Credit Bureau Consent, Welcome Offer & General Terms & Conditions

By clicking submit , I acknowledge that my details will be submitted to MyMoneySouq and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow MyMoneySouq to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.

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Citi Personal Loan without Salary Transfer

Citi Bank

Personal Loan without Salary Transfer

Minimum Salary

AED 8K

Flat Rate

7.8%

Reducing Rate

14%

Loan Amount

AED 175K

Early Settlement Fee

1%

Arrangement Fee

1%

Apply Now
minimum salary

AED 8K

Minimum Salary

flat rate

7.8%

Flat Rate

reducing rate

14%

Reducing Rate

max finance

AED 175K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Apply Now

View details on bank page

Features

  • Loan repayment period is up to 48 months
  • The rate is calculated on a reducing basis and varies between 14% and 23% depending on customer income and loan amount
  • You require a minimum salary of AED 8,000 per month to be eligible
  • It is not a requirement to transfer your salary to apply
  • Maximum loan amount of AED 175,000
  • 1% of outstanding principal is charged as Early Settlement fee
  • Insurance is optional
  • 1% of loan amount [Min AED500; Max AED2500] is charged as arrangement fee

Benefits

  • No salary transfer required
  • High Loan amounts up to AED 175,000
  • Top up loan after 9 months
  • Fast approvals
  • Apply online from the comfort of your own home
  • In principle approval in 10 minutes and get a decision in 24 hours

Citi

Citi is a name not alien to the banking industry. The bank is present in the United Arab Emirates since 1964. Citi since its first branch in UAE is known for delivering excellence while consistently bringing world-class banking products and services to the local market. It is currently a major player in the UAE’s credit card market and a leading provider of Wealth Management and Consumer Credit services.

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