Last Updated on 07 February 2019
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
United Arab Bank Business Advantage Islamic
Business Advantage Islamic
Required Documents
- Application form
- Trade Licence
- Valid passport and Copy of Visa
- Memorandum of Association (MOA)
- Articles of Association (AOA)
- Chamber of Commerce Certificate copy
- Board Resolutions
- Address proof
Main Benefits
- Free Cheque book
- You can access United Arab Bank’s personal internet banking and mobile banking
- Free Debit Card
- Free E-statements
Frequently Asked Questions
⭐ Is it possible to reduce my overdraft limit on my personal business account?
A. Yes, you can send a secured message using internet banking or you can directly contact United Arab Bank on 04-4450000.
⭐ Do I have to pay penalty if I default in paying back loan amount?
A. Yes, you’ll be charged 5% on late payments made by you.
⭐ When will United Arab Bank check my credit score?
A. United Arab bank will check your score right after you agree to their terms of enquiry in the application form.
⭐ What all can we provide as a collateral while applying for loan in United Arab Bank?
A. You can provide vehicles, accounts receivable, home equity, equipment and cash savings as a collateral while applying for United Arab Bank business loan.
⭐ Do I have to make daily payments in United Arab Bank?
A. No, payments are made only on monthly basis in United Arab Bank.
United Arab
Headquartered in Sharjah, with over 25 branches across the UAE, United Arab Bank, P.J.S.C. (UAB), which was incorporated in 1975, has established itself as a leading banking services provider in the UAE. UAB has a Vision ‘of being the trusted partner and the UAE bank of choice for customers’ and a Mission of ‘offering a superior customer experience, creating shareholder value, and adopting an innovative banking approach while remaining loyal to the nation's heritage and contributing to the overall development of the UAE.’ UAB follows the values of :
- Integrity
- Customer Focus
- Competence
- Consistency
- Courteousness
Get in touch with United Arab Bank Customer Care