Last Updated on 05 September 2024
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Dubai Islamic Bank Johara Savings Account
Johara Savings Account
Features
- Get the maximum with Unlimited transactions with Competitive expected profits.
- Johara Savings account is Available in AED and other currencies, your Johara Savings Account is expected to provide returns on your savings account every time.
- Earn competitive expected profit rates, the Johara Savings Account gives you the opportunity to earn even more when you maximize your savings.
- Enjoy the benefits associated with this savings account at no extra cost provided:
- The minimum average balance of AED 3,000 per month should be maintained
- You can get your account linked to an Investment Deposit
- You hold an additional financing product from Dubai Islamic Bank (Auto Finance, Personal Finance or Home Finance) and this savings account is your selected repayment mode.
Main Benefits
- Johara Savings Account offers Electronic Banking facility, with multiple currencies and it is available for minors and it is an expected profit account.
- With online and mobile banking solutions guaranteeing account access from anywhere in the world
- You can enjoy a host of benefits such as account opening for minors (with parental/guardian consent), six free teller transactions a month (thereafter charged at AED 10.5 per transaction).
- Enjoy stress-free living and pay utility bills as well as telecommunication service bills using your Johara Savings Account.
- No profit is calculated for a month if there is more than 1 withdrawal transaction done per month (Teller & Electronic Channels).
- You can pay bills on Telecommunication : Etisalat & Du, pay Utilities : DEWA, SEWA, FEWA, Ajman Sewerage, ADDC and Emicool, pay at Government Services : RTA, DED, Noqodi and Trakhees, pay Airlines : Air Arabia and flydubai and pay properties : EMAAR
- The profit on the Johara Savings Account is paid based on the profit announced on a quarterly basis.
- The profit is calculated based on the average monthly balance in the account.
- No profit is calculated for a month, if the minimum balance during the month drops below AED 1,000/-
- In this case the account shall be treated as a current account and will not be entitled to participate in the generated profits.
Frequently Asked Questions
Q. What are the account closure fees?
A. Account closure fees if closed within 6 months is AED 26.25
Q. Is this available for minors?
A. Yes, this is available for minors
Q. Is profit calculated if balance goes below AED 1,000?
A. No profit is calculated for a month, if the minimum balance during the month drops below AED 1,000/-
Q. What is the minimum balance to be maintained?
A. The minimum balance to be maintained is AED 3,000 per month
Q. When is the profit being paid out?
A. Profit on Johara Savings Account is paid on quarterly basis
Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care