Check Eligibility for SAMBA
Personal Loan

You are eligible to apply for a SAMBA
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a SAMBA Personal Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

SAMBA Personal Loan Calculator

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

0 People rated this page

mashreq%20collection

SAMBA Personal Loans in UAE

Check Eligibility for SAMBA Personal Loan

You are eligible to apply for a SAMBA
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a SAMBA Personal Loan .

Click here to check loans from other banks.

SAMBA Personal Loan Calculator

SAMBA Personal Loan Details
Minimum Salary AED 5000 - AED 10000 per month (depends on the type of loan)
Interest Rates Reducing rate from 6.5%
Maximum Loan Amount AED 175K - AED 600K (depends on the nationality and type of loan)
Early Settlement Fees 1% of the outstanding loan amount
Arrangement Fees 1% of the approved loan amount
Tenure 48 months
Age 21 - 60 years(Expats) & 65 years(UAE Nationals)

Features of SAMBA Personal Loan

  • Maximum repayment period of up to 48 months 
  • Life Insurance available
  • No guarantor needed

Eligibility Criteria of SAMBA Personal Loan

  • Minimum salary of AED 5K-10K

Documents Required of SAMBA Personal Loan

  • Copy of valid passport (with valid residence visa for non-UAE nationals)
  • Proof of income
  • Copy of valid passport (with valid residence visa for expatriates)
  • Post-dated cheques

SAMBA Personal Loan Interest rates

SAMBA Bank

2 SAMBA Bank Personal Loans

Salary Transfer Loan

Minimum Salary

AED 5K

Reducing Rate

6.5%

Loan Amount

AED 600K

Early Settlement Fee

1%

Arrangement Fee

1%

minimum salary

AED 5K

Minimum Salary

reducing rate

6.5%

Reducing Rate

loan amount

AED 600K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Features

  • Repayment period is up to 4 years
  • The loan is provided for at reducing rate from 6.5%
  • Minimum salary of AED 5,000 is required

Features

  • Repayment period is up to 4 years
  • The loan is provided for at reducing rate from 6.5%
  • Minimum salary of AED 5,000 is required
  • It is mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 600,000.
  • Early settlement fee is 1% of finance amount
  • Arrangement fee is 1% of loan amount

Benefits

  • Loans up to 20 times your salary
  • Loan amounts of up to AED 600,000
  • Convenient repayment periods of up to 48 months
  • Attractive interest rates
  • Automatic eligibility for a Samba Credit Card
  • No collateral or guarantor required
  • Life insurance up to loan amount

View details on bank page

Personal Installment Loan

Minimum Salary

AED 10K

Reducing Rate

18%

Loan Amount

AED 175K

Early Settlement Fee

1%

Arrangement Fee

1%

minimum salary

AED 10K

Minimum Salary

reducing rate

18%

Reducing Rate

loan amount

AED 175K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Features

  • Repayment period is up to 4 years
  • The reduction rate and the flat rate is 9% and 4.83%. This denotes that the computation done was a division of the reduction rate by 1.814
  • The loan is provided for an interest rate of 18%

Features

  • Repayment period is up to 4 years
  • The loan is provided for an interest rate of 18%
  • Minimum salary of AED 10,000 is required
  • The reduction rate and the flat rate is 9% and 4.83%. This denotes that the computation done was a division of the reduction rate by 1.814
  • It is not mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 175,000
  • Early settlement fee is 1% of finance amount
  • Arrangement fee is 1% of loan amount

Benefits

  • Loan amounts of up to AED 175,000
  • Convenient repayment periods of up to 48 months
  • Financial freedom when you need it with competitive rates and extended repayment terms!

View details on bank page

Frequently Asked Questions

Q. Are only salaried employees eligible for Personal Installment loan of Samba Finance?

A. Yes. Only salaried employees are eligible for this loan.

Q. I am a not a UAE Resident. Is passport enough to avail this personal loan?

A. No. With passport you need to have a valid residence visa to gain this loan.

Q. Can I avail take over facility on Samba Finance personal loan?

A. Yes. Take over facility is available with Samba Finance personal loan.

Q. What’s the eligibility required to have Samba Finance Salary Transfer loan?

A. The customer should have a minimum salary of AED 5000 to have this loan.

Q. How can I avail personal loan from Samba Finance without the need of salary transfer?

A. Samba Finance provides Personal Installment loan that don’t require a transfer of salary to get the loan

Q. What’s the loan amount I can expect from Personal Installment loan?

A. You can get a loan amount of AED 175,000 from Personal Installment loan

About SAMBA

Established in 1980 through a Royal decree and headquartered in Saudi Arabia, SAMBA has evolved into the region’s most acclaimed financial services group. Having a presence in GCC, Europe and South Asia including London, Dubai, Qatar and Pakistan, SAMBA is the most internationally awarded bank in Saudi Arabia and the Middle East. They follow the values of :

  • Dedication to customers
  • Commitment to employees
  • Constant improvement approach
  • Fulfilling Corporate Social responsibility
  • Superior returns to investors

SAMBA offers a wide range of Shariah-compliant Personal Finance solutions to match the different requirements of customers

   Get in touch with SAMBA Bank Customer Care

×

Free for Life Cashback Card with 20% Cashback*

x

MyMoneySouq Robo Advisor MyMoneySouq's Robo Advisor

Hi, I’m MyMoneySouq’s Robo Advisor.

Terms of MyMoneySouq Robo's Advisor use
MyMoneySouq Robo Advisor

I can help you find the best personal loans and credit cards in UAE

MyMoneySouq Robo Advisor
MyMoneySouq Robo Advisor
MyMoneySouq Robo Advisor

Was my answer helpful ?

Yes No
send cancel

Thank you for your feedback

Hello,
I can help you
MyMoneySouq Robo Advisor