Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Emirates Islamic Switch Cashback Credit Card
![Emirates Islamic Bank](https://res.cloudinary.com/pricejugaad/image/upload/v1556177068/banks/img/emirates-islamic.png)
Switch Cashback Credit Card
Features
- Get cash back up to 8 percent on all your purchases
- Enjoy cash back rewards with no annual membership fees
- Get free access to Airport Lounges across the world
- You can avail the option of cash on call facility
- Get free access to airport lounge
- Safeguard your transactions with purchase protection
- Get the benefit of Multi Trip Travel Insurance
- Get free access to Dubai Ladies Club
- Enjoy 20% off on Emaar Entertainment Attractions
- You get free valet parking facility using this card
- Enjoy Meet and Greet Bronze Service
Main Benefits
- Switch cashback credit card provides you with lifestyle and travel benefits
- Get complimentary access to more than 1000 airport lounges across the world
- Get complimentary two rounds of Golf access per month
- Cashback that you earn will be accrued for billed transactions in a month which is subject to a minimum spending amount of AED 2,500. Cash back is valid for 24 months.
- No Annual fee in the first year. Annual fee waiver is provided on Minimum spend of AED 30,000 with certain terms and conditions applicable to it.
- Buy 1 and get 1 offer. You can enjoy up to 2 complimentary movie tickets every month on any day of the week in Reel Cinemas or Vox. Minimum purchase for the month should be AED 5,000 to get this offer.
- Get the Benefit of Purchase protection with additional peace of mind and this is every time you are making a purchase. Your card is protected against theft and damages and you can focus on getting a purchase.
- You and your supplementary cardholders can enjoy unlimited access at airport lounges and you just need to show the card at the lounge and start enjoying the benefits.
- Enjoy free Golf rounds per month at Jebel Ali Golf, Arabian Ranches Golf Club, Abu Dhabi Golf Club/The Trump International Golf Club and this is available on weekdays or Weekends. A monthly minimum spending amount of AED 5,000 should be done to avail this offer. If the spending criteria is not met then or no show at club or you exceeded the golf rounds then your card will be billed as per the standards along with green fees.
- You can enjoy 20% discount on Emaar Entertainment attractions
- You can enjoy unsurpassed value at more than 900 intriguing & pride properties across the world with this card. It includes the best world famous hotels & resorts.
- Save your time and expenses with a Switch Cash back Credit Card where you can organize medical insurance and travel while you travel. You will be covered for travel accidents and travel insurance on trips up to a period of 90 days.
- You can do shopping with a 0 percent easy payment plan. Make an Easy Payment Plan for 3, 6, 9 or 12 months when you are making purchases at outlets for Sharaf DG and Carrefour.
- You get 1 free valet parking service per month at the selected locations in the UAE. Show your Emirates Islamic Switch Cashback Credit Card at the Valet parking desk. A minimum spend of AED 3,000 is required to avail the offer. If spending criteria is not met or if it exceeds the maximum free services then your card will be charged as per the standard services.
Frequently Asked Questions
Q. What is a cashback offer?
A. Cashback offer means a certain amount of money is added back to your account if you qualify for the criteria. The criteria keeps changing from time to time and the bank decides with absolute discretion.
Q. What is the Annual fee on EI Switch Cashback Credit Card?
A. There is an annual membership fee of AED 299 excluding VAT which is chargeable from the year 2. The charges will be auto waived if spendings in a year are more than AED 30,000. The retail spendings do not include balance transfers, cash on call, cash withdraws or quasi cash transactions
Q. Is there a minimum spending on Cash back?
A. Yes, you need to spend AED 2,500 on your card during a month to be eligible for cash back.
Q. Is there any Maximum limit on Cash back?
A. There are no limits on cash back that you earn. There are sub limits allocated to merchant categories.
Q. Can I earn cash back on a Supplementary Card?
A. The qualifying transactions which fall within the reward category are eligible for earning the cash back at the applicable rate.
Get in touch with Emirates Islamic Customer Care