Last Updated on 14 June 2023
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
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Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
Smiles Titanium MasterCard Credit Card
Features
- Can get Smiles(Miles) on every transaction made using Sharjah Islamic Bank Titanium Master Credit card
- Cash withdrawal facility is provided
- Get a wide range of travel benefits
- Interest rate of 2.49% is charged
- A minimum salary of AED 6000 is required
- No annual fees
Main Benefits
- Get access to 10 airport lounges in the middle east region
- Can get free air tickets on redeeming the Smiles earned
- Can redeem smiles and get free stays facility at more than 300,000 hotels
- Rent a car for free globally by redeeming the Smiles earned
- Get complimentary travel insurance
- Get a 10% discount on Cleartrip
- Get Free 2 Buy 1 Get 1 Vox cinema tickets in a month.
- Earn 1 smiles on every 2 AED spent in the UAE
- Earn 2 smiles on every 2 AED spent outside the UAE
- Earn 0.5 smiles on government, supermarkets/groceries, utilities, and education transactions.
Frequently Asked Questions
⭐ What are the charges for cash withdrawal at ATM?
A. 3% of the withdrawal amount is charged as the cash withdrawal fees.
⭐ What is the maximum amount I can withdraw?
A. You can withdraw 80% of the credit limit.
⭐ Can I get a statement for the monthly transactions?
A. Yes, you can get e-statements or printed statements.
⭐ What are the charges for e-statements?
A. The e-statement is provided for free.
⭐ What is the fees for getting a printed statement?
A. AED 25 is charged for getting a printed statement.
⭐ How do I get e-statements for the transactions?
A. You can get e-statements through online banking facility.
⭐ Can I get my card replaced?
A. Yes, if your card is having any technical issue or if your card is lost/stolen then it will be replaced on request.
⭐ What are the charges for card replacement?
A. AED 50 is charged for replacing your old Sharjah Islamic Bank Titanium Master Credit card.
⭐ What are the charges for international transactions?
A. 2.5% of the transaction amount will be charged as fees for international transaction.
⭐ Can I redeem my smiles on anything else other than travel bookings?
A. Yes, you can redeem it on SIB online shopping facility.
Get in touch with Sharjah Islamic Bank Customer Care