How to get Car Insurance for Imported Vehicles in UAE?

Getting car insurance for imported vehicles is a tricky process. In this article, we will let you know what you need to know about imported vehicles and car insurance. UAE is very much known for its car love and it is called a car enthusiast’s paradise. Imported vehicles are common in this place and getting car insurance is not a bit difficult but you should be aware of certain important factors. 

There are various legal and logistic challenges that you have to deal with before getting your car imported to the country. Below are the basic requirements that you should fulfill to get your car on the road. 

The basic requirements

All right-hand drive (RHD) vehicles cannot be registered for using on the roads in the UAE. The imported cars which are older than 10 years should be tested and they should also get approved by the authorities. The authorities for the test will be from the official body known as Road and Transport Authority(RTA) UAE. 

Why do insurance companies hesitate to insure?

There are various challenges that insurance companies encounter. Insurance companies do not get a reliable history of car insurance. The reason is the car is bought from another country. 

An imported second-hand car may be a car hit by an accident and then it may have been repaired. Such kinds of vehicles will increase the risk of loss for insurance companies. These vehicles may break down and have an adverse effect on the insurance providers. 

The resale value for the imported cars also cannot be good as it is very difficult for finding the potential buyers for the car. The buyers also find it difficult to get car insurance for imported cars. 

The car's regular maintenance and handling charges are higher and this is the reason that buyers hesitate to take the risk of buying second-hand imported vehicles in the UAE. 

Spare parts

The imported cars face the challenge of the spare parts problem. The cars which are manufactured in the UAE have specific criteria for the climatic conditions. The spare parts manufacturers prioritize and make products according to the local market conditions. Since the imported cars are different from the country’s car manufacturing they encounter certain problems. 

The imported cars are not designed to handle the heat and they face the challenge of air conditioning and filter systems problems. Getting the right spare parts for imported cars is a challenge. 

How to get Car Insurance for imported cars?

It is not impossible to import cars toin the UAE. It is easy to do and all you have to do is follow the protocols. Once you think that you can overcome the challenges discussed above then you can get your imported car on the road. 

The car importer should be a resident of the UAE and should pay a fee of 5% of the car value. After paying the importing fees then you should get a vehicle clearance certificate. The vehicle clearance certificate is necessary to get the clearance from the legal authorities. 

After the clearance certificate is done then you should have a car safety test which will certify the safety of the vehicle. Registration of the car is done once all the above formalities are satisfied. 

Browse through to find out the car insurance options which are available in the market. Having the right insurer for imported cars who understands the requirements of the car is very important. 

Select the comprehensive car insurance policy as this is easy and fits best for imported cars. You can compare all kinds of car insurance and get the best car insurance for your imported car.