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Dubai Islamic Bank Savings Accounts in UAE
Features of Dubai Islamic Savings Account
Available in multiple currencies
Attractive profit rates
Attractive banking privileges
Bill payment facility
Can open account online
Free debit cards are provided
Can get discounts and offers at selected merchants in the UAE
Low/ No charges on account maintenance
Dubai Islamic Savings Account
5 Dubai Islamic Bank Savings Accounts
Johara Savings Account
Features
- Get the maximum with Unlimited transactions with Competitive expected profits.
- Johara Savings account is Available in AED and other currencies, your Johara Savings Account is expected to provide returns on your savings account every time.
- Earn competitive expected profit rates, the Johara Savings Account gives you the opportunity to earn even more when you maximize your savings.
Features
- Get the maximum with Unlimited transactions with Competitive expected profits.
- Johara Savings account is Available in AED and other currencies, your Johara Savings Account is expected to provide returns on your savings account every time.
- Earn competitive expected profit rates, the Johara Savings Account gives you the opportunity to earn even more when you maximize your savings.
- Enjoy the benefits associated with this savings account at no extra cost provided:
- The minimum average balance of AED 3,000 per month should be maintained
- You can get your account linked to an Investment Deposit
- You hold an additional financing product from Dubai Islamic Bank (Auto Finance, Personal Finance or Home Finance) and this savings account is your selected repayment mode.
Benefits
- Johara Savings Account offers Electronic Banking facility, with multiple currencies and it is available for minors and it is an expected profit account.
- With online and mobile banking solutions guaranteeing account access from anywhere in the world
- You can enjoy a host of benefits such as account opening for minors (with parental/guardian consent), six free teller transactions a month (thereafter charged at AED 10.5 per transaction).
- Enjoy stress-free living and pay utility bills as well as telecommunication service bills using your Johara Savings Account.
- No profit is calculated for a month if there is more than 1 withdrawal transaction done per month (Teller & Electronic Channels).
- You can pay bills on Telecommunication : Etisalat & Du, pay Utilities : DEWA, SEWA, FEWA, Ajman Sewerage, ADDC and Emicool, pay at Government Services : RTA, DED, Noqodi and Trakhees, pay Airlines : Air Arabia and flydubai and pay properties : EMAAR
- The profit on the Johara Savings Account is paid based on the profit announced on a quarterly basis.
- The profit is calculated based on the average monthly balance in the account.
- No profit is calculated for a month, if the minimum balance during the month drops below AED 1,000/-
- In this case the account shall be treated as a current account and will not be entitled to participate in the generated profits.
Shaatir Savings Account
Features
- This is an Islamic account by nature.
- You can also avail free Shatir savings box, with this account.
- This account will help children understand banking from a very young age.
Features
- This is an Islamic account by nature.
- You can also avail free Shatir savings box, with this account.
- This account will help children understand banking from a very young age.
Benefits
- Shaatir account can be availed in child’s name.
- You can higher expected profits, according to higher profit rates.
- This account also comes with specially designed welcome pack.
- Avail exclusive discounts and offers with this account.
- Avail Shaatir ATM Card and 24 hours Al Islami Phone Banking
Al Islami E-savings Account
Features
- This is an Islamic account by nature.
- There are no rewards for this account to avail.
Features
- This is an Islamic account by nature.
- There are no rewards for this account to avail.
Benefits
- Ease your banking experience with online banking.
- Free utility bill payment facility of DEWA, FEWA and SEWA.
- You can avail Etisalat/du bill payments.
- Bank anywhere with DIB, with mobile banking services.
- Free account e statements and Salik recharge facility.
- Profits rates are depended upon the invested amount, according to three tiers. To know more, visit Al Islami Account Overview
Al Islami Savings Account
Features
- This is an Islamic account by nature.
Features
- This is an Islamic account by nature.
Benefits
- With Al Islami debit card, you will get a daily withdrawal limit of AED 10,000 and daily purchase limit of AED 15000.
- Al Islami debit card is accepted at over 27 million purchase outlets.
- Avail unlimited teller transactions.
- You can also avail free Quarterly statements of your account.
- Ease your banking experience with online banking, phone banking, ATMs and cheque/cash deposits.
- Free utility bill payment facility of DEWA, FEWA and SEWA.
- You can avail Etisalat/du bill payments.
- Bank anywhere with DIB, with mobile banking services.
- Free account e statements and Salik recharge facility.
- Saving accounts can be opened for minors.
Al Islami 2-in-1 account
Features
- This is an Islamic account by nature.
Features
- This is an Islamic account by nature.
Benefits
- With Al Islami debit card, you will get a daily withdrawal limit of AED 10,000 and daily purchase limit of AED 15000.
- Al Islami debit card is accepted at over 27 million purchase outlets.
- Avail unlimited teller transactions.
- You can also avail free monthly statements of your account.
- You can avail the first cheque book for absolutely free.
- Ease your banking experience with online banking, phone banking, ATMs and cheque/cash deposits.
- Free utility bill payment facility of DEWA, FEWA and SEWA.
- You can avail Etisalat/du bill payments.
- Bank anywhere with DIB, with mobile banking services.
- Free account e statements and Salik recharge facility.
Frequently Asked Questions
⭐ What are the charges levied to get an e-statement?
A. E-statement of the account is provided for free on no charges.
⭐ Is it required to maintain a minimum balance in the account?
A. The minimum balance required to be maintained depends upon the account.
⭐ Are kids eligible to open an account in DIB?
A. Yes. Kids along with a guardian can open an account in DIB.
⭐ What are the charges for account closure?
A. If the account is closed within a year of opening, AED 26.25 is charged.
⭐ Can I open the DIB account online?
A. Yes. You can open your Dubai Islamic Bank account online.
⭐ What are the benefits of a Dubai Islamic bank Savings Account?
⭐ How can I open DIB Savings Account?
A. You can apply through an online application or visit nearby DIB branch.
⭐ Can I do transactions in other currencies with a DIB savings account?
A. Yes. Al Islamic & Johara Savings accounts are available in AED as well as in USD.
⭐ How to close a DIB savings account?
About Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care