Last Updated on 07 February 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Business Elite

ADIB Bank

Business Elite

Profit Rate

0%

Min Balance to Maintain

AED 200K

Monthly Fee

AED 25

Relationship Manager

Yes

Yes

Approval Time

1 Days

Local Transfer Cost

AED 0

International Transfer Cost

AED 0

ADIB
interest rate

0%

Profit Rate

min balance

AED 200K

Min Balance to Maintain

monthly fee

AED 25

Monthly Fee

relationship manager

Yes

Relationship Manager

Yes

Currency Account

approval time

1 Days

Approval Time

local transfer cost

AED 0

Local Transfer Cost

inter transfer cost

AED 0

International Transfer Cost

 

Required Documents

  • Application form
  • Trade Licence
  • Valid passport and Copy of Visa
  • Memorandum of Association (MOA)
  • Articles of Association (AOA)
  • Chamber of Commerce Certificate copy
  • Board Resolutions
  • Address proof
  • Emirates ID

Main Benefits

  • Free teller transactions for 75 months
  • You can access ADIB personal internet banking and mobile banking
  • Free Business Platinum Debit Card with high ATM and POS limits
  • Free ADIB Business Platinum Cheque book
  • Free E-statements

Frequently Asked Questions

⭐ Am I allowed to access my business account when I am travelling outside UAE?

A. Yes, you can apply for our mobile banking service using which you can access your business account from any part of world.

⭐ Do I get the facility to withdraw cash in any other city?

A. Yes, you can withdraw cash from any ADIB or non ADIB ATM in any part of the world.

⭐ Does switching my business account can affect my credit rating?

A. No, as long as you have repaid your outstanding overdraft on your previous account, your credit rating cannot get affected.

⭐ How does the bank decide the tenure for your loan application?

A. ADIB decides the tenure for your application on the basis of your debt ratio and monthly income.

⭐ Can a struggling company qualify for a business finance in ADIB?

A. As long as the company has customers who pay bill on time, it is eligible to get business finance from ADIB.

ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

   Get in touch with ADIB Customer Care

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