Check Eligibility for Sharjah Islamic
Home Loan

You are eligible to apply for a Sharjah Islamic
Home Loan .

You may not be eligible * to apply.

* required to apply for a Sharjah Islamic Home Loan .

*No loan for :User_Nationality available in this page

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Sharjah Islamic Home Loan Calculator

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Home Loan Provided By Sharjah Islamic

Check Eligibility for Sharjah Islamic Home Loan

You are eligible to apply for a Sharjah Islamic
Home Loan .

You may not be eligible * to apply.

*required to apply for a Sharjah Islamic Home Loan .

Click here to check loans from other banks.

Sharjah Islamic Home Loan Calculator

Features of Sharjah Islamic Home Loan

  • Hassle-free Approvals
  • Fixed EMIs that protect from rate fluctuations
  • Long Repayment Tenures
  • Allowed For Ready & Under-Construction Properties

Documents Required of Sharjah Islamic Home Loan

  • Original passport
  • UAE National ID (For UAE Nationals)
  • Valid UAE residence visa (For Expatriates)
  • Past Six months bank statements of active account
  • Salary Transfer Letter (For Salaried)
  • Original Trade License (For Self-Employed)
  • Chamber of Commerce Certificate(Self-Employed) as Applicable
  • The property documents (Site Plan, Map & Title of Deed, etc...)
  • Takaful Insurance (Against Life & Permanent Disability)
  • Property Insurance
  • Joint Deals
  • Geographic Scope Details(Freehold – Leasehold)

Original Documents must be produced at the time of verification. The bank will not hold any documents in originals without consent or legal requirement. Bank may ask for more documents if it sees necessary.

Sharjah Islamic Home Loan Profit Rates

Sharjah Islamic Bank

1 Sharjah Islamic Bank Home Loans

Real Estate Finance

Reducing Rate

1.79%

Early Settlement Fee

1.05%

Arrangement Fee

1.05%

reducing rate

1.79%

Reducing Rate

early settlement fee

1.05%

Early Settlement Fee

arrangement fee

1.05%

Arrangement Fee

Features

  • Provides finance for Residentials properties, both ready properties or residential lands
  • Provides finance for Non-residential properties like commercial properties
  • Get finance for properties under construction

Features

  • Provides finance for Residentials properties, both ready properties or residential lands
  • Provides finance for Non-residential properties like commercial properties
  • Get finance for properties under construction
  • Flexible repayment period
  • Hassle-free process
  • Profit rates start from 1.79% plus 6 months EIBOR
  • Only UAE residents are eligible

Benefits

  • Provides finance for residential and under-construction properties
  • Easy and convenient instalments
  • Competitive profit rates

View details on bank page

About Sharjah Islamic

Established in 1975 through an Amiri decree, the bank was initially known as the National Bank of Sharjah. In 2002, the bank was the first bank to convert to Islamic Banking and was renamed as Sharjah Islamic Bank (SIB). SIB has a Vision 'to be the bank of choice, delivering creative customer solutions based on Islamic principles of partnership, trust & equality for all’. The values followed by them are :

  • Bonding and Harmony
  • Compliance
  • Learning and Self Development
  • Social Responsibility
  • Creativity and Innovation

   Get in touch with Sharjah Islamic Bank Customer Care