Last Updated on 16 June 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Standard Chartered Saadiq XtraSaver Account

Standard Chartered Bank

Saadiq XtraSaver Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Yes

Standard Chartered
min balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

Yes

Currency Account

Apply Now

View details on bank page

Features

  • Provides attractive interest rates on the account
  • Can get alerts on every transaction made
  • Both UAE residents and non-residents can avail
  • Can access the account in AED and USD currencies
  • A minimum initial deposit of AED 3000 is required

Main Benefits

  • No monthly balance maintenance requirement
  • Can get up to 2%(p.a) interest on the balance maintained in the account
  • Provides mobile and online banking facility
  • Can get a debit card

Frequently Asked Questions

⭐ How can I apply for a Saadiq XtraSaver Account with Standard Chartered Bank?

A. The applicant can apply for it through online form or can call Standard Chartered customer care service

⭐ What are the eligibility criteria required for opening a Saadiq XtraSaver Account?

  • Age limit at least 18 years
  • UAE Nationals, Residents & Non-residents individuals
  • ⭐ What are the documents required for opening a Saadiq XtraSaver Account?

    A. For UAE Residents

  • Valid Passport
  • Emirates ID
  • Resident Visa
  • For Non Residents
  • Valid Passport
  • Bank Statements
  • Address Proof
  • ⭐ Is Saadiq XtraSaver account based on Sharia Compliant?

    A. Yes. This account is based on Sharia compliant.

    ⭐ What is the minimum initial deposit required for opening a Saadiq XtraSaver Account?

    A. The minimum initial deposit amount AED 3,000 is required for opening this account.

    ⭐ Is there any minimum balance required to maintain this account?

    A. No minimum balance is required to maintain this account.

    ⭐ Is there any monthly service charge on doing transactions with Saadiq XtraSaver Account?

    A. No. The monthly service charge is zero on Saadiq XtraSaver Account.

    ⭐ Is there any fall below charge if I don’t maintain the minimum balance of Saadiq XtraSaver Account?

    A. No. There isn’t any fall below charge if you don’t maintain the account.

    ⭐ Do we get a debit/ ATM card with Saadiq XtraSaver Account?

    A. Yes. Saadiq Savings account provides the internationally recognised debit card.

    ⭐ What is the profit rate on the Saadiq XtraSaver account & how can we calculate it?

    A. You can earn 1.5% p.a. profit rate which is calculated on your monthly balance of the account.

    Standard Chartered

    A leading international banking group, with a rich history of over 150 years, Standard Chartered Bank (SCB) has been present in the UAE since 1958. SCB offers a range of products under Islamic and Conventional banking and is one of the leading financial institutions in UAE. Their main objective is ‘to offer outstanding value to customers and clients by providing a knowledgeable, efficient and reliable service in a personal, helpful and responsive manner’.

    Corporate Values of the Standard Chartered Bank:

    • Knowledge
    • Efficiency
    • Reliability in Service
    • Personal Approach
    • Helpful and Responsive Mannerisms

       Get in touch with Standard Chartered Customer Care

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