Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Ajman Bank Self-Employed Finance Offer
Self-Employed Finance Offer
Features
- Maximum tenure of 5 years is provided
- Interest rates charged are 2.74%(flat rate) and 5.2%(reducing rate)
- A minimum income of AED 8000 is required
- Maximum finance of AED 400,000 is provided
- A down payment of 20% is required
Benefits
- For new cars, can pay the first installment in 90 days after the loan is disbursed
- For old cars, can pay the first installment in 60 days after the loan is disbursed
- Quick approval of the loan
- High finance is provided
Frequently Asked Questions
⭐ Can we clear the loan before the tenure ends?
A. Yes. An early settlement fee of 1% of the outstanding loan amount is charged.
⭐ What are the charges on late payments of installments?
A. 2% of the installment amount is charged as late payment fee.
⭐ Are we supposed to provide post-dated cheques?
A. Yes. The loan holder must provide post-dated cheques in favor of the bank.
⭐ Are there any charges levied on replacing post-dated cheques with new ones?
A. There are no charges levied on replacing post-dated cheques with new ones.
Ajman
Ajman Bank, launched in 2009 is a young, agile Islamic commercial bank that is built on the values of trust, integrity, and transparency. The Emirate's government owns 25% in the bank which is again a strong support. Their way of measuring excellence is based on how efficiently you think they respond to your financial needs. They have brought the human touch back to banking by listening to you.
Ajman Bank Personal Finance is based on the Islamic financing structure of Murabaha, a commercial transaction which involves the buy and sale of goods that has been promised to be purchased by an ultimate buyer with an added profit margin.
Get in touch with Ajman Bank Customer Care