Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Finance House Executive Finance
Features
- Both UAE Nationals and Expats can apply for this scheme
- Provides free credit card along with this scheme
- The loan is provided for a interest rate of 9.99%
- Minimum salary of AED 8,000 is required
- The reduction rate and the flat rate is 9.99% and 5.45%. This denotes that the computation done was a division of the reduction rate by 1.833
- It is not mandatory to transfer your salary
- Finance up to AED 250,000
- Early settlement fee is 1% of finance amount
- Arrangement fee is 1% of loan amount
Benefits
- Applicants can get up to AED 250,000 loan amount
- Documentation is simple and easy
- There is low salary requirement and long repayment period along with this scheme
Frequently Asked Questions
⭐ How can I apply for Finance House loan?
A. There are three ways to apply for Finance House loan:
Apply online through there websitefinancehouse.ae, or simply call our Toll free Finance House Contact Centre on 80034, and there dedicated relationship managers will further assist you with your requirements, or you can visit there nearest branch.
⭐ What is the minimum income required per month to avail a Personal finance from Finance House?
A. Minimum income required to avail a financing service in Finance House is AED 8,000.
⭐ Is salary transfer to Finance House Bank mandatory?
A. No, it is not mandatory to transfer your salary.
⭐ What is the maximum term for the Finance House Bank personal loan??
A. The maximum term for the loan is 48 months.
Finance House
Finance house is one of the independent financial institutions in UAE, which is maintained by Central bank of the UAE. It was established in March 2004. Even though it is a non-banking financial institution, it provides equal services like personal finance, home finance, credit cards, auto finance etc. It runs a subsidiary Islamic Finance House which follows sharia-compliant financial products.
They work with a mission to be responsive and provide good financial experience by the knowledgeable staff. The vision of Finance House is to be a leader in its chosen domains by providing unique financial products and services to pre-identified niche market segments.
Get in touch with Finance House Customer Care