Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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United Arab Bank Personal Loan for UAE Nationals

United Arab Bank Bank

Personal Loan for UAE Nationals

Minimum Salary

AED 6K

Reducing Rate

4.89%

Loan Amount

AED 3000K

Early Settlement Fee

1%

Arrangement Fee

1%

minimum salary

AED 6K

Minimum Salary

reducing rate

4.89%

Reducing Rate

max finance

AED 3000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

View details on bank page

Features

  • Repayment period is up to 4 years
  • Only UAE Nationals can apply for this scheme
  • Minimum salary of AED 6,000 is required
  • The interest rate starts at 4.89%
  • It is mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 3,000,000
  • Early settlement fee is 1% of loan amount
  • Arrangement fee is 1% of loan amount

Benefits

  • Can get up to AED 3,000,000 loan amount
  • Repayment period is long

Frequently Asked Questions

⭐ What happens if I don't make repayment on time in United Arab bank?

A. 1-2 installments can be ignored by bank but more than that can directly affect your credit score.

⭐ Does the bank offer top-up loan on existing personal loan?

A. Yes, depending on original loan tenure you can get top-up loan facility on your personal loan.

⭐ Why does bank need my personal phone number?

A. Once your personal loan application is approved, bank wants to disburse your loan as soon as possible.To make that happen they need your personal contact number.

⭐ Can I prepay my personal loan in United Arab bank?

A. To prepay your personal loan you can visit our nearest branch or contact us at 800474.

⭐ Are self employed individuals eligible for getting loan in United Arab bank?

A. Yes, self employed individuals with valid documents are eligible for getting personal loan in United Arab bank.

United Arab

Headquartered in Sharjah, with over 25 branches across the UAE, United Arab Bank, P.J.S.C. (UAB), which was incorporated in 1975, has established itself as a leading banking services provider in the UAE. UAB has a Vision ‘of being the trusted partner and the UAE bank of choice for customers’ and a Mission of ‘offering a superior customer experience, creating shareholder value, and adopting an innovative banking approach while remaining loyal to the nation's heritage and contributing to the overall development of the UAE.’ UAB follows the values of :

  • Integrity
  • Customer Focus
  • Competence
  • Consistency
  • Courteousness

   Get in touch with United Arab Bank Customer Care

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