
  • A minimum salary of AED 10,000 is needed

Benefits

  • Can get up to 10% Cash Up on purchases made at departmental stores
  • Up to 5% Cash Up is provided on purchases made at online shopping sites
  • Can get up to 5% Cash Up on expenses made on entertainment
  • 1% Cash Up on every retail expense made
  • 3% Cash Up on international expenses
  • Free Zomate Gold membership for one year
  • Free valet parking facility can be availed
  • Can get free access to airport lounges
  • Can avail exclusive discounts and offers on Deem offers app
  • Can get 30% OFF on bookings made at cleartrip
  • 15% off on car rental at Avis Car rental
  • No annual fees are charged forever.
  • Can get a premium membership for 2 years on MyUS

View details on bank page

Platinum Miles Up Credit Card

Deem Platinum Miles Up Credit Card
Interest Rate

3.25%

Minimum Salary

AED 10K

Fx Rate

3.14%

Annual Fee

AED 0

Cashback

No

interest rate

3.25%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

3.14%

Fx Rate

annual fee

AED 0

Annual Fee

cashback

No

Cashback

Features

  • Provides high travel miles and benefits
  • Get secure protection cover on low rates
  • A minimum salary of AED 10,000 is required

Features

  • Provides high travel miles and benefits
  • Get secure protection cover on low rates
  • A minimum salary of AED 10,000 is required

Benefits

  • Can get 3x miles on air ticket bookings
  • Can get 3x miles on hotel bookings made using the card
  • Can get 3x miles on purchases made at the grocery stores made using the card
  • Can get 1x mile on any retail domestic and international purchases made using the card
  • Zero annual fees are charged forever.
  • Free Zomato gold membership for 1 year
  • Free valet parking service at selected locations
  • Free premium membership for 2 years on MyUS
  • Can get exclusive discounts on Deem offers app
  • Get free access to airport lounges at selected locations
  • Get up to 30% discount on bookings made at cleartrip
  • Can get 20% off on Uber rides
  • Can get 15% off on bookings at Avis Car Rentals
  • 10% off your car rental with rentalcars.com
  • Upto 20% off on hotel bookings on booking.com

View details on bank page

Deem Credit Card Benefits

  • No annual fees are charged on the supplementary cards 

  • Can get free valet parking facility 

  • Can get up to 10% cashback on every purchase made using the Cash Up cards 

  • Can get up to 5X miles on the expenses made using the Miles Up cards

  • Provides Zomato Gold membership for free 

  • Provides exclusive offers and discounts on Deem Offers app 

  • Can get free access to airport lounges in the selected regions 

  • Provides Deem Double Secure Protection 

  • Can get discounts on Careem rides 

  • Can avail Buy 1 - Get 1 free offers on Mastercard App 

Frequently Asked Questions

⭐ On what the miles earned can be redeemed for?

A. The miles earned can be redeemed for travel bookings, hotel reservations, etc.

⭐ What is the minimum spend required to earn miles?

A. The minimum spending of AED 1000(pm) is required to earn miles.

⭐ What is the minimum spend required to earn cash up?

A. There is no minimum spend required for Titanium Cash Up card. AED 1000 is required as a minimum spend for other Cash Up cards.

⭐ What is the value of the miles earned?

A. 1 Deem Mile earned equals 1 AED.

⭐ What is Cash Up?

A. Cash Up is a loyalty program by Deem. It can be earned on making purchases using Deem Cash Up Cards. 1 Cash Up = 1 AED.

⭐ Are the annual fees included of VAT?

A. Yes. Though there are some cards with NO annual fees, 5% VAT will be added to the annual fees charged.

About Deem

Deem Finance offers personal finance solutions for the individuals in the UAE. They work with an aim to offer brighter financial future for their customers. 

   Get in touch with Deem Bank Customer Care

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