All you need to know about Clean Car Title

The car title is a legal document that tells you the ownership of the car, car condition and accident history. Car title also shows the VIN number along with the details of the model, year of manufacturer and ways of purchasing finance information. 

When you are purchasing a second-hand car you have to look for a car title. Paying close attention to the title will help you to know the insights information about the car. It will let you know damages to the car which have occurred in the past. It is important to note that a clean title does not mean that the car is in good condition. 

What does a Clean Car Title mean?

Any new car which is purchased starts its journey with a clean title. A clean car title means it did not experience any situations which caused damages to the car. The damages can be accidental damages or natural calamity damages or sometimes even a car getting evaluated as a totaled car. 

A clean title will not indicate that the car has no damage history. If a car is severely damaged the insurance company will make an estimate of the expenses. If the expenses are more than the worth of the car then the insurance provider may mark it as totaled. 

Once the car is totaled, it will get the title brand. Sometimes it may happen that the cars get damaged without getting totaled. In the car history if there were any damages that were minor and did not exceed the total cost of the car then the car will have its clean title. 

Having a dependant realistic trusted mechanic who can check the car and give you true expense value is very important. Car reports can be collected which provide a history of car accidents that are associated with the VIN number of the car also known as car chassis number. 

Types of Car Title Brands

A car title will show the history of the car. If the car title is branded then it means that the car has incurred very serious damages. These damages indicate that they were serious in nature and you should be very careful in deciding whether to purchase the car or not. The following are included in the car title brands.

1. Total salvage value- The car salvage value indicates that the car has been totaled due to the damages. The cars which have salvage titles should not be driven on the roads. It is illegal to drive salvage cars until the car is rebuilt. 
2. Rebuilt title- If the car gets salvage title then you can drive the car once it gets repaired. The titles which are rebuilt are known as reconstructed or reconditioned. 
3. Natural damages- If the car has been affected by flood damages then the car has incurred severe problems. The electric circuits in the car will get damaged and these will create problems for the car. Sometimes these repairs will be difficult to do and make it function normally. 
4. Junked car- When the car is not in a good condition to operate and if it becomes obsolete then it will be liable to get sold. The junk repairs cannot be repaired and the car becomes legally non-operative. 
5. Meter- Rollback of meter can be done and it is considered as not reliable because the meter can be tampered with to show less mileages of the car. The seller of the car should disclose the real mileage of the car prior to selling the car. 

Title wash

Title wash is a technique to not show the title brands. Those who intend to sell the car by not disclosing title brands will do title wash. Title wash is an illegal act to wash away the bad titles on the car. These frauds are done in different ways, making manual changes in the documents, hiding the previous titles, not disclosing the facts to the buyer. 

Holding the information and reapplying for a car title. If this is done during the process of applying for a title then information is withheld. The car will get a new brand and past titles will not be considered. There are different forms of title washing and if you identify any it can be reported to the authorities. 

Insurance Companies and Clean title

Car Insurance companies in UAE offer insurance only for vehicles that have a clean title. Insurance companies will provide coverage easily for rebuilt titles. If you are planning to purchase a which has branded title then you should remember that it is not so easy to get insurance for the car. Insurance companies do not give insurance if there is no clean and clear title. 

If you are purchasing a rebuilt title car then the insurance companies will provide liability coverage. On the other hand, if you purchased a salvage title car then first you have to get it repaired, get the title changed and drive it. The insurance companies will then allow for providing insurance. 

Conclusion

It is important to understand that a clean title does not have any accident history at all or there are no damages. If title washing nothing can be identified on a clean title. When purchasing a car, go with a trusted car mechanic. This mechanic will check the status of the car and provide you with detailed information about the car. Along with the clean car title, having a car report from the mechanic will help you in making a decision on buying or not to buy a car.