Last Updated on 07 August 2024
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
By clicking submit , I acknowledge that my details will be submitted to MyMoneySouq and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow MyMoneySouq to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.
Thank you for providing your details.Citibank Citi Ready Credit Card
Citi Ready Credit Card
Main Benefits
- Popular and first in market card like an always-on digital loan at a click of a button via Citi Mobile® app
- Immediate cash up to 100% of credit limit in your bank account anywhere in UAE
- Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower)
- Special rate from 15%* per annum for the first loan booked within 1 month from card approval
- Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.
- No early repayment fees, so you can repay in instalments (up to 48 months) or repay early in lump sum without worrying about additional charges
- Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout
- Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
- Airport Lounges: Access to 10 lounges across the Middle East via MasterCard Travel Pass app
- No Annual Membership Fee (AMF)**: waived indefinitely
*T&Cs apply. 15% is the annual rate and is applicable only for new Citibank customers during the term of the 1st loan booked within 1 month of card approval. Min tenure is 24 months and max tenure is 48 months.**No AMF in year 1. AMF is waived for year 2 onwards without conditions.
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