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Ajman Bank Savings Accounts in UAE

Ajman Savings Account

Ajman Bank

5 Ajman Bank Savings Accounts

Savings Account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This is an Islamic account by nature.

Features

  • This is an Islamic account by nature.

Benefits

  • This account is fully shariah compliant.
  • This account has a monthly profit rate and quarterly distribution.
  • You can avail free monthly e statements, upon which e-statement option is available.
  • Ease your banking experience, with SMS and online banking.
  • Avail free utility bill payments of FEWA, DEWA, SEWA, ADDC, AADC, Etisalat, du, Salik Recharge.
  • There are no rewards for this account to avail.

View details on bank page

Payroll Account

Min Balance to Maintain

AED 0

Minimum Salary

AED 5K

No

minimum balance

AED 0

Min Balance to Maintain

minimum salary

AED 5K

Minimum Salary

No

Currency Account

Features

  • Provides Account Opening on entry Permit Visa
  • Provides Free Platinum Debit Card
  • There is No Minimum Balance requirements

Features

  • Provides Account Opening on entry Permit Visa
  • Provides Free Platinum Debit Card
  • There is No Minimum Balance requirements
  • Provides Payroll solution and payroll management

Benefits

  • Ajman Bank provides you with one window payroll solution for fulfilling your financial requirements. It provides a payroll solution that offers you payroll management and employees can get quick access to convenient banking services.
  • For individuals who have monthly salary equal or above AED 5,000
  • Current account in AED currency only
  • To be eligible you just need a Valid Passport, Emirates ID & Salary Certificate.
  • Provides easy access to convenient banking services

View details on bank page

Young Account

Min Balance to Maintain

AED 0

No

minimum balance

AED 0

Min Balance to Maintain

No

Currency Account

Features

  • There is No Minimum Balance requirements
  • Available in AED currency only
  • Offers expected quarterly profit rates

Features

  • There is No Minimum Balance requirements
  • Available in AED currency only
  • Offers expected quarterly profit rates
  • Provides you with a special designed Debit card in the name of the “Minor”

Benefits

  • Ajman bank provides you Ajman Bank Young account as it is an ideal choice to help your child take the learning steps towards financial discipline. It is a fully shariah compliant savings account that will encourage your kids to save, earn profits and see their money grow with time.
  • Both UAE nationals and UAE residents can apply for this account
  • Children below 18 years old
  • Minimum balance required to earn profits is AED 5,000

View details on bank page

2 in 1 Account

Min Balance to Maintain

AED 3K

Yes

minimum balance

AED 3K

Min Balance to Maintain

Yes

Currency Account

Features

  • Provides free Platinum Debit Card
  • First Cheque book is free
  • Get monthly e Statements on your registered email address

Features

  • Provides free Platinum Debit Card
  • First Cheque book is free
  • Get monthly e Statements on your registered email address
  • Enjoy access to Ajman Bank Mobile Application and internet banking
  • You can expect quarterly profit rates.

Benefits

  • Ajman bank provides 2 in 1 Account which is a combination of Savings and Current Account. This account provides you with a Debit card and Cheque book facility, and flexibility to earn profit on your deposits. You can get free access to online banking and mobile banking.
  • Provides you a Minimum balance of AED 3,000
  • UAE Nationals, and expatriates are eligible to apply Provides the benefit of Savings account and Current Account
  • Get Debit Card and Cheque book facility
  • Earn profit on your deposits

View details on bank page

Millionaire Account

Min Balance to Maintain

AED 10K

Yes

minimum balance

AED 10K

Min Balance to Maintain

Yes

Currency Account

Overview

  • Ajman bank provides you with an opportunity to Save, Win and Become an Ajman Bank Millionaire. Start Saving now with the Ajman Bank Millionaire Account to get a chance to win AED1 Million 2 times a year and 10 prizes of AED 5,000/- every month. Get a free debit card and access to online banking and mobile banking.

Overview

  • Ajman bank provides you with an opportunity to Save, Win and Become an Ajman Bank Millionaire. Start Saving now with the Ajman Bank Millionaire Account to get a chance to win AED1 Million 2 times a year and 10 prizes of AED 5,000/- every month. Get a free debit card and access to online banking and mobile banking.

View details on bank page

Frequently Asked Questions

⭐ What is the minimum balance required to maintain monthly in Ajman Savings Account?

A. AED 3,000 is the minimum balance to be maintained in Ajman bank savings account.

⭐ What are the charges on non-maintenance of minimum balance in Ajman bank savings account?

A. AED 25 is charged for non-maintenance of minimum balance in the account.

⭐ What is Ajman bank savings account profit rate?

A. The profit rate offered on Ajman Bank Savings account is 0.2%.

⭐ On which basic savings account profit rate will be calculated?

A. The profit rates are calculated on the lowest maintained balance in your savings account each month.

⭐ What is the annual fees to maintain the savings account?

A. The annual fees charged on the savings account is 0 AED.

⭐ Are there any charges for E-Statement?

A. No. E-statements can be availed for free.

About Ajman

Ajman Bank, launched in 2009 is a young, agile Islamic commercial bank that is built on the values of trust, integrity, and transparency. The Emirate's government owns 25% in the bank which is again a strong support. Their way of measuring excellence is based on how efficiently you think they respond to your financial needs. They have brought the human touch back to banking by listening to you.

Ajman Bank Personal Finance is based on the Islamic financing structure of Murabaha, a commercial transaction which involves the buy and sale of goods that has been promised to be purchased by an ultimate buyer with an added profit margin.

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