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Last Updated on 18 March 2024

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB PayRow Individual Card

FAB Bank

PayRow Individual Card

FAB PayRow Individual Card
Maximum Limit

AED 75K

Validity of Card

60 Months

Card First Load

AED 30

Monthly Fee

AED 0

FAB PayRow Individual Card
interest rate

AED 75K

Maximum Limit

minimum salary

60 Months

Validity of Card

View details on bank page

Features

  • The card issuance cost is AED 30 which will be deducted from the first load
  • The card used for Government transactions and other merchants
  • The Personalized card requires KYC (Know Your Customer) registration, no bank account required
  • This card is valid for a period of Five-years from the date of issue
  • The Maximum card balance is AED 75,000
  • The PayRow Individual Card can be loaded or reloaded through the following channels
  • FAB Cash Deposit Machines (CDMs)
  • The FAB Mobile app and Online Banking for retail
  • The payit mobile app (available soon)
  • Distribution channels (available soon)
  • MBME Kiosks
  • The UAE Funds Transfer System (UAEFTS)
  • The Loading/Reloading Fees are as follows
  • FAB Cash Deposit Machines (CDMs): AED 10
  • MBME Kiosks: AED 10
  • Distribution channels: AED 10 (available soon)
  • The FAB Mobile app, Online Banking and iBanking: AED 5
  • FAB Branch: AED 25
  • The payit mobile app: AED 5 (available soon)
  • The UAE Funds Transfer System (UAEFTS) : AED 5
  • The redemption fee is AED 25

Required Documents

  • The Documents required for the PayRow Individual Card:
  • Completed application form
  • Valid Emirates ID (front and back)
  • Completed FATCA Individual Form

Main Benefits

  • The Maximum card balance is AED 75,000
  • The Maximum load amount is AED 75,000
  • Maximum reload amount per transaction at FAB CDMs is AED 75,000
  • Maximum reload amount per day at FAB CDMs is AED 75,000
  • The Maximum reload amount per month at FAB CDMs is unlimited
  • Cash withdrawals are available at any FAB or non-FAB ATM and the following are the charges
  • FAB ATMs: Free
  • Non-FAB ATMs (within the UAE): AED 2
  • International withdrawals: 2.5% or AED 15 (whichever is higher)
  • The Withdrawal allowance per transaction is AED 10,000
  • The Withdrawal allowance per day is AED 75,000
  • The Withdrawal allowance per month is unlimited
  • All UAE Nationals and residents are eligible for getting PayRow Individual Card
  • The balance amount can be refunded at FAB ATMs if the cash withdrawal feature is available.
  • You may request a refund at Magnati offices and remember incomplete refund requests cannot be processed.

Frequently Asked Questions

Q. What is the Maximum card balance?

A. The Maximum card balance is AED 75,000

Q. How much is the withdrawal allowance per month?

A. The withdrawal allowance per month is unlimited

Q. How long is the card validity period?

A. The card is valid for a period of five years from the date of issue

Q. What is the card issuance cost?

A. The card issuance cost is AED 30, which will be deducted from the first load

Q. Who is eligible for the card?

A. All UAE Nationals and residents are eligible for getting PayRow Individual Card

FAB

First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision

   Get in touch with FAB Customer Care