Last Updated on 26 August 2021

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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SAMBA Platinum Shopping Alkhair Credit Card

SAMBA Bank

Platinum Shopping Alkhair Credit Card

SAMBA Platinum Shopping Alkhair Credit Card
Interest Rate

2.99%

Minimum Salary

AED 25K

Fx Rate

3%

Annual Fee

AED 399

Balance Transfer

No

Cashback

Yes

SAMBA Platinum Shopping Alkhair Credit Card
interest rate

2.99%

Interest Rate

min salary

AED 25K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 399

Annual Fee

bal transfer

No

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Can get cashback from 1% - 10%
  • Can avail good travel benefits
  • Interest rate of 3.15% is charged
  • A minimum salary of AED 15000 is required for salaried individuals
  • Average monthly credit turnover of at least AED 50,000 is required for Self-employed applicants
  • AED 399 is charged as Annual Fee in the first year and from the second year AED 299 is charged

Main Benefits

  • Can get 4 supplementary credit cards
  • Get free access to international airport lounges
  • Get notified each time you use your credit card
  • Avail Buy Now and Pay Later facility on purchases above AED 500 on tenure 6 to 36 months
  • Get 10% cashback on accessories, beauty, clothing shopping
  • Get 5% cashback on electronics, furniture etc.,
  • Get cashback of 1% on purchases made in UAE
  • Get up to 5% cashback by shopping using your supplementary credit card
  • Get up to 5% cashback on Jewellery & Watches

Frequently Asked Questions

⭐ What are the annual fees for the primary card?

A. For the first year, the annual fees of AED 399 are charged, from second-year annual fees of AED 299 is charged.

⭐ What are the annual fees for the supplementary credit card?

A. The supplementary credit card is provided for free with no annual charges.

⭐ What is the late payment fees charged?

A. AED 199 is charged as late payment fees.

⭐ Do I need to pay any fees to get a new card?

A. Yes, you need to pay card replacement fee of AED 50 to get a new card.

⭐ What are the fees for international transactions?

A. On international purchases, up to 3.25% of the transaction amount is charged.

⭐ Are there any charges for getting a draft instead of a cheque?

A. Yes, 1.5% of the transaction amount is charged as fees for getting a draft.

⭐ What are the fees for exceeding the credit limit?

A. If you exceed your credit limit then you need to pay AED 149 as exceeding limit fees.

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