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Sharjah Islamic Bank Deposit Accounts in UAE

Sharjah Islamic Deposit Account

Sharjah Islamic Bank

8 Sharjah Islamic Bank Deposit Accounts

Fixed Deposits-6 months

Min Balance to Maintain

AED 10K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided
  • Free SMS notification services of account activities
  • Online Banking Services are provided
  • Can generate free e-Statement/ statement every 6 months

View details on bank page

Fixed Deposits-9 months

Min Balance to Maintain

AED 10K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided
  • Free SMS notification services of account activities
  • Online Banking Services are provided
  • Can generate free e-Statement/ statement every 6 months

View details on bank page

Fixed Deposits-3 months

Min Balance to Maintain

AED 10K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided
  • Free SMS notification services of account activities
  • Online Banking Services are provided
  • Can generate free e-Statement/ statement every 6 months

View details on bank page

Fixed Deposits-12 months

Min Balance to Maintain

AED 10K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided
  • Free SMS notification services of account activities
  • Online Banking Services are provided
  • Can generate free e-Statement/ statement every 6 months

View details on bank page

Fixed Deposits-1 month

Min Balance to Maintain

AED 10K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided

Benefits

  • Individuals & businesses can avail this scheme
  • 1, 3, 6, 9 & 12 months of flexible investment periods
  • 24-hour Call Centre service will be provided
  • Free SMS notification services of account activities
  • Online Banking Services are provided
  • Can generate free e-Statement/ statement every 6 months

View details on bank page

Fixed Deposit Account

Interest Rate

1.21%

Min Balance to Maintain

AED 10K

No

interest rate

1.21%

Interest Rate

minimum balance

AED 10K

Min Balance to Maintain

No

Currency Account

Features

  • With Sharjah Islamic Bank Fixed Deposit account you can discover a great way to grow your savings
  • Just make the most of it by securing safe and flexible deposit terms
  • With a commitment of flexibility you can start your savings with a Fixed Deposit Account.

Features

  • With Sharjah Islamic Bank Fixed Deposit account you can discover a great way to grow your savings
  • Just make the most of it by securing safe and flexible deposit terms
  • With a commitment of flexibility you can start your savings with a Fixed Deposit Account.
  • Flexible investments can be made up to a period of 12 months for guaranteed
  • Provides with Sharia Compliant Profit Distribution

Benefits

  • Sharjah Islamic bank provides Fixed deposit accounts which are safe, secure and with flexible deposit terms
  • The customers can get more out of your savings with our Fixed Deposit account. Reap the benefit of flexible investment periods of up to 12 months with Sharia'a-compliant profit distribution.
  • Just need to have Minimum Balance- AED 10,000
  • The 1 month tenure- 1.21875% Profit rate per Annum
  • Fixed deposits can be made with Flexible investment periods from 1, 3, 6, 9 & 12 months
  • Provides with Monthly profits on savings
  • Allows you to get SMS notifications of account activity
  • Enjoy with Online banking and Mobile Banking services
  • Get Free e-statements every 6 months

View details on bank page

MaxPlus Deposit Account

Interest Rate

14.75%

Min Balance to Maintain

AED 10K

Relationship Manager

No

Yes

interest rate

14.75%

Interest Rate

minimum balance

AED 10K

Min Balance to Maintain

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • Get Maximum Profit and Maximum Flexibility with MaxPlus Deposit Account
  • Enjoy Great returns with SIB MaxPlus Deposit Account
  • Earn Maximum Profit and Maximum Flexibility

Features

  • Get Maximum Profit and Maximum Flexibility with MaxPlus Deposit Account
  • Enjoy Great returns with SIB MaxPlus Deposit Account
  • Earn Maximum Profit and Maximum Flexibility
  • Profit rate up to 14.25% (36 months tenure) and 6.525% (18 months tenure)
  • You can earn finance against your deposit up to 90%
  • The Minimum Deposit amount is AED 10,000

Benefits

  • Sharjah Islamic bank provides Max Plus Deposit Account where the customer can get high returns with Maximum Profit and Flexibility. With a finance facility against the deposit it makes it attractive to the customers as the max plus deposit account is the most preferred option.
  • You can access funds anytime without breaking the deposit
  • Provides you with finance against your deposit up to 90%
  • Earn Profit rate up to 14.25% with 36 months tenure and 6.525% with 18 months tenure
  • The Profit will be calculated on a monthly basis at the profit rate expected for the specific month and payable on deposit maturity.
  • You can start getting access to fund any time without breaking the deposit

View details on bank page

Flexi Long Term Deposit Account

Min Balance to Maintain

AED 200K

Relationship Manager

No

Yes

minimum balance

AED 200K

Min Balance to Maintain

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • Flexi Long term deposit provides with highest earnings that you want
  • Get highest earnings with flexible returns on deposits Flexi Long term deposit (Investment Wakala) provides for multi currency account
  • The deposit tenure ranges of 24 months and 36 months

Features

  • Flexi Long term deposit provides with highest earnings that you want
  • Get highest earnings with flexible returns on deposits Flexi Long term deposit (Investment Wakala) provides for multi currency account
  • The deposit tenure ranges of 24 months and 36 months
  • The minimum deposit amount is AED 200,000 or USD 50,000
  • The Maximum Deposit amount is AED 100,000 or equivalent USD
  • Enjoy the profit payment frequency from monthly, quarterly, semi annually, annually or profit payment can be made at maturity
  • The customers can get up to 70 percent finance limit against their deposits

Benefits

  • Sharjah Islamic bank provides Flexi Long term deposit where the customer can get high returns and flexible deposit returns. With a credit facility on the deposit account Flexi Long term deposit account is the most preferred option for the customers.
  • Get profit rate of 4.75% Highest Expected Returns
  • Get up to 70% Finance against your Deposit
  • Profit payment is done Monthly, Quarterly, Semi Annual or Annual Profit Payment Frequency
  • Deposit currency is USD or AED Currency Deposit The Minimum Deposit- AED 200,000
  • If the Deposit is liquidated within 6 months: 0% of the declared profit ( no profit payout)
  • If the Deposit is liquidated from 6 months and after that then: 25% of paid and accrued profit
  • If there is any credit facility availed against the deposit will be settled from the original/principal deposit amount.
  • If there is any claw back/recover any advance profit paid then it will be recovered from original or the principal amount

View details on bank page

About Sharjah Islamic

Established in 1975 through an Amiri decree, the bank was initially known as the National Bank of Sharjah. In 2002, the bank was the first bank to convert to Islamic Banking and was renamed as Sharjah Islamic Bank (SIB). SIB has a Vision 'to be the bank of choice, delivering creative customer solutions based on Islamic principles of partnership, trust & equality for all’. The values followed by them are :

  • Bonding and Harmony
  • Compliance
  • Learning and Self Development
  • Social Responsibility
  • Creativity and Innovation

   Get in touch with Sharjah Islamic Bank Customer Care

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