Credit card providers offer various benefits on the card which attracts the customers. Most importantly rewards are something that usually gains the attention of any credit card applicant. While using a credit card one should make sure he is getting some good deal out of each and every dirham spent using the card. Saving some money on your spendings can happen not only through rewards but also through charges like annual fees. Here we’ve listed some best rewards credit card with no annual fee on the card.
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| Bank Name | Product | Key Rewards |
|---|---|---|
| Mashreq | Mashreq Platinum Elite Credit Card | 5 salaam points on every 1 AED |
| ADIB | ADIB Value+ Card | 2 reward points on every 1 AED |
| Emirates Islamic Bank | Emirates Islamic Emarati Credit Card | 3.75 EI Miles on every 1 AED |
| FAB | FAB Standard Credit Card | 2 First reward points on every 1 AED |
| HSBC | HSBC Advance Credit Card | 1 Air mile on every 1 AED |
| Dubai Islamic Bank | Dubai Islamic Bank Prime Classic Credit Card | 1 Wala reward on every 1 AED |
Mashreq Platinum Elite Credit Card
Benefits
- Earn 5 Salaam points on every 1 AED spent using the card
- Can redeem the touchpoints for airline tickets, electronic goods, hotel stays, etc.
- Can get free airport lounge access worldwide
- Can avail 50% off on VOX cinema, Novo Cinemas and Reel Cinema tickets
- Get 20% cashback on Zomato, Netflix, Noon, etc.
Features
- Minimum salary: AED 7000
- Annual fees: AED 0 for the first year
ADIB Value+ Card
Benefits
- Can earn 1 reward point on every 1 AED spent locally
- Can earn 2 rewards points on every 1 AED spent anywhere outside UAE
- Can redeem rewards points in shopping, airline tickets, etc
- Can get free access to airport lounges
- Can get discounts at selected restaurants
Features
- Minimum salary: AED 5000
- Annual fees: AED 0
Emirates Islamic Emarati Credit Card
Benefits
- Can get 2.5 EI SmartMiles on every 1 AED spent locally
- Can get 3.75 EI SmartMiles on every 1 AED spent outside UAE
- Can redeem EI SmartMiles on hotel bills, travel tickets, retail transactions, etc
- Free 2 Careem rides for airport transfers
- Free Valet parking facility
- Free airport lounge access
Features
- Minimum salary: AED 5000
- Annual fees: AED 0
FAB Standard Credit Card
Benefits
- Can get 2 First reward points on every 1 AED spent
- Can redeem rewards for shopping, jewelry, movies, dining, etc
- Can get free access to airport lounges
- Can avail free Meet and Greet service
Features
- Minimum salary: AED 5000
- Annual fees: AED 0
HSBC Advance Credit Card
Benefits
- Can earn 1 Air mile on every 1 AED spent
- Can redeem the air miles for air tickets, hotels, and other retail spendings
- Can get up to 30% off on travel bookings
- Free access to airport lounges
- Buy1-Get 1 free offer on movie tickets
Features
- Minimum salary: AED 15000
- Annual fees: AED 0
Dubai Islamic Bank Prime Classic Credit Card
Benefits
- Can earn 1 Wala reward on every 1 AED spent using the card
- Can redeem the rewards for purchases, bill payments, travel bookings, etc.
- Provides personal and travel accident insurance coverage
Features
- Minimum salary: AED 5000
- Annual fees: AED 0
These are the top rewards credit cards in the UAE that are provided for free i.e. no annual fees are charged. Apart from there are several other credit cards available that provide good offers on competitive fees and charges. Before getting a credit card, the applicant must go through each and every detail of the card including benefits, fees, and charges.
About the author
Nikitha is a Senior Analyst at MyMoneySouq.com. She has been writing about personal finance, credit cards, mortgage, and other personal finance products in the UAE. Her work on Mortgage loans has been featured by the GulfNews and other popular Financial Blogs in the UAE.
